text:
Rome, Italy (CNN) -- A northern Italian region has approved a measure to pay women from low-income families not to have abortions.

Authorities from the Lombardy Region, on Italy's border with Switzerland, approved the creation of a 5-million euro ($6.1 million) fund aimed at providing help to low-income families, the region said on its website this week.

The fund would grant about 4,500 euros ($5,500) a year to a woman who changes her mind about having an abortion because of economic reasons. The woman would receive 250 euros ($306) a month for 18 months, according to the site.

"We want to help the family, maternity, and birth rate, removing the obstacles as much as possible, beginning with those of an economic nature that make it more difficult to choose in favor of life," said the region's president, Roberto Formigone.

The option of accepting the check will be presented to women in abortion clinics during the consultations they have prior to having an abortion, the site said. The region's health department said economic reasons were the predominant reason that woman have abortions.

Critics attacked the measure as "a short-term solution to a long-term problem," according to Italian media.

The fund is called "Nasko," a play on the Italian word "nasco," which roughly translates to "I'm being born."

About 128,000 abortions are performed in Italy every year, according to the Italian Health Ministry. That compares to 195,743 in England and Wales last year, according to the British Department of Health, and 846,181 in the United States in 2006, according to the most recent figures reported by the U.S. Centers for Disease Control and Prevention.

CNN's Hada Messia contributed to this report.

text: Rome

text: Italy

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text: A

text: northern

text: Italian

text: region

text: has

text: approved

text: a

text: measure

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text: women

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text: low

text: income

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text: not

text: to

text: have

text: abortions

text: Authorities

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text: fund

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text: year

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text: woman

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text: want

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text: family

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text: life

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text: option

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text: check

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text: presented

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text: clinics

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text: consultations

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text: abortion

text: the

text: site

text: said

text: The

text: region

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text: health

text: department

text: said

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text: long

text: term

text: problem

text: according

text: to

text: Italian

text: media

text: The

text: fund

text: is

text: called

text: Nasko

text: a

text: play

text: on

text: the

text: Italian

text: word

text: nasco

text: which

text: roughly

text: translates

text: to

text: I

text: 'm

text: being

text: born

text: About

text: abortions

text: are

text: performed

text: in

text: Italy

text: every

text: year

text: according

text: to

text: the

text: Italian

text: Health

text: Ministry

text: That

text: compares

text: to

text: in

text: England

text: and

text: Wales

text: last

text: year

text: according

text: to

text: the

text: British

text: Department

text: of

text: Health

text: and

text: in

text: the

text: United

text: States

text: in

text: according

text: to

text: the

text: most

text: recent

text: figures

text: reported

text: by

text: the

text: U.S.

text: Centers

text: for

text: Disease

text: Control

text: and

text: Prevention

text: CNN

text: 's

text: Hada

text: Messia

text: contributed

text: to

text: this

text: report

question: What are critics calling the solution?

answer: "a short-term

text: "a short-term

question: what are authorities blaming abortions on

answer: economic reasons.

text: economic reasons.

question: What do the authorities blame for the abortions?

answer: economic reasons.

text: economic reasons.

question: Will they pay people not to have abortions?

answer: A northern Italian region has approved a measure to

text: A northern Italian region has approved a measure to

question: Where would the women be from?

answer: low-income families

text: low-income families

question: What do the critics call it?

answer: "a short-term solution to a long-term problem,"

text: "a short-term solution to a long-term problem,"

question: where would the paid women be from

answer: the Lombardy Region,

text: the Lombardy Region,


text:
(CNN) -- Ferrari have unveiled their new car, the F10, which the Italian manufacturer hopes will see them return to the front of the Formula One grid.

Last season saw Ferrari struggle to keep up with Brawn GP, McLaren and Red Bull and team boss Stefano Domenicali told the BBC that he believes the new car will be far more competitive than the 2009 version.

"We are coming off a season that was not competitive and this should mark a turning point. We want to win the world title once again," said Domeniciali.

Two-time world champion Fernando Alonso's move to Ferrari was one of Formula One's worse-kept secrets but, now his move has been confirmed, the Spaniard admits he cannot wait to get started.

"This is my first presentation with a Ferrari and it's very exciting," he told the official Ferrari Web site. "I want to thank the team for their great work, but also the sponsors and everybody else."

Alonso will partner Brazilian Felipe Massa, who has now fully recovered from his life-threatening crash in Hungary last July, and chairman Luca Cordero di Montezemolo believes both drivers will compliment each other superbly.

"They know how to race for a team and not for themselves. I'm expecting a lot from them. Felipe is strong, stronger than he has ever been. In Budapest I told him: 'you'll be back even stronger'' and he has."

Formula One rules changes have been taken into account when constructing the new F10 and Luca Marmorini, head of engine and electronics, commented: "From a technical point of view reducing the consumption was one of the most interesting things this year. Consumption means performance.

"There won't be any refuelling anymore so consuming less means less petrol on board and therefore better lap times. Whoever consumes less will be faster on the track."

text: CNN

text: Ferrari

text: have

text: unveiled

text: their

text: new

text: car

text: the

text: which

text: the

text: Italian

text: manufacturer

text: hopes

text: will

text: see

text: them

text: return

text: to

text: the

text: front

text: of

text: the

text: Formula

text: One

text: grid

text: Last

text: season

text: saw

text: Ferrari

text: struggle

text: to

text: keep

text: up

text: with

text: Brawn

text: GP

text: McLaren

text: and

text: Red

text: Bull

text: and

text: team

text: boss

text: Stefano

text: Domenicali

text: told

text: the

text: BBC

text: that

text: he

text: believes

text: the

text: new

text: car

text: will

text: be

text: far

text: more

text: competitive

text: than

text: the

text: version

text: We

text: are

text: coming

text: off

text: a

text: season

text: that

text: was

text: not

text: competitive

text: and

text: this

text: should

text: mark

text: a

text: turning

text: point

text: We

text: want

text: to

text: win

text: the

text: world

text: title

text: once

text: again

text: said

text: Domeniciali

text: Two

text: time

text: world

text: champion

text: Fernando

text: Alonso

text: 's

text: move

text: to

text: Ferrari

text: was

text: one

text: of

text: Formula

text: One

text: 's

text: worse

text: kept

text: secrets

text: but

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text: his

text: move

text: has

text: been

text: confirmed

text: the

text: Spaniard

text: admits

text: he

text: can

text: not

text: wait

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text: get

text: started

text: This

text: is

text: my

text: first

text: presentation

text: with

text: a

text: Ferrari

text: and

text: it

text: 's

text: very

text: exciting

text: he

text: told

text: the

text: official

text: Ferrari

text: Web

text: site

text: I

text: want

text: to

text: thank

text: the

text: team

text: for

text: their

text: great

text: work

text: but

text: also

text: the

text: sponsors

text: and

text: everybody

text: else

text: Alonso

text: will

text: partner

text: Brazilian

text: Felipe

text: Massa

text: who

text: has

text: now

text: fully

text: recovered

text: from

text: his

text: life

text: threatening

text: crash

text: in

text: Hungary

text: last

text: July

text: and

text: chairman

text: Luca

text: Cordero

text: di

text: Montezemolo

text: believes

text: both

text: drivers

text: will

text: compliment

text: each

text: other

text: superbly

text: They

text: know

text: how

text: to

text: race

text: for

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text: team

text: and

text: not

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text: I

text: 'm

text: expecting

text: a

text: lot

text: from

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text: Felipe

text: is

text: strong

text: stronger

text: than

text: he

text: has

text: ever

text: been

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text: Budapest

text: I

text: told

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text: you

text: 'll

text: be

text: back

text: even

text: stronger

text: and

text: he

text: has

text: Formula

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text: rules

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text: have

text: been

text: taken

text: into

text: account

text: when

text: constructing

text: the

text: new

text: and

text: Luca

text: Marmorini

text: head

text: of

text: engine

text: and

text: electronics

text: commented

text: From

text: a

text: technical

text: point

text: of

text: view

text: reducing

text: the

text: consumption

text: was

text: one

text: of

text: the

text: most

text: interesting

text: things

text: this

text: year

text: Consumption

text: means

text: performance

text: There

text: wo

text: n't

text: be

text: any

text: refuelling

text: anymore

text: so

text: consuming

text: less

text: means

text: less

text: petrol

text: on

text: board

text: and

text: therefore

text: better

text: lap

text: times

text: Whoever

text: consumes

text: less

text: will

text: be

text: faster

text: on

text: the

text: track

question: who partners this season?

answer: Brazilian Felipe Massa,

text: Brazilian Felipe Massa,

question: What is Ferrari hoping for?

answer: see

text: see

question: Who unveil their new car?

answer: Ferrari

text: Ferrari

question: What was unveiled for the 2010 Formula One Season?

answer: new car, the F10,

text: new car, the F10,

question: What has Ferrari done?

answer: have unveiled their new car, the F10,

text: have unveiled their new car, the F10,

question: What has Alonso done?

answer: move to Ferrari

text: move to Ferrari

question: Who manufactured this car?

answer: Ferrari

text: Ferrari

question: What is the new car called?

answer: F10,

question: How many world champions does Alonso have?

answer: Two-time

text: Two-time


text:
(CNN) -- A Warren Township, Ohio, man faces charges of felonious assault after authorities say he fired his rifle at two teens who were attempting to deface his McCain presidential campaign yard sign.

