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(AOL Autos) -- Chrysler and General Motors announced this week that they would shrink their dealer base in the U.S.

Chrysler will close 789 dealers. General Motors announced the closing of 1,100 dealers.

Chrysler will close 789 dealers, leaving them with approximately 2400 stores in the U.S. General Motors announced the closing of 1,100 dealers and hopes to be at a size of 3,600 dealers at the end of 2010.

While Chrysler dealers will be "forced out" by June 9, GM is positioning for a smoother closing of its stores, with each shutting down when it runs out of inventory.

Unlike Chrysler's announcement, GM's list of closing dealers will not be made public, leaving that decision to each dealer.

What happens to my GM or Chrysler vehicle warranty?

Your warranty is valid through its term, regardless of where you bought your vehicle. In March, President Obama announced that the U.S. government would provide the backing for Chrysler and GM vehicle warranties under the "Warrantee Commitment Program."

Can I take my vehicle for service and warranty work to another (surviving) dealer?

Yes, but make sure it's a certified dealer. If you're going to take your Chrysler, Jeep or Dodge vehicle in for warranty work, you can do so at a closing dealership until June 9. After that time, Chrysler will no longer pay those dealers for warranty work. GM vehicles will receive service and warranty work at closing dealers until they shut down.

Will there be good deals on these vehicles?

The Chrysler dealerships to close will have about 44,000 units on hand, or roughly what Chrysler, Jeep and Dodge sell across the country every 2-3 weeks (using April's sales numbers as a guide).

There will be deals, but be warned that if those 44,000 aren't sold before June 9, Chrysler will work to redistribute them to other dealers. Whether the best deals will be had before or after June 9 is likely negligible; if you're interested in a Chrysler, Jeep or Dodge product, you will save a lot of money on a new purchase right now.

One important factor to keep in mind is that approximately 10% of those remaining units are 2008 vehicles. Be careful the car you're looking at hasn't been sitting on the lot inactive for too long; cars actually do "rot."

GM's dealer announcement is a different story, since the company isn't releasing the names of the closing dealers. Dealers who chose to disclose their shutdown may provide better deals. AOL Autos: Why do cars rot on the lot?

How many people and jobs are affected by closing dealers?

The impact on communities will be significant. Since dealers typically employ about 50 people and contract with a handful of suppliers (consider the business that sells paper or office furniture to each dealer), there will be impact within the community.

Some economists, however, believe that the impact will be less than expected, since dealers typically have a high turnover rate and technician jobs were in a short supply already. But, the related aspects of dealer closings are certain: think of the little league baseball teams and charities that receive funding from do-gooding dealers.

Even real estate is affected; car dealerships usually set the market for commercial real estate in smaller communities. When those go empty, the entire city feels the pain. AOL Autos: Pressure to buy American

Why were these dealers chosen?

Both Chrysler and GM have expressed interest to shrink their dealer base. Company officials cite various data points related to choosing these dealers, but the main one is performance.

GM said that the average dealer of the 1,100 affected only sold 35 cars in all of 2008. Chrysler cites similar numbers, with half their closing dealerships selling less than 100. But, even after these reductions by Chrysler and GM, they still have more dealers than other manufacturers.

Using April 2009's sales data as a proxy, Toyota has approximately 95 dealers per 1 point of market share in the U.S., while Chrysler has 256 and GM will have 172 (at the end of 2010). This means that, effectively, Toyota is able to sell more vehicles per dealership. AOL Autos: Fate of the GM brands

Can dealers do anything about this?

Typically, dealers would have protection under state franchise laws against such events. However, in Chrysler's case, those franchise laws are not applicable since the company declared Chapter 11 bankruptcy.

Chrysler dealers can (and likely will) protest the process by which they were chosen (sales volume, number of brands in the store, the area in which the dealership operated). But after June 9, the selected Chrysler, Jeep and Dodge dealers will have to take down their signs.

GM dealers will likely organize their own group, but details of that are unclear at this time. AOL Autos: Are extended warranties worth it?

Even after cuts, do the big three still have too many U.S. dealers?

Some companies need fewer dealers to sell the same amount of cars:

Chrysler LLC  Number of dealers: 2411  Market share: 9.4  Dealers per 1 pt. market share: 256

Ford Motor Co.  Number of dealers: 3723  Market share: 15.7  Dealers per 1 pt. market share: 237

General Motors  Number of dealers: 3600  Market share: 20.9  Dealers per 1 pt. market share: 172 AOL Autos: Six cars to save the big three

Honda Motor Co.  Number of dealers: 1304  Market share: 12.4  Dealers per 1 pt. market share: 105

Toyota Motor Corp.  Number of dealers: 1470  Market share: 15.4  Dealers per 1 pt. market share: 95

Market data shown reflective of April 2009, courtesy of Autodata. Chrysler dealer total is effective June 9; GM dealer total is estimate for end of 2010.

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text: closing

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text: furniture

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text: each

text: dealer

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text: impact

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text: economists

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text: impact

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text: since

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text: short

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text: gooding

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text: real

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text: dealerships

text: usually

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text: AOL

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text: Why

text: were

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text: dealers

text: chosen

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text: Chrysler

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text: GM

text: have

text: expressed

text: interest

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text: shrink

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text: Company

text: officials

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text: manufacturers

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text: proxy

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text: dealers

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text: market

text: share

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text: U.S.

text: while

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text: dealership

text: AOL

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text: GM

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text: dealers

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text: state

text: franchise

text: laws

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text: such

text: events

text: However

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text: Chrysler

text: 's

text: case

text: those

text: franchise

text: laws

text: are

text: not

text: applicable

text: since

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text: company

text: declared

text: Chapter

text: bankruptcy

text: Chrysler

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text: will

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text: process

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text: were

text: chosen

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text: number

text: of

text: brands

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text: store

text: the

text: area

text: in

text: which

text: the

text: dealership

text: operated

text: But

text: after

text: June

text: the

text: selected

text: Chrysler

text: Jeep

text: and

text: Dodge

text: dealers

text: will

text: have

text: to

text: take

text: down

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text: signs

text: GM

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text: organize

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text: own

text: group

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text: details

text: of

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text: this

text: time

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text: big

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text: U.S.

text: dealers

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text: companies

text: need

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text: Number

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text: Market

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text: of

text: April

text: courtesy

text: of

text: Autodata

text: Chrysler

text: dealer

text: total

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text: effective

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text: GM

text: dealer

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text: for

text: end

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question: Who will shrink the dealer base in the U.S.?

answer: Both Chrysler and GM

text: Both Chrysler and GM

question: Is the warranty still valid?

answer: through its term, regardless of where you bought your vehicle. In

text: through its term, regardless of where you bought your vehicle. In

question: When will Chrysler dealers be forced out?

answer: by June 9,

text: by June 9,

question: Who will be "forced out" by June 9?

answer: Chrysler dealers

text: Chrysler dealers

question: Who announced they will shrink the dealer base in the U.S.?

answer: Chrysler and General Motors

text: Chrysler and General Motors

question: Who announced that they were shrinking their dealer base?

answer: Chrysler and General Motors

text: Chrysler and General Motors


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(CNN)  -- A 23-year-old Mexican beauty queen and seven men were taken into custody late Monday after being found in vehicles containing weapons and cash in central Mexico, police said Tuesday.

Laura Zuniga and seven men were found in vehicles with guns and $50,000, Mexican police say.

Laura Zuniga and the men were traveling in two vehicles that contained AR-15 assault rifles, handguns, cartridges and $50,000 in cash, said Luis Carlos Najera Gutierrez de Velazco, secretary of public security for the state of Jalisco.

The eight were stopped in Zapopan, outside Guadalajara, and will face arms charges and an investigation by a federal organized crime team, Najera said.

Police, who had received a tip that a group of armed men were in a home, "detected" the vehicles as they were traveling to investigate the call, Najera said.

One of the men in the vehicles was 29-year-old Angel Orlando Garcia Urquiza, who is Zuniga's boyfriend and the brother of "one of the greatest capos of narcotraffic," Najera said.

Najera said Urquiza's brother, Ricardo Garcia Urquiza, is a member of the Juarez cartel and already was in police custody.

All eight were filed before the news media Tuesday. Zuniga, wearing blue jeans and a gray sweater, raised her handcuffed wrists to cover her face in a police picture.

Zuniga is from Culiacan in the state of Sinaloa, a center of drug activity.

In July, she won the title Nuestra Belleza Sinaloa. That gave her the right to compete two months later in the national Nuestra Belleza Mexico in Monterrey, where she won "The Election of the Queens," one of five special recognitions, and came in third overall.

In October, she won the title "Hispanoamerican Queen 2008" in Santa Cruz, Bolivia.

According to the Nuestra Belleza Mexico Web site, she is to represent Mexico in next year's Miss International contest.

text: CNN

text: A

text: old

text: Mexican

text: beauty

text: queen

text: and

text: seven

text: men

text: were

text: taken

text: into

text: custody

text: late

text: Monday

text: after

text: being

text: found

text: in

text: vehicles

text: containing

text: weapons

text: and

text: cash

text: in

text: central

text: Mexico

text: police

text: said

text: Tuesday

text: Laura

text: Zuniga

text: and

text: seven

text: men

text: were

text: found

text: in

text: vehicles

text: with

text: guns

text: and

text: Mexican

text: police

text: say

text: Laura

text: Zuniga

text: and

text: the

text: men

text: were

text: traveling

text: in

text: two

text: vehicles

text: that

text: contained

text: assault

text: rifles

text: handguns

text: cartridges

text: and

text: in

text: cash

text: said

text: Luis

text: Carlos

text: Najera

text: Gutierrez

text: de

text: Velazco

text: secretary

text: of

text: public

text: security

text: for

text: the

text: state

text: of

text: Jalisco

text: The

text: eight

text: were

text: stopped

text: in

text: Zapopan

text: outside

text: Guadalajara

text: and

text: will

text: face

text: arms

text: charges

text: and

text: an

text: investigation

text: by

text: a

text: federal

text: organized

text: crime

text: team

text: Najera

text: said

text: Police

text: who

text: had

text: received

text: a

text: tip

text: that

text: a

text: group

text: of

text: armed

text: men

text: were

text: in

text: a

text: home

text: detected

text: the

text: vehicles

text: as

text: they

text: were

text: traveling

text: to

text: investigate

text: the

text: call

text: Najera

text: said

text: One

text: of

text: the

text: men

text: in

text: the

text: vehicles

text: was

text: old

text: Angel

text: Orlando

text: Garcia

text: Urquiza

text: who

text: is

text: Zuniga

text: 's

text: boyfriend

text: and

text: the

text: brother

text: of

text: one

text: of

text: the

text: greatest

text: capos

text: of

text: narcotraffic

text: Najera

text: said

text: Najera

text: said

text: Urquiza

text: 's

text: brother

text: Ricardo

text: Garcia

text: Urquiza

text: is

text: a

text: member

text: of

text: the

text: Juarez

text: cartel

text: and

text: already

text: was

text: in

text: police

text: custody

text: All

text: eight

text: were

text: filed

text: before

text: the

text: news

text: media

text: Tuesday

text: Zuniga

text: wearing

text: blue

text: jeans

text: and

text: a

text: gray

text: sweater

text: raised

text: her

text: handcuffed

text: wrists

text: to

text: cover

text: her

text: face

text: in

text: a

text: police

text: picture

text: Zuniga

text: is

text: from

text: Culiacan

text: in

text: the

text: state

text: of

text: Sinaloa

text: a

text: center

text: of

text: drug

text: activity

text: In

text: July

text: she

text: won

text: the

text: title

text: Nuestra

text: Belleza

text: Sinaloa

text: That

text: gave

text: her

text: the

text: right

text: to

text: compete

text: two

text: months

text: later

text: in

text: the

text: national

text: Nuestra

text: Belleza

text: Mexico

text: in

text: Monterrey

text: where

text: she

text: won

text: The

text: Election

text: of

text: the

text: Queens

text: one

text: of

text: five

text: special

text: recognitions

text: and

text: came

text: in

text: third

text: overall

text: In

text: October

text: she

text: won

text: the

text: title

text: Hispanoamerican

text: Queen

text: in

text: Santa

text: Cruz

text: Bolivia

text: According

text: to

text: the

text: Nuestra

text: Belleza

text: Mexico

text: Web

text: site

text: she

text: is

text: to

text: represent

text: Mexico

text: in

text: next

text: year

text: 's

text: Miss

text: International

text: contest

question: Who faces charges?

answer: Laura Zuniga and seven men

text: Laura Zuniga and seven men

question: How much money was found?

answer: $50,000,

question: How many men face arms charges?

answer: seven

text: seven

question: How much money was there?

answer: $50,000,

question: Who won the state beauty contest?

answer: Laura Zuniga

text: Laura Zuniga

question: What did Zuniga win?

answer: the title Nuestra Belleza Sinaloa.

text: the title Nuestra Belleza Sinaloa.

question: What did she win?

answer: the title Nuestra Belleza Sinaloa.

text: the title Nuestra Belleza Sinaloa.

question: What year did she win the Hispanoamerican Queen contest?

answer: 2008"


text:
(CNN) -- From a country which brought the world brands like Sony and Toyota, there's another name that's crept quietly to global prominence. Hello Kitty, the moon-faced cat with a bow in her hair and no mouth.

Shintaro Tsuji, CEO of Sanrio, famous for its Hello Kitty brand, speaks in The Boardroom.

She's one of 450 characters developed by Japan's Sanrio Group, but she's by far most popular -- the embodiment of what's known in Japan as Kawaii, or the culture of cute.

Her image adorns some 50,000 objects, from cute, of course, to downright crazy. But there's nothing cute about the numbers. Hello Kitty is responsible for more than half of Sanrio's billion dollar annual turnover.

Her creator and founder of Sanrio is the effervescent 79-year-old Shintaro Tsuji. He told The Boardroom's Andrew Stevens what he thinks is the marketing secret behind a cultural icon.

Tsuji: Selling something which people want to buy is one of the ways of doing business. But I thought, goods that I want are also something other people want. So we wanted to make goods which people want to send to somebody else as a gift. The idea is that goods are for social communication purposes and that has been accepted worldwide.

In addition, to give Hello Kitty goods as a present is very thoughtful. Our three concepts of friendship, cuteness and thoughtfulness have been reaching out to people. It conveys the importance of being friendly. Such gestures are necessary for the Japanese nation. You care about other people by sending some gifts. Those concepts have been accepted worldwide.

Stevens: My first question to you is Sanrio has developed something like 450 characters. Why it is Hello Kitty has stood out so much more than the others? What is the secret of its success?

Tsuji: At first we were using characters which were created by outsiders, such as cartoonists or artists, but in this case we had to pay the royalty. So we decided to create our own characters. We hired many artists and asked them to create various characters. According to our own research, the most popular animal character was a dog then a white cat and the third one was a bear. Snoopy already existed as a dog character -- that's why we went for the second most popular character. We asked the artists to design a character based on a white cat.

Stevens: Let me just ask you a question about your life, growing up. Reading your autobiography, you lost your mother when you were 13 years old. You went to live with your auntie. And you describe your life; your childhood, has been a quite lonely. How do you think that has shaped you in your business life?

Tsuji: I felt that the most important thing in your life is to have someone whom you can open up your heart to and talk about anything; to have many friends whom you can talk with your heart is the most blessed thing in your life. Then I asked myself how can you make friends -- in what way people can make a friend with those people. That is not just to avoid behaving, which makes people uncomfortable. But do something, which makes people happy. In this way people can make friends.

For example, when people are ill, you can say something to them, or when people did something for you, you say thank you to them. For those kinds of occasions, you send a small present rather than an expensive gift. It is important to show your appreciation since you are able to make good friends in this way. This idea has formed as a business. As a result, Hello Kitty was created. Hello Kitty has become known among everybody and it means that people are becoming friends. I am pleased with this phenomenon.

Stevens: What, in your business career, is the most important lesson you think you've learnt?

Tsuji: A good company means that, first of all, its sale increases each year and secondly it makes profits each year. This is what people call a quality company. But this is not my main concern. Obviously, a company shouldn't lose money. A company cannot contribute to a society easily. But for me, it is important to establish a company, which has a good reputation.

Stevens: Much easier said than done, how do you remain true to your original ideas, though, because there are so many pressures from shareholders among other people to make those profits?

Tsuji: The company shareholders actually say "Make more profits or dividends." But what I always say to them at the general assembly is that the shareholder should be someone who truly values my company and is proud of having my company's share.

According to newspapers, there are companies which make a profit by polluting the environment or breaking laws. But this is not acceptable by our standard. I bet the company staffs want to have an increase in the wages. But I want my staffs to be proud of themselves, in particular, when their children ask them where they are working. In my view, that is very important.

Stevens: What advice would you give to someone starting out their own company in 21st century?