Police say the man's sign is the only McCain sign on a street full of Obama signs.

Kenneth Rowles, 50, pleaded not guilty to the charge Monday, according to CNN affiliate WBNS.

Bail was set at $10,000.

Rowles told police he was sitting on his porch Saturday when a tan SUV pulled up and a black youth jumped out and ran toward his house, screaming, "This is for Obama."

He said another male was hanging out of the passenger window screaming the same thing.

Rowles said he went inside, got his rifle and fired three shots to scare the youths away, according to a Warren Township police report.

He told officers he believes that the men "were the same two that have been destroying his McCain sign."

Just hours before the shooting, Rowles called police and said that a car had stopped in front of his house and that a black male "ran up and said something about Obama," according to the report, and "damaged his sign again."

One of the youths, 17-year-old Kyree Flowers, was shot in the arm, according to a police report. He and the second youth, Patrick Wise Jr., 16, told police they were in the car attempting to leave when Rowles fired at them.

"Kyree stated that he witnessed the homeowner trying to shoot Patrick but he was having trouble chambering a round," the police report said.

The teens admitted that they had defaced the McCain sign several times, Warren Township police Lt. Don Bishop told CNN.

Rowles' is the only McCain sign on a street full of Obama signs, he said.

Bishop said the teenagers probably will not be charged -- and are unlikely to damage campaign signs again, as the incident scared them.

Warren Township is in Trumbull County not far from Cleveland, Ohio.

text: CNN

text: A

text: Warren

text: Township

text: Ohio

text: man

text: faces

text: charges

text: of

text: felonious

text: assault

text: after

text: authorities

text: say

text: he

text: fired

text: his

text: rifle

text: at

text: two

text: teens

text: who

text: were

text: attempting

text: to

text: deface

text: his

text: McCain

text: presidential

text: campaign

text: yard

text: sign

text: Police

text: say

text: the

text: man

text: 's

text: sign

text: is

text: the

text: only

text: McCain

text: sign

text: on

text: a

text: street

text: full

text: of

text: Obama

text: signs

text: Kenneth

text: Rowles

text: pleaded

text: not

text: guilty

text: to

text: the

text: charge

text: Monday

text: according

text: to

text: CNN

text: affiliate

text: WBNS

text: Bail

text: was

text: set

text: at

text: Rowles

text: told

text: police

text: he

text: was

text: sitting

text: on

text: his

text: porch

text: Saturday

text: when

text: a

text: tan

text: SUV

text: pulled

text: up

text: and

text: a

text: black

text: youth

text: jumped

text: out

text: and

text: ran

text: toward

text: his

text: house

text: screaming

text: This

text: is

text: for

text: Obama

text: He

text: said

text: another

text: male

text: was

text: hanging

text: out

text: of

text: the

text: passenger

text: window

text: screaming

text: the

text: same

text: thing

text: Rowles

text: said

text: he

text: went

text: inside

text: got

text: his

text: rifle

text: and

text: fired

text: three

text: shots

text: to

text: scare

text: the

text: youths

text: away

text: according

text: to

text: a

text: Warren

text: Township

text: police

text: report

text: He

text: told

text: officers

text: he

text: believes

text: that

text: the

text: men

text: were

text: the

text: same

text: two

text: that

text: have

text: been

text: destroying

text: his

text: McCain

text: sign

text: Just

text: hours

text: before

text: the

text: shooting

text: Rowles

text: called

text: police

text: and

text: said

text: that

text: a

text: car

text: had

text: stopped

text: in

text: front

text: of

text: his

text: house

text: and

text: that

text: a

text: black

text: male

text: ran

text: up

text: and

text: said

text: something

text: about

text: Obama

text: according

text: to

text: the

text: report

text: and

text: damaged

text: his

text: sign

text: again

text: One

text: of

text: the

text: youths

text: old

text: Kyree

text: Flowers

text: was

text: shot

text: in

text: the

text: arm

text: according

text: to

text: a

text: police

text: report

text: He

text: and

text: the

text: second

text: youth

text: Patrick

text: Wise

text: Jr.

text: told

text: police

text: they

text: were

text: in

text: the

text: car

text: attempting

text: to

text: leave

text: when

text: Rowles

text: fired

text: at

text: them

text: Kyree

text: stated

text: that

text: he

text: witnessed

text: the

text: homeowner

text: trying

text: to

text: shoot

text: Patrick

text: but

text: he

text: was

text: having

text: trouble

text: chambering

text: a

text: round

text: the

text: police

text: report

text: said

text: The

text: teens

text: admitted

text: that

text: they

text: had

text: defaced

text: the

text: McCain

text: sign

text: several

text: times

text: Warren

text: Township

text: police

text: Lt

text: Don

text: Bishop

text: told

text: CNN

text: Rowles

text: is

text: the

text: only

text: McCain

text: sign

text: on

text: a

text: street

text: full

text: of

text: Obama

text: signs

text: he

text: said

text: Bishop

text: said

text: the

text: teenagers

text: probably

text: will

text: not

text: be

text: charged

text: and

text: are

text: unlikely

text: to

text: damage

text: campaign

text: signs

text: again

text: as

text: the

text: incident

text: scared

text: them

text: Warren

text: Township

text: is

text: in

text: Trumbull

text: County

text: not

text: far

text: from

text: Cleveland

text: Ohio

question: Who defaced McCain signs?

answer: 17-year-old Kyree Flowers,

text: 17-year-old Kyree Flowers,

question: What did youths admit to defacing?

answer: McCain presidential campaign yard sign.

text: McCain presidential campaign yard sign.

question: What did the man plead not guilty to?

answer: felonious assault

text: felonious assault

question: What did the man plea on the charges?

answer: not guilty

text: not guilty

question: Who pleaded not guilty to an assault charge?

answer: Kenneth Rowles,

text: Kenneth Rowles,

question: Whose sign was defaced by youths?

answer: McCain

text: McCain

question: How man McCain signs are on the street?

answer: Police say the man's sign is the only McCain sign on a street full of Obama signs.

text: Police say the man's sign is the only McCain sign on a street full of Obama signs.

question: How many were shot in the arm?

answer: One

text: One

question: What did the youths admit to defacing?

answer: McCain presidential campaign yard sign.

text: McCain presidential campaign yard sign.

question: Where was one of the teenagers shot?

answer: in the arm,

text: in the arm,


text:
(CNN) -- American Amanda Knox and her Italian former boyfriend, Raffaele Sollecito, won their appeals of their convictions in the killing of British exchange student Meredith Kercher. Here is a guide to the Italian appeal process.

On what grounds did Knox and Sollecito appeal their convictions for murder, sexual assault, possession of a weapon, interfering with a crime and theft?

The defense sought to discredit DNA evidence linking the two of them to the killing, in which British exchange student Meredith Kercher's throat was slashed. Her partially clothed body was found in the house she shared with Knox in Perugia, a central Italian university town.

Two experts argued that DNA evidence found on the knife used to kill Kercher and on her bra clasp was unreliable and contaminated by poor handling. Prosecutors in 2009 had said there were traces of Knox's genetic material on the handle and Kercher's in a tiny groove on the blade.

Knox and Sollecito's defense teams have suggested Rudy Guede, who is already serving a 16-year sentence for the murder, could have been the sole killer.

The case against Knox and Sollecito

Who made the decision?

Eight jurors -- six members of the public and two judges -- decided the case. The judges take part and vote as part of the jury: their role is to guide but not to instruct the other jurors how to vote. The presiding judge, Claudio Pratillo Hellmann, who was also one of the jurors, read out the verdict.

What were the possible rulings in the appeal?

There were three possible outcomes for the defendants:

1. Verdict is upheld: In this case, Knox and Sollecito would have continued serving their respective 26- and 25-year jail sentences. However, prosecutor Manuela Comodi had called for their sentences to be increased to life.

2. Verdict is overturned

3. Verdict is partially overturned, with a decrease in sentence (verdicts can be upheld on some counts but not others; this would result in a decrease in their sentences, which is what happened).

Does Monday's ruling mean the case is closed for good or could there be further appeals?

There will most likely be appeals by the prosecution. Both the defense and prosecution can take their case to Italy's highest court.

Both Knox and Sollecito returned to prison to complete paperwork and collect their belongings. But Knox was freed within an hour; CNN understands Knox will leave the country Tuesday morning.

Knox, 24, need not remain in Italy pending a possible appeal by the prosecution. After the ruling, the judge has 90 days to write a report on why the court reached its conclusions. The parties then have 45 days to file an appeal to the High Court, which then must schedule it, according to Luiss University law professor Nicola Di Mario.

So there'll be at least four months between the verdict and any possible High Court appeal. A High Court hearing would be very short and dependent on key technical issues and arguments, not a review of the actual trial itself, according to Di Mario.