Tsuji: It is not only about making profits or establishing a huge corporation. A bigger country doesn't mean a better country. Having a larger military capacity doesn't mean a better thing. It will be ideal to establish a company which is a value to the world. It's not just about the money. So I would say "How about creating companies which people appreciate?" E-mail to a friend

text: CNN

text: From

text: a

text: country

text: which

text: brought

text: the

text: world

text: brands

text: like

text: Sony

text: and

text: Toyota

text: there

text: 's

text: another

text: name

text: that

text: 's

text: crept

text: quietly

text: to

text: global

text: prominence

text: Hello

text: Kitty

text: the

text: moon

text: faced

text: cat

text: with

text: a

text: bow

text: in

text: her

text: hair

text: and

text: no

text: mouth

text: Shintaro

text: Tsuji

text: CEO

text: of

text: Sanrio

text: famous

text: for

text: its

text: Hello

text: Kitty

text: brand

text: speaks

text: in

text: The

text: Boardroom

text: She

text: 's

text: one

text: of

text: characters

text: developed

text: by

text: Japan

text: 's

text: Sanrio

text: Group

text: but

text: she

text: 's

text: by

text: far

text: most

text: popular

text: the

text: embodiment

text: of

text: what

text: 's

text: known

text: in

text: Japan

text: as

text: Kawaii

text: or

text: the

text: culture

text: of

text: cute

text: Her

text: image

text: adorns

text: some

text: objects

text: from

text: cute

text: of

text: course

text: to

text: downright

text: crazy

text: But

text: there

text: 's

text: nothing

text: cute

text: about

text: the

text: numbers

text: Hello

text: Kitty

text: is

text: responsible

text: for

text: more

text: than

text: half

text: of

text: Sanrio

text: 's

text: billion

text: dollar

text: annual

text: turnover

text: Her

text: creator

text: and

text: founder

text: of

text: Sanrio

text: is

text: the

text: effervescent

text: old

text: Shintaro

text: Tsuji

text: He

text: told

text: The

text: Boardroom

text: 's

text: Andrew

text: Stevens

text: what

text: he

text: thinks

text: is

text: the

text: marketing

text: secret

text: behind

text: a

text: cultural

text: icon

text: Tsuji

text: Selling

text: something

text: which

text: people

text: want

text: to

text: buy

text: is

text: one

text: of

text: the

text: ways

text: of

text: doing

text: business

text: But

text: I

text: thought

text: goods

text: that

text: I

text: want

text: are

text: also

text: something

text: other

text: people

text: want

text: So

text: we

text: wanted

text: to

text: make

text: goods

text: which

text: people

text: want

text: to

text: send

text: to

text: somebody

text: else

text: as

text: a

text: gift

text: The

text: idea

text: is

text: that

text: goods

text: are

text: for

text: social

text: communication

text: purposes

text: and

text: that

text: has

text: been

text: accepted

text: worldwide

text: In

text: addition

text: to

text: give

text: Hello

text: Kitty

text: goods

text: as

text: a

text: present

text: is

text: very

text: thoughtful

text: Our

text: three

text: concepts

text: of

text: friendship

text: cuteness

text: and

text: thoughtfulness

text: have

text: been

text: reaching

text: out

text: to

text: people

text: It

text: conveys

text: the

text: importance

text: of

text: being

text: friendly

text: Such

text: gestures

text: are

text: necessary

text: for

text: the

text: Japanese

text: nation

text: You

text: care

text: about

text: other

text: people

text: by

text: sending

text: some

text: gifts

text: Those

text: concepts

text: have

text: been

text: accepted

text: worldwide

text: Stevens

text: My

text: first

text: question

text: to

text: you

text: is

text: Sanrio

text: has

text: developed

text: something

text: like

text: characters

text: Why

text: it

text: is

text: Hello

text: Kitty

text: has

text: stood

text: out

text: so

text: much

text: more

text: than

text: the

text: others

text: What

text: is

text: the

text: secret

text: of

text: its

text: success

text: Tsuji

text: At

text: first

text: we

text: were

text: using

text: characters

text: which

text: were

text: created

text: by

text: outsiders

text: such

text: as

text: cartoonists

text: or

text: artists

text: but

text: in

text: this

text: case

text: we

text: had

text: to

text: pay

text: the

text: royalty

text: So

text: we

text: decided

text: to

text: create

text: our

text: own

text: characters

text: We

text: hired

text: many

text: artists

text: and

text: asked

text: them

text: to

text: create

text: various

text: characters

text: According

text: to

text: our

text: own

text: research

text: the

text: most

text: popular

text: animal

text: character

text: was

text: a

text: dog

text: then

text: a

text: white

text: cat

text: and

text: the

text: third

text: one

text: was

text: a

text: bear

text: Snoopy

text: already

text: existed

text: as

text: a

text: dog

text: character

text: that

text: 's

text: why

text: we

text: went

text: for

text: the

text: second

text: most

text: popular

text: character

text: We

text: asked

text: the

text: artists

text: to

text: design

text: a

text: character

text: based

text: on

text: a

text: white

text: cat

text: Stevens

text: Let

text: me

text: just

text: ask

text: you

text: a

text: question

text: about

text: your

text: life

text: growing

text: up

text: Reading

text: your

text: autobiography

text: you

text: lost

text: your

text: mother

text: when

text: you

text: were

text: years

text: old

text: You

text: went

text: to

text: live

text: with

text: your

text: auntie

text: And

text: you

text: describe

text: your

text: life

text: your

text: childhood

text: has

text: been

text: a

text: quite

text: lonely

text: How

text: do

text: you

text: think

text: that

text: has

text: shaped

text: you

text: in

text: your

text: business

text: life

text: Tsuji

text: I

text: felt

text: that

text: the

text: most

text: important

text: thing

text: in

text: your

text: life

text: is

text: to

text: have

text: someone

text: whom

text: you

text: can

text: open

text: up

text: your

text: heart

text: to

text: and

text: talk

text: about

text: anything

text: to

text: have

text: many

text: friends

text: whom

text: you

text: can

text: talk

text: with

text: your

text: heart

text: is

text: the

text: most

text: blessed

text: thing

text: in

text: your

text: life

text: Then

text: I

text: asked

text: myself

text: how

text: can

text: you

text: make

text: friends

text: in

text: what

text: way

text: people

text: can

text: make

text: a

text: friend

text: with

text: those

text: people

text: That

text: is

text: not

text: just

text: to

text: avoid

text: behaving

text: which

text: makes

text: people

text: uncomfortable

text: But

text: do

text: something

text: which

text: makes

text: people

text: happy

text: In

text: this

text: way

text: people

text: can

text: make

text: friends

text: For

text: example

text: when

text: people

text: are

text: ill

text: you

text: can

text: say

text: something

text: to

text: them

text: or

text: when

text: people

text: did

text: something

text: for

text: you

text: you

text: say

text: thank

text: you

text: to

text: them

text: For

text: those

text: kinds

text: of

text: occasions

text: you

text: send

text: a

text: small

text: present

text: rather

text: than

text: an

text: expensive

text: gift

text: It

text: is

text: important

text: to

text: show

text: your

text: appreciation

text: since

text: you

text: are

text: able

text: to

text: make

text: good

text: friends

text: in

text: this

text: way

text: This

text: idea

text: has

text: formed

text: as

text: a

text: business

text: As

text: a

text: result

text: Hello

text: Kitty

text: was

text: created

text: Hello

text: Kitty

text: has

text: become

text: known

text: among

text: everybody

text: and

text: it

text: means

text: that

text: people

text: are

text: becoming

text: friends

text: I

text: am

text: pleased

text: with

text: this

text: phenomenon

text: Stevens

text: What

text: in

text: your

text: business

text: career

text: is

text: the

text: most

text: important

text: lesson

text: you

text: think

text: you

text: 've

text: learnt

text: Tsuji

text: A

text: good

text: company

text: means

text: that

text: first

text: of

text: all

text: its

text: sale

text: increases

text: each

text: year

text: and

text: secondly

text: it

text: makes

text: profits

text: each

text: year

text: This

text: is

text: what

text: people

text: call

text: a

text: quality

text: company

text: But

text: this

text: is

text: not

text: my

text: main

text: concern

text: Obviously

text: a

text: company

text: should

text: n't

text: lose

text: money

text: A

text: company

text: can

text: not

text: contribute

text: to

text: a

text: society

text: easily

text: But

text: for

text: me

text: it

text: is

text: important

text: to

text: establish

text: a

text: company

text: which

text: has

text: a

text: good

text: reputation

text: Stevens

text: Much

text: easier

text: said

text: than

text: done

text: how

text: do

text: you

text: remain

text: true

text: to

text: your

text: original

text: ideas

text: though

text: because

text: there

text: are

text: so

text: many

text: pressures

text: from

text: shareholders

text: among

text: other

text: people

text: to

text: make

text: those

text: profits

text: Tsuji

text: The

text: company

text: shareholders

text: actually

text: say

text: Make

text: more

text: profits

text: or

text: dividends

text: But

text: what

text: I

text: always

text: say

text: to

text: them

text: at

text: the

text: general

text: assembly

text: is

text: that

text: the

text: shareholder

text: should

text: be

text: someone

text: who

text: truly

text: values

text: my

text: company

text: and

text: is

text: proud

text: of

text: having

text: my

text: company

text: 's

text: share

text: According

text: to

text: newspapers

text: there

text: are

text: companies

text: which

text: make

text: a

text: profit

text: by

text: polluting

text: the

text: environment

text: or

text: breaking

text: laws

text: But

text: this

text: is

text: not

text: acceptable

text: by

text: our

text: standard

text: I

text: bet

text: the

text: company

text: staffs

text: want

text: to

text: have

text: an

text: increase

text: in

text: the

text: wages

text: But

text: I

text: want

text: my

text: staffs

text: to

text: be

text: proud

text: of

text: themselves

text: in

text: particular

text: when

text: their

text: children

text: ask

text: them

text: where

text: they

text: are

text: working

text: In

text: my

text: view

text: that

text: is

text: very

text: important

text: Stevens

text: What

text: advice

text: would

text: you

text: give

text: to

text: someone

text: starting

text: out

text: their

text: own

text: company

text: in

text: century

text: Tsuji

text: It

text: is

text: not

text: only

text: about

text: making

text: profits

text: or

text: establishing

text: a

text: huge

text: corporation

text: A

text: bigger

text: country

text: does

text: n't

text: mean

text: a

text: better

text: country

text: Having

text: a

text: larger

text: military

text: capacity

text: does

text: n't

text: mean

text: a

text: better

text: thing

text: It

text: will

text: be

text: ideal

text: to

text: establish

text: a

text: company

text: which

text: is

text: a

text: value

text: to

text: the

text: world

text: It

text: 's

text: not

text: just

text: about

text: the

text: money

text: So

text: I

text: would

text: say

text: How

text: about

text: creating

text: companies

text: which

text: people

text: appreciate

text: E

text: mail

text: to

text: a

text: friend

question: Who is the most famous character?

answer: Hello Kitty

text: Hello Kitty

question: Who speaks in the boardroom?

answer: Shintaro Tsuji,

text: Shintaro Tsuji,

question: What is Sanrio's most famous character?

answer: Hello Kitty

text: Hello Kitty

question: Who spoke to Andrew Stevens?

answer: Shintaro Tsuji.

text: Shintaro Tsuji.

question: What is responsible for more than half of Sanrio's billion dollar turnover?

answer: Hello Kitty

text: Hello Kitty

question: Who  speaks to Andrew Stevens in The Boardroom?

answer: Shintaro Tsuji,

text: Shintaro Tsuji,

question: Who is  responsible for more than half of Sanrio's billion dollar turnover?

answer: Hello Kitty

text: Hello Kitty

question: Who is sanrio's most famous character?

answer: Hello Kitty

text: Hello Kitty

question: Who is reponsible for more than half of turnover?

answer: Hello Kitty

text: Hello Kitty


text:
(The Frisky) -- Despite the tough economic times, you can't just expect to stop lusting after those Frye riding boots you've had your eye on forever, or that your longtime trusted hair stylist is going to suddenly start cutting her prices.

From hobbies to bake sales to your own Web site, there are ways to make extra money in your spare time.

The fact is no matter how frugally you learn to live, there are still going to be some things you'll want to splurge on, and that's okay. I mean, this is a recession, after all, not a potato famine. You don't have to give up all your luxuries or switch to low-cost everything; you just have to get savvier about making extra money for those treats you enjoy.

But I'm not talking about getting a second job or really working that much harder; a true recessionista knows how to make extra cash for little luxuries while leaving plenty of free time to enjoy them, too. After the jump, seven ways to make more money without taking a second job...

1. Become a focus group participant: An old co-worker turned me on to focus groups about 8 years ago and after I made 75 bucks giving my opinion on a series of coffee ads, I immediately went home, opened the phone book (remember those?), and called dozens of market research companies to get my name added to their databases for future groups.

Over the years I've made thousands of dollars telling people what I think about ads, product concepts, packaging, services, and the taste of food and beverages. Once, I even made $200 tasting vodka for an hour. Talk about easy money! Check the "Etc." section of Craigslist for current focus groups in your area, or do an online search for market research recruiting companies and then can call and have your name added to their databases.

2. Use your blog: If you have a blog -- and who doesn't these days? -- you're sitting on valuable real estate. Depending on the size of your readership, you could make anywhere from enough money to buy a magazine and a latte to enough to support your entire family (ÃÂ¡ la Dooce).

There are lots of different ways to make money on a blog, from virtual tip jars to product reviews, but the most popular is through running ads. In the past, I've recruited sponsors directly for a niche blog I used to write, but I currently use an advertising program on my personal blog that basically takes care of everything so all I have to do is post regularly and collect my check at the end of the month. Free money for writing about my cats and boyfriend and favorite TV shows! What could be easier? There are a host of ad programs open to anyone, so do your research to find one that's right for you.

3. Sell the stuff you no longer want: When I moved to New York from Chicago a year ago to be with my long-distance boyfriend, I used the opportunity to unload all the crap I no longer wanted or needed. I sold furniture, home goods, clothes, accessories, and my car (no need for one in Manhattan!). In addition to hosting a yard sale where I made about 200 bucks for candles, pots and pans and old Halloween costumes, I used the hell out of Craigslist and eBay, both before my move and after I arrived when I realized I still needed to unload quite a bit to fit into my boyfriend's one-bedroom apartment.

I honestly don't miss anything I got rid of (and can't remember what most of it even was), and the money from the sales paid a big chunk of my moving costs. Now that I'm settled in, I like to go through my belongings each season, selling a few items and making room and money for new stuff, like dresses and cute shoes.

4. Make money from your hobbies: From hawking your crafts on Etsy, and selling produce from your garden, to playing piano once a week at a local restaurant, or reading tarot cards at a party, there are innumerable ways to make cash doing the activities you love. The key here is to convince yourself you have a product or skill someone else wants and then search out those people or companies who can pay you for them.

5. Host a bake sale: Remember when we were kids and our parents used to make cookies and brownies and stuff for school bake sales to raise money for a new flagpole or air conditioning in the gym? Well, why not do the same thing now that we're grown-ups and need to raise money for our vacations to Barcelona? I say get a few friends together, bake up a storm, and then sell your goods at a local market, a festival, or even online at a place like Etsy. If you love baking, this is another great way to make money from a hobby...without inhaling all the extra calories eating the goods yourself!

6. Shop and sell: What recessionista doesn't like shopping, right? So instead of giving it up or cutting back, start making money off your great eye and awesome buying skills. Whether you live in an area with fantastic sample sales, or a town with the best thrift and antique stores, chances are you're able to score stuff your recessionista sisters in other parts of the country can't. So make your next shopping spree a moneymaking one and sell your finds for a profit on eBay, or open a vintage shop on Etsy (can you tell I'm a fan of the site?).

7. Pet sit: If you know people with pets, volunteer to watch them -- for a small fee, of course -- the next time they leave town for a few days. Sure, they could kennel them or hire a professional, but most people feel better when they leave their beloved pets (not to mention their house keys) in the hands of someone they know and trust. And, hey, if they have cable and throw in a bottle of wine for your trouble, you'll score a bit of a vacation yourself...and make money for a pedicure, to boot.