Where would an acquittal of just Knox and/or Sollecito have left the case of the other?

That was the big question. The co-defendants appealed together, and while different verdicts could theoretically have been delivered for each of them, this was highly unlikely. A third person convicted of the murder, Rudy Guede, has already appealed to the High Court and had his sentence reduced to 16 years.

Can the defendants ever be tried again for the same crime?

After the case goes to Italy's highest court and assuming it does not overturn the appeals ruling, Knox cannot be tried again for the same crime under the "double jeopardy" rule.

What will happen if a possible appeal by the prosecution to Italy's highest court is successful after Knox has returned to the United States?

If Italy's highest court overturns the lower court's decision, it effectively revalidates the trial court's sentence, which means 26 years in prison for Knox.

Italy would then have to put in a request to U.S. authorities for extradition, and it would remain to be seen if that would granted or not. Deputy State Department spokesman Mark Toner told CNN: "Questions regarding Italian law and process are not ones we can answer. They need to be addressed to Italian authorities.

"The United States and Italy do have a bilateral extradition treaty, which has been in force since 1984. Questions about possible return to the U.S., extradition request, etc. are too speculative for us to be able to comment."

Does Italian law allow for any civil action by the defendants or by Meredith Kercher's family following a criminal case?

Yes, a civil action for damages took place alongside the original criminal trial. The family of Kercher sought $36 million in damages from the three co-defendants if they were convicted on the criminal charges. Their acquittal on the criminal charges frees them of civil liability as well.

Did the defendants face any other charges?

Knox also appealed an additional charge for which she was convicted: Defamation of Patrick Lumumba, the club owner whom Knox accused of killing Kercher. He was arrested but released after his alibi checked out. He later sued Knox for libel, winning 40,000 euros ($54,000) in damages. The appeals jury upheld that conviction and ordered Knox to pay Lumumba. It also sentenced her to three years in prison, but because she has already been held for four years, she was freed immediately.

Hada Messia contributed to this report.

text: CNN

text: American

text: Amanda

text: Knox

text: and

text: her

text: Italian

text: former

text: boyfriend

text: Raffaele

text: Sollecito

text: won

text: their

text: appeals

text: of

text: their

text: convictions

text: in

text: the

text: killing

text: of

text: British

text: exchange

text: student

text: Meredith

text: Kercher

text: Here

text: is

text: a

text: guide

text: to

text: the

text: Italian

text: appeal

text: process

text: On

text: what

text: grounds

text: did

text: Knox

text: and

text: Sollecito

text: appeal

text: their

text: convictions

text: for

text: murder

text: sexual

text: assault

text: possession

text: of

text: a

text: weapon

text: interfering

text: with

text: a

text: crime

text: and

text: theft

text: The

text: defense

text: sought

text: to

text: discredit

text: DNA

text: evidence

text: linking

text: the

text: two

text: of

text: them

text: to

text: the

text: killing

text: in

text: which

text: British

text: exchange

text: student

text: Meredith

text: Kercher

text: 's

text: throat

text: was

text: slashed

text: Her

text: partially

text: clothed

text: body

text: was

text: found

text: in

text: the

text: house

text: she

text: shared

text: with

text: Knox

text: in

text: Perugia

text: a

text: central

text: Italian

text: university

text: town

text: Two

text: experts

text: argued

text: that

text: DNA

text: evidence

text: found

text: on

text: the

text: knife

text: used

text: to

text: kill

text: Kercher

text: and

text: on

text: her

text: bra

text: clasp

text: was

text: unreliable

text: and

text: contaminated

text: by

text: poor

text: handling

text: Prosecutors

text: in

text: had

text: said

text: there

text: were

text: traces

text: of

text: Knox

text: 's

text: genetic

text: material

text: on

text: the

text: handle

text: and

text: Kercher

text: 's

text: in

text: a

text: tiny

text: groove

text: on

text: the

text: blade

text: Knox

text: and

text: Sollecito

text: 's

text: defense

text: teams

text: have

text: suggested

text: Rudy

text: Guede

text: who

text: is

text: already

text: serving

text: a

text: sentence

text: for

text: the

text: murder

text: could

text: have

text: been

text: the

text: sole

text: killer

text: The

text: case

text: against

text: Knox

text: and

text: Sollecito

text: Who

text: made

text: the

text: decision

text: Eight

text: jurors

text: six

text: members

text: of

text: the

text: public

text: and

text: two

text: judges

text: decided

text: the

text: case

text: The

text: judges

text: take

text: part

text: and

text: vote

text: as

text: part

text: of

text: the

text: jury

text: their

text: role

text: is

text: to

text: guide

text: but

text: not

text: to

text: instruct

text: the

text: other

text: jurors

text: how

text: to

text: vote

text: The

text: presiding

text: judge

text: Claudio

text: Pratillo

text: Hellmann

text: who

text: was

text: also

text: one

text: of

text: the

text: jurors

text: read

text: out

text: the

text: verdict

text: What

text: were

text: the

text: possible

text: rulings

text: in

text: the

text: appeal

text: There

text: were

text: three

text: possible

text: outcomes

text: for

text: the

text: defendants

text: Verdict

text: is

text: upheld

text: In

text: this

text: case

text: Knox

text: and

text: Sollecito

text: would

text: have

text: continued

text: serving

text: their

text: respective

text: and

text: jail

text: sentences

text: However

text: prosecutor

text: Manuela

text: Comodi

text: had

text: called

text: for

text: their

text: sentences

text: to

text: be

text: increased

text: to

text: life

text: Verdict

text: is

text: overturned

text: Verdict

text: is

text: partially

text: overturned

text: with

text: a

text: decrease

text: in

text: sentence

text: verdicts

text: can

text: be

text: upheld

text: on

text: some

text: counts

text: but

text: not

text: others

text: this

text: would

text: result

text: in

text: a

text: decrease

text: in

text: their

text: sentences

text: which

text: is

text: what

text: happened

text: Does

text: Monday

text: 's

text: ruling

text: mean

text: the

text: case

text: is

text: closed

text: for

text: good

text: or

text: could

text: there

text: be

text: further

text: appeals

text: There

text: will

text: most

text: likely

text: be

text: appeals

text: by

text: the

text: prosecution

text: Both

text: the

text: defense

text: and

text: prosecution

text: can

text: take

text: their

text: case

text: to

text: Italy

text: 's

text: highest

text: court

text: Both

text: Knox

text: and

text: Sollecito

text: returned

text: to

text: prison

text: to

text: complete

text: paperwork

text: and

text: collect

text: their

text: belongings

text: But

text: Knox

text: was

text: freed

text: within

text: an

text: hour

text: CNN

text: understands

text: Knox

text: will

text: leave

text: the

text: country

text: Tuesday

text: morning

text: Knox

text: need

text: not

text: remain

text: in

text: Italy

text: pending

text: a

text: possible

text: appeal

text: by

text: the

text: prosecution

text: After

text: the

text: ruling

text: the

text: judge

text: has

text: days

text: to

text: write

text: a

text: report

text: on

text: why

text: the

text: court

text: reached

text: its

text: conclusions

text: The

text: parties

text: then

text: have

text: days

text: to

text: file

text: an

text: appeal

text: to

text: the

text: High

text: Court

text: which

text: then

text: must

text: schedule

text: it

text: according

text: to

text: Luiss

text: University

text: law

text: professor

text: Nicola

text: Di

text: Mario

text: So

text: there

text: 'll

text: be

text: at

text: least

text: four

text: months

text: between

text: the

text: verdict

text: and

text: any

text: possible

text: High

text: Court

text: appeal

text: A

text: High

text: Court

text: hearing

text: would

text: be

text: very

text: short

text: and

text: dependent

text: on

text: key

text: technical

text: issues

text: and

text: arguments

text: not

text: a

text: review

text: of

text: the

text: actual

text: trial

text: itself

text: according

text: to

text: Di

text: Mario

text: Where

text: would

text: an

text: acquittal

text: of

text: just

text: Knox

text: and/or

text: Sollecito

text: have

text: left

text: the

text: case

text: of

text: the

text: other

text: That

text: was

text: the

text: big

text: question

text: The

text: co

text: defendants

text: appealed

text: together

text: and

text: while

text: different

text: verdicts

text: could

text: theoretically

text: have

text: been

text: delivered

text: for

text: each

text: of

text: them

text: this

text: was

text: highly

text: unlikely

text: A

text: third

text: person

text: convicted

text: of

text: the

text: murder

text: Rudy

text: Guede

text: has

text: already

text: appealed

text: to

text: the

text: High

text: Court

text: and

text: had

text: his

text: sentence

text: reduced

text: to

text: years

text: Can

text: the

text: defendants

text: ever

text: be

text: tried

text: again

text: for

text: the

text: same

text: crime

text: After

text: the

text: case

text: goes

text: to

text: Italy

text: 's

text: highest

text: court

text: and

text: assuming

text: it

text: does

text: not

text: overturn

text: the

text: appeals

text: ruling

text: Knox

text: can

text: not

text: be

text: tried

text: again

text: for

text: the

text: same

text: crime

text: under

text: the

text: double

text: jeopardy

text: rule

text: What

text: will

text: happen

text: if

text: a

text: possible

text: appeal

text: by

text: the

text: prosecution

text: to

text: Italy

text: 's

text: highest

text: court

text: is

text: successful

text: after

text: Knox

text: has

text: returned

text: to

text: the

text: United

text: States

text: If

text: Italy

text: 's

text: highest

text: court

text: overturns

text: the

text: lower

text: court

text: 's

text: decision

text: it

text: effectively

text: revalidates

text: the

text: trial

text: court

text: 's

text: sentence

text: which

text: means

text: years

text: in

text: prison

text: for

text: Knox

text: Italy

text: would

text: then

text: have

text: to

text: put

text: in

text: a

text: request

text: to

text: U.S.