TM & ÃÂ© 2008 TMV, Inc. | All Rights Reserved

text: The

text: Frisky

text: Despite

text: the

text: tough

text: economic

text: times

text: you

text: ca

text: n't

text: just

text: expect

text: to

text: stop

text: lusting

text: after

text: those

text: Frye

text: riding

text: boots

text: you

text: 've

text: had

text: your

text: eye

text: on

text: forever

text: or

text: that

text: your

text: longtime

text: trusted

text: hair

text: stylist

text: is

text: going

text: to

text: suddenly

text: start

text: cutting

text: her

text: prices

text: From

text: hobbies

text: to

text: bake

text: sales

text: to

text: your

text: own

text: Web

text: site

text: there

text: are

text: ways

text: to

text: make

text: extra

text: money

text: in

text: your

text: spare

text: time

text: The

text: fact

text: is

text: no

text: matter

text: how

text: frugally

text: you

text: learn

text: to

text: live

text: there

text: are

text: still

text: going

text: to

text: be

text: some

text: things

text: you

text: 'll

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text: splurge

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text: and

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text: okay

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text: mean

text: this

text: is

text: a

text: recession

text: after

text: all

text: not

text: a

text: potato

text: famine

text: You

text: do

text: n't

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text: give

text: up

text: all

text: your

text: luxuries

text: or

text: switch

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text: After

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text: old

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text: turned

text: me

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text: years

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text: on

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text: future

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text: Over

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text: made

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text: I

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text: about

text: ads

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text: Use

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text: If

text: you

text: have

text: a

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text: and

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text: does

text: n't

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text: 're

text: sitting

text: on

text: valuable

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text: Depending

text: on

text: the

text: size

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text: your

text: readership

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text: could

text: make

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text: ÃÂ

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text: Dooce

text: There

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text: but

text: the

text: most

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text: is

text: through

text: running

text: ads

text: In

text: the

text: past

text: I

text: 've

text: recruited

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text: directly

text: for

text: a

text: niche

text: blog

text: I

text: used

text: to

text: write

text: but

text: I

text: currently

text: use

text: an

text: advertising

text: program

text: on

text: my

text: personal

text: blog

text: that

text: basically

text: takes

text: care

text: of

text: everything

text: so

text: all

text: I

text: have

text: to

text: do

text: is

text: post

text: regularly

text: and

text: collect

text: my

text: check

text: at

text: the

text: end

text: of

text: the

text: month

text: Free

text: money

text: for

text: writing

text: about

text: my

text: cats

text: and

text: boyfriend

text: and

text: favorite

text: TV

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text: What

text: could

text: be

text: easier

text: There

text: are

text: a

text: host

text: of

text: ad

text: programs

text: open

text: to

text: anyone

text: so

text: do

text: your

text: research

text: to

text: find

text: one

text: that

text: 's

text: right

text: for

text: you

text: Sell

text: the

text: stuff

text: you

text: no

text: longer

text: want

text: When

text: I

text: moved

text: to

text: New

text: York

text: from

text: Chicago

text: a

text: year

text: ago

text: to

text: be

text: with

text: my

text: long

text: distance

text: boyfriend

text: I

text: used

text: the

text: opportunity

text: to

text: unload

text: all

text: the

text: crap

text: I

text: no

text: longer

text: wanted

text: or

text: needed

text: I

text: sold

text: furniture

text: home

text: goods

text: clothes

text: accessories

text: and

text: my

text: car

text: no

text: need

text: for

text: one

text: in

text: Manhattan

text: In

text: addition

text: to

text: hosting

text: a

text: yard

text: sale

text: where

text: I

text: made

text: about

text: bucks

text: for

text: candles

text: pots

text: and

text: pans

text: and

text: old

text: Halloween

text: costumes

text: I

text: used

text: the

text: hell

text: out

text: of

text: Craigslist

text: and

text: eBay

text: both

text: before

text: my

text: move

text: and

text: after

text: I

text: arrived

text: when

text: I

text: realized

text: I

text: still

text: needed

text: to

text: unload

text: quite

text: a

text: bit

text: to

text: fit

text: into

text: my

text: boyfriend

text: 's

text: one

text: bedroom

text: apartment

text: I

text: honestly

text: do

text: n't

text: miss

text: anything

text: I

text: got

text: rid

text: of

text: and

text: ca

text: n't

text: remember

text: what

text: most

text: of

text: it

text: even

text: was

text: and

text: the

text: money

text: from

text: the

text: sales

text: paid

text: a

text: big

text: chunk

text: of

text: my

text: moving

text: costs

text: Now

text: that

text: I

text: 'm

text: settled

text: in

text: I

text: like

text: to

text: go

text: through

text: my

text: belongings

text: each

text: season

text: selling

text: a

text: few

text: items

text: and

text: making

text: room

text: and

text: money

text: for

text: new

text: stuff

text: like

text: dresses

text: and

text: cute

text: shoes

text: Make

text: money

text: from

text: your

text: hobbies

text: From

text: hawking

text: your

text: crafts

text: on

text: Etsy

text: and

text: selling

text: produce

text: from

text: your

text: garden

text: to

text: playing

text: piano

text: once

text: a

text: week

text: at

text: a

text: local

text: restaurant

text: or

text: reading

text: tarot

text: cards

text: at

text: a

text: party

text: there

text: are

text: innumerable

text: ways

text: to

text: make

text: cash

text: doing

text: the

text: activities

text: you

text: love

text: The

text: key

text: here

text: is

text: to

text: convince

text: yourself

text: you

text: have

text: a

text: product

text: or

text: skill

text: someone

text: else

text: wants

text: and

text: then

text: search

text: out

text: those

text: people

text: or

text: companies

text: who

text: can

text: pay

text: you

text: for

text: them

text: Host

text: a

text: bake

text: sale

text: Remember

text: when

text: we

text: were

text: kids

text: and

text: our

text: parents

text: used

text: to

text: make

text: cookies

text: and

text: brownies

text: and

text: stuff

text: for

text: school

text: bake

text: sales

text: to

text: raise

text: money

text: for

text: a

text: new

text: flagpole

text: or

text: air

text: conditioning

text: in

text: the

text: gym

text: Well

text: why

text: not

text: do

text: the

text: same

text: thing

text: now

text: that

text: we

text: 're

text: grown

text: ups

text: and

text: need

text: to

text: raise

text: money

text: for

text: our

text: vacations

text: to

text: Barcelona

text: I

text: say

text: get

text: a

text: few

text: friends

text: together

text: bake

text: up

text: a

text: storm

text: and

text: then

text: sell

text: your

text: goods

text: at

text: a

text: local

text: market

text: a

text: festival

text: or

text: even

text: online

text: at

text: a

text: place

text: like

text: Etsy

text: If

text: you

text: love

text: baking

text: this

text: is

text: another

text: great

text: way

text: to

text: make

text: money

text: from

text: a

text: hobby

text: without

text: inhaling

text: all

text: the

text: extra

text: calories

text: eating

text: the

text: goods

text: yourself

text: Shop

text: and

text: sell

text: What

text: recessionista

text: does

text: n't

text: like

text: shopping

text: right

text: So

text: instead

text: of

text: giving

text: it

text: up

text: or

text: cutting

text: back

text: start

text: making

text: money

text: off

text: your

text: great

text: eye

text: and

text: awesome

text: buying

text: skills

text: Whether

text: you

text: live

text: in

text: an

text: area

text: with

text: fantastic

text: sample

text: sales

text: or

text: a

text: town

text: with

text: the

text: best

text: thrift

text: and

text: antique

text: stores

text: chances

text: are

text: you

text: 're

text: able

text: to

text: score

text: stuff

text: your

text: recessionista

text: sisters

text: in

text: other

text: parts

text: of

text: the

text: country

text: ca

text: n't

text: So

text: make

text: your

text: next

text: shopping

text: spree

text: a

text: moneymaking

text: one

text: and

text: sell

text: your

text: finds

text: for

text: a

text: profit

text: on

text: eBay

text: or

text: open

text: a

text: vintage

text: shop

text: on

text: Etsy

text: can

text: you

text: tell

text: I

text: 'm

text: a

text: fan

text: of

text: the

text: site

text: Pet

text: sit

text: If

text: you

text: know

text: people

text: with

text: pets

text: volunteer

text: to

text: watch

text: them

text: for

text: a

text: small

text: fee

text: of

text: course

text: the

text: next

text: time

text: they

text: leave

text: town

text: for

text: a

text: few

text: days

text: Sure

text: they

text: could

text: kennel

text: them

text: or

text: hire

text: a

text: professional

text: but

text: most

text: people

text: feel

text: better

text: when

text: they

text: leave

text: their

text: beloved

text: pets

text: not

text: to

text: mention

text: their

text: house

text: keys

text: in

text: the

text: hands

text: of

text: someone

text: they

text: know

text: and

text: trust

text: And

text: hey

text: if

text: they

text: have

text: cable

text: and

text: throw

text: in

text: a

text: bottle

text: of

text: wine

text: for

text: your

text: trouble

text: you

text: 'll

text: score

text: a

text: bit

text: of

text: a

text: vacation

text: yourself

text: and

text: make

text: money

text: for

text: a

text: pedicure

text: to

text: boot

text: TM

text: ÃÂ

text: TMV

text: Inc.

text: All

text: Rights

text: Reserved

question: What should you sell on eBay or Craigslist?

answer: u no longer want

text: u no longer want

question: What can you use with a blog?

answer: m virtual tip jar

text: m virtual tip jar

question: Where can you sell stuff in your home?

answer: f Craigslist and eBay

text: f Craigslist and eBay

question: What should you do to make extra money from the stuff in your home?

answer: u no longer want

text: u no longer want

question: What kind of group should you sign up for?

answer: focus

text: focus

question: Where can you sell unwanted household items?

answer: n eBay

text: n eBay

question: What places can be used to sell stuff from your home?

answer: f Craigslist and eBay

text: f Craigslist and eBay

question: What can you set up?

answer: From hobbies to bake sales to your own Web site, there are ways to make extra money in your spare time.

text: From hobbies to bake sales to your own Web site, there are ways to make extra money in your spare time.


text:
(CNN) -- President Obama introduced a health care plan that he says will bridge the gap between the House and Senate bills passed last year. His proposal is similar to the Senate bill, with a few nods to the House plan.

Here are some of the highlights of his plan, according to the White House.

Basics

The president says his health care proposal will help more than 31 million uninsured Americans get coverage. Obama says his plan includes the largest middle-class tax cut for health care in history.

It establishes a health insurance market that would provide the same insurance choices that members of Congress have. Health insurance exchanges, as proposed in the Senate bill, would be created to make it easier for small businesses, the self-employed and the unemployed to purchase less expensive coverage.

There is no public option, an idea strongly backed by liberal Democrats but fiercely opposed both by Republicans and key Democratic moderates.

Like the House and Senate plans, Obama's proposal would bar insurers from charging higher premiums based on a person's gender or medical history or denying coverage based on pre-existing conditions.

Key differences

Obama's plan eliminates the controversial proposal added to the Senate bill that exempts Nebraska from paying increased Medicaid expenses. It also provides additional federal financing to all of the states for the Medicaid expansion.

The president's proposal closes the Medicare prescription drug "doughnut hole." Under current Medicare limits, seniors must pick up the costs once their drug costs reach $2,830 and pay all costs out of pocket until they reach $4,550, at which point Medicare coverage kicks back in.

Obama's proposal eases the "doughnut hole" in the short term by providing a $250 rebate to Medicare beneficiaries who reach the limit in 2010. The plan closes the doughnut hole completely by 2020.