text: authorities

text: for

text: extradition

text: and

text: it

text: would

text: remain

text: to

text: be

text: seen

text: if

text: that

text: would

text: granted

text: or

text: not

text: Deputy

text: State

text: Department

text: spokesman

text: Mark

text: Toner

text: told

text: CNN

text: Questions

text: regarding

text: Italian

text: law

text: and

text: process

text: are

text: not

text: ones

text: we

text: can

text: answer

text: They

text: need

text: to

text: be

text: addressed

text: to

text: Italian

text: authorities

text: The

text: United

text: States

text: and

text: Italy

text: do

text: have

text: a

text: bilateral

text: extradition

text: treaty

text: which

text: has

text: been

text: in

text: force

text: since

text: Questions

text: about

text: possible

text: return

text: to

text: the

text: U.S.

text: extradition

text: request

text: etc

text: are

text: too

text: speculative

text: for

text: us

text: to

text: be

text: able

text: to

text: comment

text: Does

text: Italian

text: law

text: allow

text: for

text: any

text: civil

text: action

text: by

text: the

text: defendants

text: or

text: by

text: Meredith

text: Kercher

text: 's

text: family

text: following

text: a

text: criminal

text: case

text: Yes

text: a

text: civil

text: action

text: for

text: damages

text: took

text: place

text: alongside

text: the

text: original

text: criminal

text: trial

text: The

text: family

text: of

text: Kercher

text: sought

text: million

text: in

text: damages

text: from

text: the

text: three

text: co

text: defendants

text: if

text: they

text: were

text: convicted

text: on

text: the

text: criminal

text: charges

text: Their

text: acquittal

text: on

text: the

text: criminal

text: charges

text: frees

text: them

text: of

text: civil

text: liability

text: as

text: well

text: Did

text: the

text: defendants

text: face

text: any

text: other

text: charges

text: Knox

text: also

text: appealed

text: an

text: additional

text: charge

text: for

text: which

text: she

text: was

text: convicted

text: Defamation

text: of

text: Patrick

text: Lumumba

text: the

text: club

text: owner

text: whom

text: Knox

text: accused

text: of

text: killing

text: Kercher

text: He

text: was

text: arrested

text: but

text: released

text: after

text: his

text: alibi

text: checked

text: out

text: He

text: later

text: sued

text: Knox

text: for

text: libel

text: winning

text: euros

text: in

text: damages

text: The

text: appeals

text: jury

text: upheld

text: that

text: conviction

text: and

text: ordered

text: Knox

text: to

text: pay

text: Lumumba

text: It

text: also

text: sentenced

text: her

text: to

text: three

text: years

text: in

text: prison

text: but

text: because

text: she

text: has

text: already

text: been

text: held

text: for

text: four

text: years

text: she

text: was

text: freed

text: immediately

text: Hada

text: Messia

text: contributed

text: to

text: this

text: report

question: Who worked to discredit the dna?

answer: The defense

text: The defense

question: What was the name of the murder victim?

answer: Meredith Kercher.

text: Meredith Kercher.

question: Who need not remain in italy?

answer: Amanda Knox

text: Amanda Knox

question: Who doesn't need to remain in Italy?

answer: Amanda Knox

text: Amanda Knox

question: Who ruled on appeal?

answer: Eight jurors

text: Eight jurors

question: What did the defense work to discredit?

answer: DNA evidence

text: DNA evidence

question: Who worked to discredit DNA evidence?

answer: The defense

text: The defense

question: Who was the murder victim?

answer: Meredith Kercher.

text: Meredith Kercher.

question: How many jurors ruled on the appeal?

answer: Eight

text: Eight


text:
BAGHDAD, Iraq (CNN) -- Voting in Iraqi provincial elections ended peacefully Saturday evening, and the mood was festive in some places, unlike the violence, intimidation and apathy that marked the balloting in 2005.

An Iraqi casts his vote Saturday in Ramadi. Preliminary results are expected in a week.

"There is a new norm of politics. ... It is truly a proud moment," Iraqi Deputy Prime Minister Barham Saleh told CNN. "The distance that we have come is truly inspiring."

Faraj al-Haidari, who chairs the Independent High Electoral Commission of Iraq, and Staffan de Mistura, special U.N. representative for Iraq, issued statements saying the election went smoothly.

"Hundreds of thousands of IHEC staff worked dutifully according to procedures," said Mistura, who also said he was pleased at the number of women who turned out to vote.

Preliminary results from the electoral commission are expected within five days, de Mistura said. Final numbers are due at the end of February.

"Some security incidents were reported during the day, but we didn't have any confirmation on serious security incidents that might effect the total electoral process," al-Haidari said.

President Obama congratulated the Iraqis on the elections.

"Millions of Iraqi citizens from every ethnic and religious group went peacefully to the polls across the country to choose new provincial councils," Obama said in a statement released by the White House. "It is important that the councils get seated, select new governors and begin work on behalf of the Iraqi people who elected them."

He said the United States "is proud to have provided technical assistance, along with the United Nations and other international organizations, to Iraq's Independent High Electoral Commission, which performed professionally under difficult circumstances."

CNN's Arwa Damon, who toured polling stations with UN observers, said she noticed an increased sense of awareness and optimism among voters, who felt that their participation would have an impact on their lives and country.  Watch Iraqis head to polls Â»

Political analysts said this election could correct some of the political imbalances that resulted from the 2005 election. Saturday's voting also was seen as a referendum on Prime Minister Nuri al-Maliki.

"We are trying to build a new system of government in the heart of the Islamic Middle East," Saleh said.

The last provincial elections were in January 2005, after the ousting of Saddam Hussein, and most Sunnis did not vote.

"This time, happening four years after the first elections, means that this process is on track to building a functioning democracy," Saleh said. "I think the election results will point to the real political map of Iraq.

"The overwhelming majority of the people of Iraq are having a stake in this process, are buying into this democratic process."

He added that politics "is no longer defined by violence" and is now transcending "sectarian and ethnic dimensions."

Voting was extended by one hour, partly because a curfew had been lifted, allowing more Iraqis to go to the polls, said Judge Qassim al-Aboudi, a member of the Electoral Commission. He described turnout as "good."

Those elected will have regional power over the essentials Iraqis have been desperate for: basic services and jobs, Damon reported.

She said there was a sense of jubilation in Anbar province, the Sunni heartland west of Baghdad. The sprawling desert area was dominated largely by al Qaeda in January 2005, when the first provincial elections after the fall of Hussein were held.

In 2005, fearing retribution from the terrorist group, only about 2 percent of eligible voters cast ballots.

In Najaf, the Shiite center south of Baghdad, voters also were eager to let their voices be heard, Damon said.  Watch Arwa Damon on the importance of these elections Â»

At a polling station in Baghdad, 80-year-old Ibrahim Saleh, a retired lawyer, said this election "is completely different from previous elections." When asked how, he replied, "because it is open for all the society components to express their opinion freely."

Asked what she expects from her candidate, a woman in Diyala, northeast of Baghdad, said, "we hope stability and security and employment."

Observers believe that the provincial vote will be a gauge of the country's political direction and a guide to how to the parliamentary elections will turn out this year.

The results should spell out the status of the Sunni "awakening" movement and the popularity of the Shiite factions, such as those backing al-Maliki, cleric Muqtada al-Sadr and the Islamic Supreme Council of Iraq.

There were tough security measures in place throughout the country, including security rings around polling centers and vigorous searches of voters.

Nevertheless, three mortars exploded near a polling station in central Tikrit, about 100 miles north of Baghdad, Saturday morning, an official with the Interior Ministry said. There were no casualties.

Police also detained four people wearing Iraqi police uniforms who they said had thrown stun grenades at voters outside a polling center in Tikrit, Saddam's hometown.

Al-Maliki cast his ballot in Baghdad's Al-Rasheed Hotel, in the highly protected and fortified International Zone. He told reporters at the polling station that the election is evidence that Iraqi people live under a high level of safety.

In Anbar province, Iraqi police and army troops lined the streets of downtown Ramadi. One of the police officers said he was proud to be working on election day.

""Let the people see us standing here," he said.

Police vehicles blasted music outside, creating a festive atmosphere. One man brought his 7-year-old brother with him to the polling center.

"I want him to learn about democracy," the man said.