The plan also establishes a Health Insurance Rate Authority to provide an additional level of oversight of insurance premium increase at the federal level, giving the government new authority to block excessive rate hikes by health insurance companies.

Tax credits

The president's proposal increases federal subsidies to help people buy insurance.

New health insurance subsidies would be provided to families making up to 400 percent of the federal poverty level.

Compared to the Senate bill, Obama's proposal lowers premiums for families making between $44,000 and $66,000, according to the White House. Compared to the House bill, it lowers premiums for families making between $55,000 and $88,000.

Obama's plan also provides more cost-sharing assistance than the House and Senate bills for families with incomes below $55,000. For families making about $55,000, the president's proposal matches the assistance in the Senate bill.

Penalties and fees

The House and Senate bills both require payments from individuals who choose not to get health care coverage. Obama's plan lowers the maximum penalty for individuals.

Obama's plan also provides $40 billion in tax credits for small businesses to help them provide health care options for their employees.

Like the Senate bill, the president's proposal does not mandate that employers provide insurance.

Under Obama's plan, companies with more than 50 employees would be required to pay a fee of $2,000 per worker if the company does not provide coverage and any of that company's workers receives federal health care subsidies. The first 30 workers would be subtracted from the payment calculation. As with the individual requirement, this represents a compromise between the House and Senate plans.

Obama's proposal delays the $67 billion assessment on health insurers, pushing it to 2014, when exchanges and the new health insurance market will be set up.

The president's proposal also increases the revenue drawn from the pharmaceutical industry to $23 billion over the next three years -- $10 billion more than the Senate bill. It delays the implementation of these fees to 2011.

Waste, fraud and abuse

The president's proposal includes a number of provisions to help eliminate waste and fight fraud.

Some of those provisions include establishing Medicare and Medicaid sanctions databases, increasing access to the health care integrity and protection data bank, expanding efforts to recover overpayments made to providers and suppliers, and establishing a system to more quickly identify potentially fraudulent payments.

Obama's proposal also calls for preventing delays in access to generic drugs.

Questions

The president's proposal doesn't address many of the sticking points that hung up the House and Senate bills.

Obama says his plan also reduces the deficit by $100 billion over the next decade and about $1 trillion over the following decade by "cutting government overspending and reining in waste, fraud and abuse."

The White House says the plan would cost about $950 billion over the next 10 years, but that's not an official estimate. There are also not a lot of specifics on how to pay for the plan. The Senate plan, according to the nonpartisan Congressional Budget Office, would cost an estimated $871 billion; the more expansive House plan has been estimated to cost over $1 trillion.

The Obama plan resembles the Senate version on how to block subsidies from funding abortions, choosing it over the more conservative House version. On health care and illegal immigrants, the president's proposal follows the Senate language, which imposes far more limits on undocumented workers than the House version.

Outlook

Obama's proposal is a long way from becoming law. His proposal would need to be drafted into legislation, debated and passed by the House and Senate. As the past year has shown, health care is an emotional subject, and debate can drag on for months.

Immediate reaction from Republicans suggests that this time around, it won't be any easier.

"Nearly one year ago, the president moderated a health care summit that kicked off a national debate that has led us to where we are today: a partisan bill devoid of support from the American people and a diminished faith in this government's capacity to listen. Let's not make the same mistake twice," Senate Minority Leader Mitch McConnell said.

House Minority Leader John Boehner revived the abortion debate, saying, "Republicans are also standing with the American people by calling for health care reform to protect human life and not use taxpayer money to fund abortion. ... Health care reform should be an opportunity to protect human life -- not end it -- and the American people agree."

CNN's Lisa Desjardins, Kristi Keck and Alan Silverleib contributed to this report.