CNN's Ingrid Formanek and Arwa Damon contributed to this report.

text: BAGHDAD

text: Iraq

text: CNN

text: Voting

text: in

text: Iraqi

text: provincial

text: elections

text: ended

text: peacefully

text: Saturday

text: evening

text: and

text: the

text: mood

text: was

text: festive

text: in

text: some

text: places

text: unlike

text: the

text: violence

text: intimidation

text: and

text: apathy

text: that

text: marked

text: the

text: balloting

text: in

text: An

text: Iraqi

text: casts

text: his

text: vote

text: Saturday

text: in

text: Ramadi

text: Preliminary

text: results

text: are

text: expected

text: in

text: a

text: week

text: There

text: is

text: a

text: new

text: norm

text: of

text: politics

text: It

text: is

text: truly

text: a

text: proud

text: moment

text: Iraqi

text: Deputy

text: Prime

text: Minister

text: Barham

text: Saleh

text: told

text: CNN

text: The

text: distance

text: that

text: we

text: have

text: come

text: is

text: truly

text: inspiring

text: Faraj

text: al

text: Haidari

text: who

text: chairs

text: the

text: Independent

text: High

text: Electoral

text: Commission

text: of

text: Iraq

text: and

text: Staffan

text: de

text: Mistura

text: special

text: U.N.

text: representative

text: for

text: Iraq

text: issued

text: statements

text: saying

text: the

text: election

text: went

text: smoothly

text: Hundreds

text: of

text: thousands

text: of

text: IHEC

text: staff

text: worked

text: dutifully

text: according

text: to

text: procedures

text: said

text: Mistura

text: who

text: also

text: said

text: he

text: was

text: pleased

text: at

text: the

text: number

text: of

text: women

text: who

text: turned

text: out

text: to

text: vote

text: Preliminary

text: results

text: from

text: the

text: electoral

text: commission

text: are

text: expected

text: within

text: five

text: days

text: de

text: Mistura

text: said

text: Final

text: numbers

text: are

text: due

text: at

text: the

text: end

text: of

text: February

text: Some

text: security

text: incidents

text: were

text: reported

text: during

text: the

text: day

text: but

text: we

text: did

text: n't

text: have

text: any

text: confirmation

text: on

text: serious

text: security

text: incidents

text: that

text: might

text: effect

text: the

text: total

text: electoral

text: process

text: al

text: Haidari

text: said

text: President

text: Obama

text: congratulated

text: the

text: Iraqis

text: on

text: the

text: elections

text: Millions

text: of

text: Iraqi

text: citizens

text: from

text: every

text: ethnic

text: and

text: religious

text: group

text: went

text: peacefully

text: to

text: the

text: polls

text: across

text: the

text: country

text: to

text: choose

text: new

text: provincial

text: councils

text: Obama

text: said

text: in

text: a

text: statement

text: released

text: by

text: the

text: White

text: House

text: It

text: is

text: important

text: that

text: the

text: councils

text: get

text: seated

text: select

text: new

text: governors

text: and

text: begin

text: work

text: on

text: behalf

text: of

text: the

text: Iraqi

text: people

text: who

text: elected

text: them

text: He

text: said

text: the

text: United

text: States

text: is

text: proud

text: to

text: have

text: provided

text: technical

text: assistance

text: along

text: with

text: the

text: United

text: Nations

text: and

text: other

text: international

text: organizations

text: to

text: Iraq

text: 's

text: Independent

text: High

text: Electoral

text: Commission

text: which

text: performed

text: professionally

text: under

text: difficult

text: circumstances

text: CNN

text: 's

text: Arwa

text: Damon

text: who

text: toured

text: polling

text: stations

text: with

text: UN

text: observers

text: said

text: she

text: noticed

text: an

text: increased

text: sense

text: of

text: awareness

text: and

text: optimism

text: among

text: voters

text: who

text: felt

text: that

text: their

text: participation

text: would

text: have

text: an

text: impact

text: on

text: their

text: lives

text: and

text: country

text: Watch

text: Iraqis

text: head

text: to

text: polls

text: Â

text: Political

text: analysts

text: said

text: this

text: election

text: could

text: correct

text: some

text: of

text: the

text: political

text: imbalances

text: that

text: resulted

text: from

text: the

text: election

text: Saturday

text: 's

text: voting

text: also

text: was

text: seen

text: as

text: a

text: referendum

text: on

text: Prime

text: Minister

text: Nuri

text: al

text: Maliki

text: We

text: are

text: trying

text: to

text: build

text: a

text: new

text: system

text: of

text: government

text: in

text: the

text: heart

text: of

text: the

text: Islamic

text: Middle

text: East

text: Saleh

text: said

text: The

text: last

text: provincial

text: elections

text: were

text: in

text: January

text: after

text: the

text: ousting

text: of

text: Saddam

text: Hussein

text: and

text: most

text: Sunnis

text: did

text: not

text: vote

text: This

text: time

text: happening

text: four

text: years

text: after

text: the

text: first

text: elections

text: means

text: that

text: this

text: process

text: is

text: on

text: track

text: to

text: building

text: a

text: functioning

text: democracy

text: Saleh

text: said

text: I

text: think

text: the

text: election

text: results

text: will

text: point

text: to

text: the

text: real

text: political

text: map

text: of

text: Iraq

text: The

text: overwhelming

text: majority

text: of

text: the

text: people

text: of

text: Iraq

text: are

text: having

text: a

text: stake

text: in

text: this

text: process

text: are

text: buying

text: into

text: this

text: democratic

text: process

text: He

text: added

text: that

text: politics

text: is

text: no

text: longer

text: defined

text: by

text: violence

text: and

text: is

text: now

text: transcending

text: sectarian

text: and

text: ethnic

text: dimensions

text: Voting

text: was

text: extended

text: by

text: one

text: hour

text: partly

text: because

text: a

text: curfew

text: had

text: been

text: lifted

text: allowing

text: more

text: Iraqis

text: to

text: go

text: to

text: the

text: polls

text: said

text: Judge

text: Qassim

text: al

text: Aboudi

text: a

text: member

text: of

text: the

text: Electoral

text: Commission

text: He

text: described

text: turnout

text: as

text: good

text: Those

text: elected

text: will

text: have

text: regional

text: power

text: over

text: the

text: essentials

text: Iraqis

text: have

text: been

text: desperate

text: for

text: basic

text: services

text: and

text: jobs

text: Damon

text: reported

text: She

text: said

text: there

text: was

text: a

text: sense

text: of

text: jubilation

text: in

text: Anbar

text: province

text: the

text: Sunni

text: heartland

text: west

text: of

text: Baghdad

text: The

text: sprawling

text: desert

text: area

text: was

text: dominated

text: largely

text: by

text: al

text: Qaeda

text: in

text: January

text: when

text: the

text: first

text: provincial

text: elections

text: after

text: the

text: fall

text: of

text: Hussein

text: were

text: held

text: In

text: fearing

text: retribution

text: from

text: the

text: terrorist

text: group

text: only

text: about

text: percent

text: of

text: eligible

text: voters

text: cast

text: ballots

text: In

text: Najaf

text: the

text: Shiite

text: center

text: south

text: of

text: Baghdad

text: voters

text: also

text: were

text: eager

text: to

text: let

text: their

text: voices

text: be

text: heard

text: Damon

text: said

text: Watch

text: Arwa

text: Damon

text: on

text: the

text: importance

text: of

text: these

text: elections

text: Â

text: At

text: a

text: polling

text: station

text: in

text: Baghdad

text: old

text: Ibrahim

text: Saleh

text: a

text: retired

text: lawyer

text: said

text: this

text: election

text: is

text: completely

text: different

text: from

text: previous

text: elections

text: When

text: asked

text: how

text: he

text: replied

text: because

text: it

text: is

text: open

text: for

text: all

text: the

text: society

text: components

text: to

text: express

text: their

text: opinion

text: freely

text: Asked

text: what

text: she

text: expects

text: from

text: her

text: candidate

text: a

text: woman

text: in

text: Diyala

text: northeast

text: of

text: Baghdad

text: said

text: we

text: hope

text: stability

text: and

text: security

text: and

text: employment

text: Observers

text: believe

text: that

text: the

text: provincial

text: vote

text: will

text: be

text: a

text: gauge

text: of

text: the

text: country

text: 's

text: political

text: direction

text: and

text: a

text: guide

text: to

text: how

text: to

text: the

text: parliamentary

text: elections

text: will

text: turn

text: out

text: this

text: year

text: The

text: results

text: should

text: spell

text: out

text: the

text: status

text: of

text: the

text: Sunni

text: awakening

text: movement

text: and

text: the

text: popularity

text: of

text: the

text: Shiite

text: factions

text: such

text: as

text: those

text: backing

text: al

text: Maliki

text: cleric

text: Muqtada

text: al

text: Sadr

text: and

text: the

text: Islamic

text: Supreme

text: Council

text: of

text: Iraq

text: There

text: were

text: tough

text: security

text: measures

text: in

text: place

text: throughout

text: the

text: country

text: including

text: security

text: rings

text: around

text: polling

text: centers

text: and

text: vigorous

text: searches

text: of

text: voters

text: Nevertheless

text: three

text: mortars

text: exploded

text: near

text: a

text: polling

text: station

text: in

text: central

text: Tikrit

text: about

text: miles

text: north

text: of

text: Baghdad

text: Saturday

text: morning

text: an

text: official

text: with

text: the

text: Interior

text: Ministry

text: said

text: There

text: were

text: no

text: casualties

text: Police

text: also

text: detained

text: four

text: people

text: wearing

text: Iraqi

text: police

text: uniforms

text: who

text: they

text: said

text: had

text: thrown

text: stun

text: grenades

text: at

text: voters

text: outside

text: a

text: polling

text: center

text: in

text: Tikrit

text: Saddam

text: 's

text: hometown

text: Al

text: Maliki

text: cast

text: his

text: ballot

text: in

text: Baghdad

text: 's

text: Al

text: Rasheed

text: Hotel

text: in

text: the

text: highly

text: protected

text: and

text: fortified

text: International

text: Zone

text: He

text: told

text: reporters

text: at

text: the

text: polling

text: station

text: that

text: the

text: election

text: is

text: evidence

text: that

text: Iraqi

text: people

text: live

text: under

text: a

text: high

text: level

text: of

text: safety

text: In

text: Anbar

text: province

text: Iraqi

text: police

text: and

text: army

text: troops

text: lined

text: the

text: streets

text: of

text: downtown

text: Ramadi

text: One

text: of

text: the

text: police

text: officers

text: said

text: he

text: was

text: proud

text: to

text: be

text: working

text: on

text: election

text: day

text: Let

text: the

text: people

text: see

text: us

text: standing

text: here

text: he

text: said

text: Police

text: vehicles

text: blasted

text: music

text: outside

text: creating

text: a

text: festive

text: atmosphere

text: One

text: man

text: brought

text: his

text: old

text: brother

text: with

text: him

text: to

text: the

text: polling

text: center

text: I

text: want

text: him

text: to

text: learn

text: about

text: democracy

text: the

text: man

text: said

text: CNN

text: 's

text: Ingrid

text: Formanek

text: and

text: Arwa

text: Damon

text: contributed

text: to

text: this

text: report

question: When will the results be expected?

answer: in a week.

text: in a week.

question: Preliminary results are expected after how many days?

answer: week.

text: week.

question: There is a new norm of what, according to the deputy prime minister?

answer: politics.

text: politics.

question: What deputy prime minister was quoted?

answer: Barham Saleh

text: Barham Saleh

question: Obama praises what?

answer: the Iraqis on the elections.

text: the Iraqis on the elections.

question: What is Obama proud of?

answer: to have provided technical assistance, along with the United Nations and other international organizations, to Iraq's Independent High Electoral Commission, which performed professionally under difficult circumstances."

text: to have provided technical assistance, along with the United Nations and other international organizations, to Iraq's Independent High Electoral Commission, which performed professionally under difficult circumstances."

question: Number of days that the election results are expected?

answer: within five

text: within five

question: Who says there is a new norm of politics?

answer: Iraqi Deputy Prime Minister Barham Saleh

text: Iraqi Deputy Prime Minister Barham Saleh

question: What country's elections are being discussed?

answer: Iraq

text: Iraq

question: What did Obama say he was proud of?

answer: to have provided technical assistance, along with the United Nations and other international organizations, to Iraq's Independent High Electoral Commission, which performed professionally under difficult circumstances."

text: to have provided technical assistance, along with the United Nations and other international organizations, to Iraq's Independent High Electoral Commission, which performed professionally under difficult circumstances."

question: Who praised the election?

answer: President Obama

text: President Obama


text:
Only about one in 10 workers who lose their job opt to keep their employer-sponsored health insurance through the safety-net program COBRA, most likely because the premiums are too expensive, according to an analysis released Friday by the Commonwealth Fund, a private foundation that supports independent research on health care issues.

Only about one in 10 workers who lose their job opt to keep their insurance through the COBRA program.

Experts worry that the highest unemployment rate in 16 years, combined with a health care system dependent on employer-sponsored health insurance, is a recipe for disaster, and will swell the ranks of the uninsured particularly if people aren't using COBRA. About 46 million people in the United States (18 percent of those under 65) lacked health insurance in 2007. Health.com: Laid off? The healthiest ways to spend your time

The new report is based on a 2007 survey of 3,501 people. The researchers found that two-thirds of workers, if they were laid off, would be eligible for COBRA. Data from 2006 data suggest that only 9 percent would opt into the program. Health care insurance premiums have risen since then, so it's likely that the problem is getting worse not better, they say.

"The affordability issue gets worse every year, that's the big concern," says Meredith Rosenthal, PhD., an associate professor of health economics and policy at the Harvard School of Public Health, who was not involved in the study. "Of course [some people can] still get an offer of coverage through a spouse, but we're still talking about very, very serious increases in the number of uninsured." Health.com: Natural cold and flu remedies

COBRA (Consolidated Omnibus Budget Reconciliation Act) was passed in 1985 to allow laid-off workers to continue their health insurance if they lose their job. (COBRA only covers workers in companies that offer health insurance, have 20 or more employees, and are still in business.)

But there's a catch. Most employers pick up 75 percent to 85 percent of the tab for their workers' health insurance, and once a person has been laid off, the entire bill falls on the ex-employee's shoulders. That means that health insurance costs dramatically escalate at a time when people have little or no money to burn.

The Commonwealth Fund estimates that the cost of COBRA is four to six times higher than what people pay when they are employed; $4,704 per year for an individual and $12,680 for a family. Health.com: Live healthy for way less

Erin McCullar, 26, of Birmingham, Alabama, has type 1 diabetes and was laid off from her job as an interior designer in October. At the time, she didn't sign up for COBRA, a decision she now seriously regrets. Overwhelmed, she didn't realize she had a 60 days to sign up for the program and missed the deadline by a couple of days.

"On the day I got laid off I got a packet slapped in front of my face and that was it," she says. "I was just totally in the dark."

She quickly found out that she couldn't get health insurance that would cover her type 1 diabetes, at least without a six-month or year-long waiting period, because it is considered a preexisting condition.

She stockpiled a six-month supply of lifesaving insulin in the two-week period before she lost her job, but since then has scrimped on the drug to make it last longer. At one point, she even disconnected her pump, which delivers a continuous dose of insulin, for about three weeks. She used only a couple of insulin injections in that time to control high blood sugar, a potentially serious threat to her health.

Even if she did sign up, she's not sure she could afford the premiums, which would have cost about $8,000 a year. Health.com: Healthy meals for under $10

"Ultimately, yes, I need it, but cost did factor into it," she says. "I don't know that I would have been able to keep up my payments because I was barely able to keep up on my rent."

Cost is clearly a major issue for most laid-off workers, says Karen Davis, president of the Commonwealth Fund. Only 3 percent of workers near the poverty level who are eligible for COBRA opt to keep their insurance, compared to 14 percent of workers who made more money before they lost their job.

It's a problem that "is not going away," says Davis, "The Congressional Budget Office estimates that we're going to go to 8.3 percent unemployed in 2009 and 9 percent in 2010," says Davis. (The unemployment rate was 7.2 percent in December.)

She notes that each percentage point increase in the unemployment rate leads to a 1.1 million increase in the number of uninsured.

"So it's pretty urgent that the economic stimulus bill not only address the job situation, but address health insurance coverage too," she says.

While some laid-off workers may get health insurance coverage though a spouse or partner, their research suggests that only about 14 percent of people who are not eligible for COBRA could get coverage through a partner or some other source after losing their job, she says.

Rosenthal and other experts hope that if there is a silver lining, it's that there may be more political will to change the current health care coverage system.

"One of the biggest challenges to health care coverage reform has been that the status quo is okay for many people, particularly for many people who vote," she says. "If that is no longer true, and if the people who have coverage now are insecure enough, they may be willing to give up something to get coverage security."

McCullar just hopes she can get health insurance soon.

"It sounds just colossally stupid to not have heath insurance, but I luckily had enough vials and insulin so I'm not near running out now, but I have to get health insurance in the near future," she says. "God forbid I had to go to the hospital during this; that would be a nightmare."