text: CNN

text: President

text: Obama

text: introduced

text: a

text: health

text: care

text: plan

text: that

text: he

text: says

text: will

text: bridge

text: the

text: gap

text: between

text: the

text: House

text: and

text: Senate

text: bills

text: passed

text: last

text: year

text: His

text: proposal

text: is

text: similar

text: to

text: the

text: Senate

text: bill

text: with

text: a

text: few

text: nods

text: to

text: the

text: House

text: plan

text: Here

text: are

text: some

text: of

text: the

text: highlights

text: of

text: his

text: plan

text: according

text: to

text: the

text: White

text: House

text: Basics

text: The

text: president

text: says

text: his

text: health

text: care

text: proposal

text: will

text: help

text: more

text: than

text: million

text: uninsured

text: Americans

text: get

text: coverage

text: Obama

text: says

text: his

text: plan

text: includes

text: the

text: largest

text: middle

text: class

text: tax

text: cut

text: for

text: health

text: care

text: in

text: history

text: It

text: establishes

text: a

text: health

text: insurance

text: market

text: that

text: would

text: provide

text: the

text: same

text: insurance

text: choices

text: that

text: members

text: of

text: Congress

text: have

text: Health

text: insurance

text: exchanges

text: as

text: proposed

text: in

text: the

text: Senate

text: bill

text: would

text: be

text: created

text: to

text: make

text: it

text: easier

text: for

text: small

text: businesses

text: the

text: self

text: employed

text: and

text: the

text: unemployed

text: to

text: purchase

text: less

text: expensive

text: coverage

text: There

text: is

text: no

text: public

text: option

text: an

text: idea

text: strongly

text: backed

text: by

text: liberal

text: Democrats

text: but

text: fiercely

text: opposed

text: both

text: by

text: Republicans

text: and

text: key

text: Democratic

text: moderates

text: Like

text: the

text: House

text: and

text: Senate

text: plans

text: Obama

text: 's

text: proposal

text: would

text: bar

text: insurers

text: from

text: charging

text: higher

text: premiums

text: based

text: on

text: a

text: person

text: 's

text: gender

text: or

text: medical

text: history

text: or

text: denying

text: coverage

text: based

text: on

text: pre

text: existing

text: conditions

text: Key

text: differences

text: Obama

text: 's

text: plan

text: eliminates

text: the

text: controversial

text: proposal

text: added

text: to

text: the

text: Senate

text: bill

text: that

text: exempts

text: Nebraska

text: from

text: paying

text: increased

text: Medicaid

text: expenses

text: It

text: also

text: provides

text: additional

text: federal

text: financing

text: to

text: all

text: of

text: the

text: states

text: for

text: the

text: Medicaid

text: expansion

text: The

text: president

text: 's

text: proposal

text: closes

text: the

text: Medicare

text: prescription

text: drug

text: doughnut

text: hole

text: Under

text: current

text: Medicare

text: limits

text: seniors

text: must

text: pick

text: up

text: the

text: costs

text: once

text: their

text: drug

text: costs

text: reach

text: and

text: pay

text: all

text: costs

text: out

text: of

text: pocket

text: until

text: they

text: reach

text: at

text: which

text: point

text: Medicare

text: coverage

text: kicks

text: back

text: in

text: Obama

text: 's

text: proposal

text: eases

text: the

text: doughnut

text: hole

text: in

text: the

text: short

text: term

text: by

text: providing

text: a

text: rebate

text: to

text: Medicare

text: beneficiaries

text: who

text: reach

text: the

text: limit

text: in

text: The

text: plan

text: closes

text: the

text: doughnut

text: hole

text: completely

text: by

text: The

text: plan

text: also

text: establishes

text: a

text: Health

text: Insurance

text: Rate

text: Authority

text: to

text: provide

text: an

text: additional

text: level

text: of

text: oversight

text: of

text: insurance

text: premium

text: increase

text: at

text: the

text: federal

text: level

text: giving

text: the

text: government

text: new

text: authority

text: to

text: block

text: excessive

text: rate

text: hikes

text: by

text: health

text: insurance

text: companies

text: Tax

text: credits

text: The

text: president

text: 's

text: proposal

text: increases

text: federal

text: subsidies

text: to

text: help

text: people

text: buy

text: insurance

text: New

text: health

text: insurance

text: subsidies

text: would

text: be

text: provided

text: to

text: families

text: making

text: up

text: to

text: percent

text: of

text: the

text: federal

text: poverty

text: level

text: Compared

text: to

text: the

text: Senate

text: bill

text: Obama

text: 's

text: proposal

text: lowers

text: premiums

text: for

text: families

text: making

text: between

text: and

text: according

text: to

text: the

text: White

text: House

text: Compared

text: to

text: the

text: House

text: bill

text: it

text: lowers

text: premiums

text: for

text: families

text: making

text: between

text: and

text: Obama

text: 's

text: plan

text: also

text: provides

text: more

text: cost

text: sharing

text: assistance

text: than

text: the

text: House

text: and

text: Senate

text: bills

text: for

text: families

text: with

text: incomes

text: below

text: For

text: families

text: making

text: about

text: the

text: president

text: 's

text: proposal

text: matches

text: the

text: assistance

text: in

text: the

text: Senate

text: bill

text: Penalties

text: and

text: fees

text: The

text: House

text: and

text: Senate

text: bills

text: both

text: require

text: payments

text: from

text: individuals

text: who

text: choose

text: not

text: to

text: get

text: health

text: care

text: coverage

text: Obama

text: 's

text: plan

text: lowers

text: the

text: maximum

text: penalty

text: for

text: individuals

text: Obama

text: 's

text: plan

text: also

text: provides

text: billion

text: in

text: tax

text: credits

text: for

text: small

text: businesses

text: to

text: help

text: them

text: provide

text: health

text: care

text: options

text: for

text: their

text: employees

text: Like

text: the

text: Senate

text: bill

text: the

text: president

text: 's

text: proposal

text: does

text: not

text: mandate

text: that

text: employers

text: provide

text: insurance

text: Under

text: Obama

text: 's

text: plan

text: companies

text: with

text: more

text: than

text: employees

text: would

text: be

text: required

text: to

text: pay

text: a

text: fee

text: of

text: per

text: worker

text: if

text: the

text: company

text: does

text: not

text: provide

text: coverage

text: and

text: any

text: of

text: that

text: company

text: 's

text: workers

text: receives

text: federal

text: health

text: care

text: subsidies

text: The

text: first

text: workers

text: would

text: be

text: subtracted

text: from

text: the

text: payment

text: calculation

text: As

text: with

text: the

text: individual

text: requirement

text: this

text: represents

text: a

text: compromise

text: between

text: the

text: House

text: and

text: Senate

text: plans

text: Obama

text: 's

text: proposal

text: delays

text: the

text: billion

text: assessment

text: on

text: health

text: insurers

text: pushing

text: it

text: to

text: when

text: exchanges

text: and

text: the

text: new

text: health

text: insurance

text: market

text: will

text: be

text: set

text: up

text: The

text: president

text: 's

text: proposal

text: also

text: increases

text: the

text: revenue

text: drawn

text: from

text: the

text: pharmaceutical

text: industry

text: to

text: billion

text: over

text: the

text: next

text: three

text: years

text: billion

text: more

text: than

text: the

text: Senate

text: bill

text: It

text: delays

text: the

text: implementation

text: of

text: these

text: fees

text: to

text: Waste

text: fraud

text: and

text: abuse

text: The

text: president

text: 's

text: proposal

text: includes

text: a

text: number

text: of

text: provisions

text: to

text: help

text: eliminate

text: waste

text: and

text: fight

text: fraud

text: Some

text: of

text: those

text: provisions

text: include

text: establishing

text: Medicare

text: and

text: Medicaid

text: sanctions

text: databases

text: increasing

text: access

text: to

text: the

text: health

text: care

text: integrity

text: and

text: protection

text: data

text: bank

text: expanding

text: efforts

text: to

text: recover

text: overpayments

text: made

text: to

text: providers

text: and

text: suppliers

text: and

text: establishing

text: a

text: system

text: to

text: more

text: quickly

text: identify

text: potentially

text: fraudulent

text: payments

text: Obama

text: 's

text: proposal

text: also

text: calls

text: for

text: preventing

text: delays

text: in

text: access

text: to

text: generic

text: drugs

text: Questions

text: The

text: president

text: 's

text: proposal

text: does

text: n't

text: address

text: many

text: of

text: the

text: sticking

text: points

text: that

text: hung

text: up

text: the

text: House

text: and

text: Senate

text: bills

text: Obama

text: says

text: his

text: plan

text: also

text: reduces

text: the

text: deficit

text: by

text: billion

text: over

text: the

text: next

text: decade

text: and

text: about

text: trillion

text: over

text: the

text: following

text: decade

text: by

text: cutting

text: government

text: overspending

text: and

text: reining

text: in

text: waste

text: fraud

text: and

text: abuse

text: The

text: White

text: House

text: says

text: the

text: plan

text: would

text: cost

text: about

text: billion

text: over

text: the

text: next

text: years

text: but

text: that

text: 's

text: not

text: an

text: official

text: estimate

text: There

text: are

text: also

text: not

text: a

text: lot

text: of

text: specifics

text: on

text: how

text: to

text: pay

text: for

text: the

text: plan

text: The

text: Senate

text: plan

text: according

text: to

text: the

text: nonpartisan

text: Congressional

text: Budget

text: Office

text: would

text: cost

text: an

text: estimated

text: billion

text: the

text: more

text: expansive

text: House

text: plan

text: has

text: been

text: estimated

text: to

text: cost

text: over

text: trillion

text: The

text: Obama

text: plan

text: resembles

text: the

text: Senate

text: version

text: on

text: how

text: to

text: block

text: subsidies

text: from

text: funding

text: abortions

text: choosing

text: it

text: over

text: the

text: more

text: conservative

text: House

text: version

text: On

text: health

text: care

text: and

text: illegal

text: immigrants

text: the

text: president

text: 's

text: proposal

text: follows

text: the

text: Senate

text: language

text: which

text: imposes

text: far

text: more

text: limits

text: on

text: undocumented

text: workers

text: than

text: the

text: House

text: version

text: Outlook

text: Obama

text: 's

text: proposal

text: is

text: a

text: long

text: way

text: from

text: becoming

text: law

text: His

text: proposal

text: would

text: need

text: to

text: be

text: drafted

text: into

text: legislation

text: debated

text: and

text: passed

text: by

text: the

text: House

text: and

text: Senate

text: As

text: the

text: past

text: year

text: has

text: shown

text: health

text: care

text: is

text: an

text: emotional

text: subject

text: and

text: debate

text: can

text: drag

text: on

text: for

text: months

text: Immediate

text: reaction

text: from

text: Republicans

text: suggests

text: that

text: this

text: time

text: around

text: it

text: wo

text: n't

text: be

text: any

text: easier

text: Nearly

text: one

text: year

text: ago

text: the

text: president

text: moderated

text: a

text: health

text: care

text: summit

text: that

text: kicked

text: off

text: a

text: national

text: debate

text: that

text: has

text: led

text: us

text: to

text: where

text: we

text: are

text: today

text: a

text: partisan

text: bill

text: devoid

text: of

text: support

text: from

text: the

text: American

text: people

text: and

text: a

text: diminished

text: faith

text: in

text: this

text: government

text: 's

text: capacity

text: to

text: listen

text: Let

text: 's

text: not

text: make

text: the

text: same

text: mistake

text: twice

text: Senate

text: Minority

text: Leader

text: Mitch

text: McConnell

text: said

text: House

text: Minority

text: Leader

text: John

text: Boehner

text: revived

text: the

text: abortion

text: debate

text: saying

text: Republicans

text: are

text: also

text: standing

text: with

text: the

text: American

text: people

text: by

text: calling

text: for

text: health

text: care

text: reform

text: to

text: protect

text: human

text: life

text: and

text: not

text: use

text: taxpayer

text: money

text: to

text: fund

text: abortion

text: Health

text: care

text: reform

text: should

text: be

text: an

text: opportunity

text: to

text: protect

text: human

text: life

text: not

text: end

text: it

text: and

text: the

text: American

text: people

text: agree

text: CNN

text: 's

text: Lisa

text: Desjardins

text: Kristi

text: Keck

text: and

text: Alan

text: Silverleib

text: contributed

text: to

text: this

text: report

question: what does the white house release?

answer: a health care plan

text: a health care plan

question: What happened in the Senate last year?

answer: bills passed

text: bills passed

question: Where is the public option?

answer: There is no

text: There is no

question: there are public option?

answer: no

text: no

question: When was a similar plan passed?

answer: last year.

text: last year.

question: What is the President's Proposal?

answer: a health care plan

text: a health care plan


text:
BERLIN, Germany (CNN) -- U.S. officials urged American citizens in Germany to keep a low profile and remain wary of their surroundings after the terrorist organization al Qaeda posted a video message threatening attacks in the country.

German special police patrol in Berlin last month during a visit by Israeli Prime Minister Benajmin Netanyahu.

A State Department travel alert, issued Wednesday, remains in effect until November 11 -- two weeks after Germany holds its federal elections on Sunday.

Al Qaeda posted its video threat on the Internet on September 18, vowing attacks if the elections do not come out the way it wants.

The same day, the German government reacted to the video by raising its own alert level and heightening security.

The British Foreign Office has also issued an advisory to its citizens living and traveling to Germany.

The State Department travel alert asks Americans to keep abreast of news reports and consider the security procedures in place when they visit public places or pick hotels and restaurants.

Germany's interior ministry said earlier this month that the country has noted an increase in threats by al Qaeda and other Islamist groups since the beginning of the year.

In the nearly 26-minute video statement, a man identified as Bekay Harrach, using the pseudonym Abu Talha and speaking in German, said that, if the September 27 elections vote into power parties that do not pledge to pull German troops from Afghanistan, there will be a "rude awakening."

The speaker called on Muslims living in Germany to stay away from public life during the first two weeks after the elections, implying that any attacks would take place then.

The speaker repeatedly criticized German Chancellor Angela Merkel and her support of the wars in Iraq and Afghanistan.

He also criticized Merkel's rivals, the Social Democrats, but offered the possibility of a "peace offer."