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text: Only

text: about

text: one

text: in

text: workers

text: who

text: lose

text: their

text: job

text: opt

text: to

text: keep

text: their

text: employer

text: sponsored

text: health

text: insurance

text: through

text: the

text: safety

text: net

text: program

text: COBRA

text: most

text: likely

text: because

text: the

text: premiums

text: are

text: too

text: expensive

text: according

text: to

text: an

text: analysis

text: released

text: Friday

text: by

text: the

text: Commonwealth

text: Fund

text: a

text: private

text: foundation

text: that

text: supports

text: independent

text: research

text: on

text: health

text: care

text: issues

text: Only

text: about

text: one

text: in

text: workers

text: who

text: lose

text: their

text: job

text: opt

text: to

text: keep

text: their

text: insurance

text: through

text: the

text: COBRA

text: program

text: Experts

text: worry

text: that

text: the

text: highest

text: unemployment

text: rate

text: in

text: years

text: combined

text: with

text: a

text: health

text: care

text: system

text: dependent

text: on

text: employer

text: sponsored

text: health

text: insurance

text: is

text: a

text: recipe

text: for

text: disaster

text: and

text: will

text: swell

text: the

text: ranks

text: of

text: the

text: uninsured

text: particularly

text: if

text: people

text: are

text: n't

text: using

text: COBRA

text: About

text: million

text: people

text: in

text: the

text: United

text: States

text: percent

text: of

text: those

text: under

text: lacked

text: health

text: insurance

text: in

text: Health.com

text: Laid

text: off

text: The

text: healthiest

text: ways

text: to

text: spend

text: your

text: time

text: The

text: new

text: report

text: is

text: based

text: on

text: a

text: survey

text: of

text: people

text: The

text: researchers

text: found

text: that

text: two

text: thirds

text: of

text: workers

text: if

text: they

text: were

text: laid

text: off

text: would

text: be

text: eligible

text: for

text: COBRA

text: Data

text: from

text: data

text: suggest

text: that

text: only

text: percent

text: would

text: opt

text: into

text: the

text: program

text: Health

text: care

text: insurance

text: premiums

text: have

text: risen

text: since

text: then

text: so

text: it

text: 's

text: likely

text: that

text: the

text: problem

text: is

text: getting

text: worse

text: not

text: better

text: they

text: say

text: The

text: affordability

text: issue

text: gets

text: worse

text: every

text: year

text: that

text: 's

text: the

text: big

text: concern

text: says

text: Meredith

text: Rosenthal

text: PhD.