"If the German people vote for peace, then the Mujahedeen will choose peace with Germany as well," he said. "And with the withdrawal of the last German soldier from Afghanistan, the last Mujahed will also leave Germany. Al Qaeda gives you their word."

text: BERLIN

text: Germany

text: CNN

text: U.S.

text: officials

text: urged

text: American

text: citizens

text: in

text: Germany

text: to

text: keep

text: a

text: low

text: profile

text: and

text: remain

text: wary

text: of

text: their

text: surroundings

text: after

text: the

text: terrorist

text: organization

text: al

text: Qaeda

text: posted

text: a

text: video

text: message

text: threatening

text: attacks

text: in

text: the

text: country

text: German

text: special

text: police

text: patrol

text: in

text: Berlin

text: last

text: month

text: during

text: a

text: visit

text: by

text: Israeli

text: Prime

text: Minister

text: Benajmin

text: Netanyahu

text: A

text: State

text: Department

text: travel

text: alert

text: issued

text: Wednesday

text: remains

text: in

text: effect

text: until

text: November

text: two

text: weeks

text: after

text: Germany

text: holds

text: its

text: federal

text: elections

text: on

text: Sunday

text: Al

text: Qaeda

text: posted

text: its

text: video

text: threat

text: on

text: the

text: Internet

text: on

text: September

text: vowing

text: attacks

text: if

text: the

text: elections

text: do

text: not

text: come

text: out

text: the

text: way

text: it

text: wants

text: The

text: same

text: day

text: the

text: German

text: government

text: reacted

text: to

text: the

text: video

text: by

text: raising

text: its

text: own

text: alert

text: level

text: and

text: heightening

text: security

text: The

text: British

text: Foreign

text: Office

text: has

text: also

text: issued

text: an

text: advisory

text: to

text: its

text: citizens

text: living

text: and

text: traveling

text: to

text: Germany

text: The

text: State

text: Department

text: travel

text: alert

text: asks

text: Americans

text: to

text: keep

text: abreast

text: of

text: news

text: reports

text: and

text: consider

text: the

text: security

text: procedures

text: in

text: place

text: when

text: they

text: visit

text: public

text: places

text: or

text: pick

text: hotels

text: and

text: restaurants

text: Germany

text: 's

text: interior

text: ministry

text: said

text: earlier

text: this

text: month

text: that

text: the

text: country

text: has

text: noted

text: an

text: increase

text: in

text: threats

text: by

text: al

text: Qaeda

text: and

text: other

text: Islamist

text: groups

text: since

text: the

text: beginning

text: of

text: the

text: year

text: In

text: the

text: nearly

text: video

text: statement

text: a

text: man

text: identified

text: as

text: Bekay

text: Harrach

text: using

text: the

text: pseudonym

text: Abu

text: Talha

text: and

text: speaking

text: in

text: German

text: said

text: that

text: if

text: the

text: September

text: elections

text: vote

text: into

text: power

text: parties

text: that

text: do

text: not

text: pledge

text: to

text: pull

text: German

text: troops

text: from

text: Afghanistan

text: there

text: will

text: be

text: a

text: rude

text: awakening

text: The

text: speaker

text: called

text: on

text: Muslims

text: living

text: in

text: Germany

text: to

text: stay

text: away

text: from

text: public

text: life

text: during

text: the

text: first

text: two

text: weeks

text: after

text: the

text: elections

text: implying

text: that

text: any

text: attacks

text: would

text: take

text: place

text: then

text: The

text: speaker

text: repeatedly

text: criticized

text: German

text: Chancellor

text: Angela

text: Merkel

text: and

text: her

text: support

text: of

text: the

text: wars

text: in

text: Iraq

text: and

text: Afghanistan

text: He

text: also

text: criticized

text: Merkel

text: 's

text: rivals

text: the

text: Social

text: Democrats

text: but

text: offered

text: the

text: possibility

text: of

text: a

text: peace

text: offer

text: If

text: the

text: German

text: people

text: vote

text: for

text: peace

text: then

text: the

text: Mujahedeen

text: will

text: choose

text: peace

text: with

text: Germany

text: as

text: well

text: he

text: said

text: And

text: with

text: the

text: withdrawal

text: of

text: the

text: last

text: German

text: soldier

text: from

text: Afghanistan

text: the

text: last

text: Mujahed

text: will

text: also

text: leave

text: Germany

text: Al

text: Qaeda

text: gives

text: you

text: their

text: word

question: Who was criticized?

answer: Angela Merkel

text: Angela Merkel

question: What have officials urged citizens in Germany to do?

answer: remain wary of their surroundings

text: remain wary of their surroundings

question: What US officials said the Germans?

answer: keep a low profile and

text: keep a low profile and

question: who urges their citizens in Germany to keep low profile and be wary?

answer: U.S. officials

text: U.S. officials

question: who posted a video message threatening attacks in Germany?

answer: Al Qaeda

text: Al Qaeda

question: Who was Al Qaeda threatening?

answer: attacks in the country.

text: attacks in the country.


text:
(CNN) -- As the country was sinking into its worst financial crisis in more than 70 years, Security and Exchange Commission employees and contractors cruised porn sites and viewed sexually explicit pictures using government computers, an SEC investigation obtained by CNN showed.

"During the past five years, the SEC OIG (Office of Inspector General) substantiated that 33 SEC employees and or contractors violated Commission rules and policies, as well as the government-wide Standards of Ethical Conduct, by viewing pornographic, sexually explicit or sexually suggestive images using government computer resources and official time," said a summary of the investigation by the inspector general's office.

More than half of the workers made between $99,000 and $223,000. All the cases took place over the past five years.

"It is nothing short of disturbing that high-ranking officials within the SEC were spending more time looking at pornography than taking action to help stave off the events that brought our nation's economy to the brink of collapse," said Rep. Darrell Issa. The Republican is a ranking member of the House Committee on Oversight and Government Reform.

"This stunning report should make everyone question the wisdom of moving forward with plans to give regulators like the SEC even more widespread authority," he said. "Inexplicably, rather than exercise its existing regulatory enforcement authority, SEC officials were preoccupied with other distractions."

text: CNN

text: As

text: the

text: country

text: was

text: sinking

text: into

text: its

text: worst

text: financial

text: crisis

text: in

text: more

text: than

text: years

text: Security

text: and

text: Exchange

text: Commission

text: employees

text: and

text: contractors

text: cruised

text: porn

text: sites

text: and

text: viewed

text: sexually

text: explicit

text: pictures

text: using

text: government

text: computers

text: an

text: SEC

text: investigation

text: obtained

text: by

text: CNN

text: showed

text: During

text: the

text: past

text: five

text: years

text: the

text: SEC

text: OIG

text: Office

text: of

text: Inspector

text: General

text: substantiated

text: that

text: SEC

text: employees

text: and

text: or

text: contractors

text: violated

text: Commission

text: rules

text: and

text: policies

text: as

text: well

text: as

text: the

text: government

text: wide

text: Standards

text: of

text: Ethical

text: Conduct

text: by

text: viewing

text: pornographic

text: sexually

text: explicit

text: or

text: sexually

text: suggestive

text: images

text: using

text: government

text: computer

text: resources

text: and

text: official

text: time

text: said

text: a

text: summary

text: of

text: the

text: investigation

text: by

text: the

text: inspector

text: general

text: 's

text: office

text: More

text: than

text: half

text: of

text: the

text: workers

text: made

text: between

text: and

text: All

text: the

text: cases

text: took

text: place

text: over

text: the

text: past

text: five

text: years

text: It

text: is

text: nothing

text: short

text: of

text: disturbing

text: that

text: high

text: ranking

text: officials

text: within

text: the

text: SEC

text: were

text: spending

text: more

text: time

text: looking

text: at

text: pornography

text: than

text: taking

text: action

text: to

text: help

text: stave

text: off

text: the

text: events

text: that

text: brought

text: our

text: nation

text: 's

text: economy

text: to

text: the

text: brink

text: of

text: collapse

text: said

text: Rep.

text: Darrell

text: Issa

text: The

text: Republican

text: is

text: a

text: ranking

text: member

text: of

text: the

text: House

text: Committee

text: on

text: Oversight

text: and

text: Government

text: Reform

text: This

text: stunning

text: report

text: should

text: make

text: everyone

text: question

text: the

text: wisdom

text: of

text: moving

text: forward

text: with

text: plans

text: to

text: give

text: regulators

text: like

text: the

text: SEC

text: even

text: more

text: widespread

text: authority

text: he

text: said

text: Inexplicably

text: rather

text: than

text: exercise

text: its

text: existing

text: regulatory

text: enforcement

text: authority

text: SEC

text: officials

text: were

text: preoccupied

text: with

text: other

text: distractions

question: Which agencies are involved?

answer: Security

text: Security

question: When was the date?

answer: past five years,

text: past five years,

question: Who surfed porn sites?

answer: Security

text: Security

question: Who violated government-wide ethics rules?

answer: 33 SEC employees and or contractors

text: 33 SEC employees and or contractors

question: Who was teetering on verge of financial collapse?

answer: country

text: country