text: an

text: associate

text: professor

text: of

text: health

text: economics

text: and

text: policy

text: at

text: the

text: Harvard

text: School

text: of

text: Public

text: Health

text: who

text: was

text: not

text: involved

text: in

text: the

text: study

text: Of

text: course

text: some

text: people

text: can

text: still

text: get

text: an

text: offer

text: of

text: coverage

text: through

text: a

text: spouse

text: but

text: we

text: 're

text: still

text: talking

text: about

text: very

text: very

text: serious

text: increases

text: in

text: the

text: number

text: of

text: uninsured

text: Health.com

text: Natural

text: cold

text: and

text: flu

text: remedies

text: COBRA

text: Consolidated

text: Omnibus

text: Budget

text: Reconciliation

text: Act

text: was

text: passed

text: in

text: to

text: allow

text: laid

text: off

text: workers

text: to

text: continue

text: their

text: health

text: insurance

text: if

text: they

text: lose

text: their

text: job

text: COBRA

text: only

text: covers

text: workers

text: in

text: companies

text: that

text: offer

text: health

text: insurance

text: have

text: or

text: more

text: employees

text: and

text: are

text: still

text: in

text: business

text: But

text: there

text: 's

text: a

text: catch

text: Most

text: employers

text: pick

text: up

text: percent

text: to

text: percent

text: of

text: the

text: tab

text: for

text: their

text: workers

text: health

text: insurance

text: and

text: once

text: a

text: person

text: has

text: been

text: laid

text: off

text: the

text: entire

text: bill

text: falls

text: on

text: the

text: ex

text: employee

text: 's

text: shoulders

text: That

text: means

text: that

text: health

text: insurance

text: costs

text: dramatically

text: escalate

text: at

text: a

text: time

text: when

text: people

text: have

text: little

text: or

text: no

text: money

text: to

text: burn

text: The

text: Commonwealth

text: Fund

text: estimates

text: that

text: the

text: cost

text: of

text: COBRA

text: is

text: four

text: to

text: six

text: times

text: higher

text: than

text: what

text: people

text: pay

text: when

text: they

text: are

text: employed

text: per

text: year

text: for

text: an

text: individual

text: and

text: for

text: a

text: family

text: Health.com

text: Live

text: healthy

text: for

text: way

text: less

text: Erin

text: McCullar

text: of

text: Birmingham

text: Alabama

text: has

text: type

text: diabetes

text: and

text: was

text: laid

text: off

text: from

text: her

text: job

text: as

text: an

text: interior

text: designer

text: in

text: October

text: At

text: the

text: time

text: she

text: did

text: n't

text: sign

text: up

text: for

text: COBRA

text: a

text: decision

text: she

text: now

text: seriously

text: regrets

text: Overwhelmed

text: she

text: did

text: n't

text: realize

text: she

text: had

text: a

text: days

text: to

text: sign

text: up

text: for

text: the

text: program

text: and

text: missed

text: the

text: deadline

text: by

text: a

text: couple

text: of

text: days

text: On

text: the

text: day

text: I

text: got

text: laid

text: off

text: I

text: got

text: a

text: packet

text: slapped

text: in

text: front

text: of

text: my

text: face

text: and

text: that

text: was

text: it

text: she

text: says

text: I

text: was

text: just

text: totally

text: in

text: the

text: dark

text: She

text: quickly

text: found

text: out

text: that

text: she

text: could

text: n't

text: get

text: health

text: insurance

text: that

text: would

text: cover

text: her

text: type

text: diabetes

text: at

text: least

text: without

text: a

text: six

text: month

text: or

text: year

text: long

text: waiting

text: period

text: because

text: it

text: is

text: considered

text: a

text: preexisting

text: condition

text: She

text: stockpiled

text: a

text: six

text: month

text: supply

text: of

text: lifesaving

text: insulin

text: in

text: the

text: two

text: week

text: period

text: before

text: she

text: lost

text: her

text: job

text: but

text: since

text: then

text: has

text: scrimped

text: on

text: the

text: drug

text: to

text: make

text: it

text: last

text: longer

text: At

text: one

text: point

text: she

text: even

text: disconnected

text: her

text: pump

text: which

text: delivers

text: a

text: continuous

text: dose

text: of

text: insulin

text: for

text: about

text: three

text: weeks

text: She

text: used

text: only

text: a

text: couple

text: of

text: insulin

text: injections

text: in

text: that

text: time

text: to

text: control

text: high

text: blood

text: sugar

text: a

text: potentially

text: serious

text: threat

text: to

text: her

text: health

text: Even

text: if

text: she

text: did

text: sign

text: up

text: she

text: 's

text: not

text: sure

text: she

text: could

text: afford

text: the

text: premiums

text: which

text: would

text: have

text: cost

text: about

text: a

text: year

text: Health.com

text: Healthy

text: meals

text: for

text: under

text: Ultimately

text: yes

text: I

text: need

text: it

text: but

text: cost

text: did

text: factor

text: into

text: it

text: she

text: says

text: I

text: do

text: n't

text: know

text: that

text: I

text: would

text: have

text: been

text: able

text: to

text: keep

text: up

text: my

text: payments

text: because

text: I

text: was

text: barely

text: able

text: to

text: keep

text: up

text: on

text: my

text: rent

text: Cost

text: is

text: clearly

text: a

text: major

text: issue

text: for

text: most

text: laid

text: off

text: workers

text: says

text: Karen

text: Davis

text: president

text: of

text: the

text: Commonwealth

text: Fund

text: Only

text: percent

text: of

text: workers

text: near

text: the

text: poverty

text: level

text: who

text: are

text: eligible

text: for

text: COBRA

text: opt

text: to

text: keep

text: their

text: insurance

text: compared

text: to

text: percent

text: of

text: workers

text: who

text: made

text: more

text: money

text: before

text: they

text: lost

text: their

text: job

text: It

text: 's

text: a

text: problem

text: that

text: is

text: not

text: going

text: away

text: says

text: Davis

text: The

text: Congressional

text: Budget

text: Office

text: estimates

text: that

text: we

text: 're

text: going

text: to

text: go

text: to

text: percent

text: unemployed

text: in

text: and

text: percent

text: in

text: says

text: Davis

text: The

text: unemployment

text: rate

text: was

text: percent

text: in

text: December

text: She

text: notes

text: that

text: each

text: percentage

text: point

text: increase

text: in

text: the

text: unemployment

text: rate

text: leads

text: to

text: a

text: million

text: increase

text: in

text: the

text: number

text: of

text: uninsured

text: So

text: it

text: 's

text: pretty

text: urgent

text: that

text: the

text: economic

text: stimulus

text: bill

text: not

text: only

text: address

text: the

text: job

text: situation

text: but

text: address

text: health

text: insurance

text: coverage

text: too

text: she

text: says

text: While

text: some

text: laid

text: off

text: workers

text: may

text: get

text: health

text: insurance

text: coverage

text: though

text: a

text: spouse

text: or

text: partner

text: their

text: research

text: suggests

text: that

text: only

text: about

text: percent

text: of

text: people

text: who

text: are

text: not

text: eligible

text: for

text: COBRA

text: could

text: get

text: coverage

text: through

text: a

text: partner

text: or

text: some

text: other

text: source

text: after

text: losing

text: their

text: job

text: she

text: says

text: Rosenthal

text: and

text: other

text: experts

text: hope

text: that

text: if

text: there

text: is

text: a

text: silver

text: lining

text: it

text: 's

text: that

text: there

text: may

text: be

text: more

text: political

text: will

text: to

text: change

text: the

text: current

text: health

text: care

text: coverage

text: system

text: One

text: of

text: the

text: biggest

text: challenges

text: to

text: health

text: care

text: coverage

text: reform

text: has

text: been

text: that

text: the

text: status

text: quo

text: is

text: okay

text: for

text: many

text: people

text: particularly

text: for

text: many

text: people

text: who

text: vote

text: she

text: says

text: If

text: that

text: is

text: no

text: longer

text: true

text: and

text: if

text: the

text: people

text: who

text: have

text: coverage

text: now

text: are

text: insecure

text: enough

text: they

text: may

text: be

text: willing

text: to

text: give

text: up

text: something

text: to

text: get

text: coverage

text: security

text: McCullar

text: just

text: hopes

text: she

text: can

text: get

text: health

text: insurance

text: soon

text: It

text: sounds

text: just

text: colossally

text: stupid

text: to

text: not

text: have

text: heath

text: insurance

text: but

text: I

text: luckily

text: had

text: enough

text: vials

text: and

text: insulin

text: so

text: I

text: 'm

text: not

text: near

text: running

text: out

text: now

text: but

text: I

text: have

text: to

text: get

text: health

text: insurance

text: in

text: the

text: near

text: future

text: she

text: says

text: God

text: forbid

text: I

text: had

text: to

text: go

text: to

text: the

text: hospital

text: during

text: this

text: that

text: would

text: be

text: a

text: nightmare

text: Enter

text: to

text: win

text: a

text: monthly

text: Room

text: Makeover

text: Giveaway

text: from

text: MyHomeIdeas.com

question: how many people

answer: 46 million

text: 46 million

question: What is the new report is based on?

answer: a 2007 survey of 3,501 people.

text: a 2007 survey of 3,501 people.

question: what was passed in 1985

answer: COBRA (Consolidated Omnibus Budget Reconciliation Act)

text: COBRA (Consolidated Omnibus Budget Reconciliation Act)

question: how many people lacked?

answer: About 46 million

text: About 46 million

question: Who lacked health insurance in 2007?

answer: 46 million people in the United States

text: 46 million people in the United States

question: what is new report based on

answer: 2007 survey of 3,501 people.

text: 2007 survey of 3,501 people.


text:
(CNN) -- Christie's is the world's leading art business with global auction sales in 2007 that totalled $6.3 billion, marking the highest total in company and in art auction history.

A Christie's employee holds the painting 'La Surprise' at Christie's auction house in London on July 4, 2008.

Founded in 1766 by James Christie, Christie's conducted the greatest auctions of the 18th, 19th and 20th centuries, and today remains a popular showcase for unique artworks as well as international glamour.

Christie's offers over 600 sales annually in over 80 categories, including all areas of fine and decorative arts, jewelry, photographs, collectibles, wine, cars and more. Prices range from $200 to over $80 million.

Christie's has 85 offices in 43 countries and 14 salerooms around the world including London, New York, Los Angeles, Paris, Geneva, Milan, Amsterdam, Tel Aviv, Dubai and Hong Kong.

Most recently, Christie's has expanded initiatives in emerging markets such as China, India and the United Arab Emirates, with successful sales and exhibitions in Beijing, Dubai, Mumbai and Russia.

Christie's also offers its clients worldwide access to its sales through its real-time online bidding service Christie's LIVE.

text: CNN

text: Christie

text: 's

text: is

text: the

text: world

text: 's

text: leading

text: art

text: business

text: with

text: global

text: auction

text: sales

text: in

text: that

text: totalled

text: billion

text: marking

text: the

text: highest

text: total

text: in

text: company

text: and

text: in

text: art

text: auction

text: history

text: A

text: Christie

text: 's

text: employee

text: holds

text: the

text: painting

text: La

text: Surprise

text: at

text: Christie

text: 's

text: auction

text: house

text: in

text: London

text: on

text: July

text: Founded

text: in

text: by

text: James

text: Christie

text: Christie

text: 's

text: conducted

text: the

text: greatest

text: auctions

text: of

text: the

text: and

text: centuries

text: and

text: today

text: remains

text: a

text: popular

text: showcase

text: for

text: unique

text: artworks

text: as

text: well

text: as

text: international

text: glamour

text: Christie

text: 's

text: offers

text: over

text: sales

text: annually

text: in

text: over

text: categories

text: including

text: all

text: areas

text: of

text: fine

text: and

text: decorative

text: arts

text: jewelry

text: photographs

text: collectibles

text: wine

text: cars

text: and

text: more

text: Prices

text: range

text: from

text: to

text: over

text: million

text: Christie

text: 's

text: has

text: offices

text: in

text: countries

text: and

text: salerooms

text: around

text: the

text: world

text: including

text: London

text: New

text: York

text: Los

text: Angeles

text: Paris

text: Geneva

text: Milan

text: Amsterdam

text: Tel

text: Aviv

text: Dubai

text: and

text: Hong

text: Kong

text: Most

text: recently

text: Christie

text: 's

text: has

text: expanded

text: initiatives

text: in

text: emerging

text: markets

text: such

text: as

text: China

text: India

text: and

text: the

text: United

text: Arab

text: Emirates

text: with

text: successful

text: sales

text: and

text: exhibitions

text: in

text: Beijing

text: Dubai

text: Mumbai

text: and

text: Russia

text: Christie

text: 's

text: also

text: offers

text: its

text: clients

text: worldwide

text: access

text: to

text: its

text: sales

text: through

text: its

text: real

text: time

text: online

text: bidding

text: service

text: Christie

text: 's

text: LIVE

question: What types of items does Christie's sell?

answer: fine and decorative arts, jewelry, photographs, collectibles, wine, cars and more.

text: fine and decorative arts, jewelry, photographs, collectibles, wine, cars and more.

question: how much did they make

answer: $6.3 billion,

text: $6.3 billion,

question: How much did Christie's global auction in 2007 total?

answer: $6.3 billion,

text: $6.3 billion,

question: Who founded Christie's

answer: James

text: James

question: Who was the founder of Christie's?

answer: James

text: James

question: What did sales total?

answer: $6.3 billion,

text: $6.3 billion,

question: When was Christie's founded?

answer: 1766

question: where was the auction

answer: London

text: London

question: what items were sold

answer: all areas of fine and decorative arts, jewelry, photographs, collectibles, wine, cars and more.

text: all areas of fine and decorative arts, jewelry, photographs, collectibles, wine, cars and more.


text:
(CNN) -- Fannie Mae and Freddie Mac were created to help individuals realize the American dream of home ownership, but they now find their survival at risk in the U.S. mortgage crisis.

Steps to shore up FannieMae and Freddie Mac could eventually stabilize home prices.

Friday's closure of California-based IndyMac bank by federal regulators on Friday sparked investor panic that sent shares of mortgage finance giants Fannie Mae and Freddie Mac on a wild ride and fueled speculation of a government rescue.

On Sunday, the Treasury Department and Federal Reserve announced steps to make funds available to Fannie Mae and Freddie Mac if necessary.

IndyMac, which reopened Monday under federal supervision, was once one of the nation's largest home lenders. Thanks in part to the nation's mortgage crisis, it lost hundreds of millions of dollars this year and last, and concerns about the bank led customers to withdraw $1.3 billion in the last two weeks, prompting the government takeover.

Below, CNN's Ali Velshi and Gerri Willis answer questions about Fannie Mae, Freddie Mac and IndyMac and how you may be affected.

Q: What are Fannie Mae and Freddie Mac and what do they do?

A: Originally chartered by Congress, both were converted into private companies with shares traded on Wall Street.  Neither company directly loans money to prospective home buyers. Instead, they buy mortgages from banks and other lenders on the secondary market, thus freeing up more funds to home lenders. They resell bundled loans as mortgage-backed securities.   Read more about Fannie Mae and Freddie Mac Â»

Combined, the two companies own or guarantee almost half of the home loans in the United States, or $5.3 trillion of mortgage debt.

Q: How did they get their names?

A: Fannie Mae was created in 1938, during the Great Depression. The nickname comes from the acronym FNMA, which stands for Federal National Mortgage Association.

Freddie Mac was chartered by Congress as a private corporation in 1970 to end Fannie Mae's monopoly over the secondary mortgage market. The name Freddie Mac spawns from the acronym FHLMC, or Federal Home Loan Mortgage Corp.

Q: What's the connection between the IndyMac takeover and Fannie Mae and Freddie Mac?

A: Nothing, except both crises stem from the same problem: a drop in home prices and the inability of mortgage-holders to make their payments, thereby leaving banks (whether it was IndyMac, an actual lender, or Fannie/Freddie, the secondary banks that had bought mortgages) holding the bag.

Q: Will the government's actions change the value of my home?

A: Steps the federal government is taking to shore up Freddie Mac and Fannie Mae is ultimately a positive for the housing industry. Although it won't happen overnight, housing prices could be stabilized by the move. The reason? These two institutions are critical to the smooth functioning of the mortgage underwriting industry.

Q: Is my money safe in the bank?

A: Up to certain limits, money is safe in banks insured by the Federal Deposit Insurance Corp. The FDIC guarantees traditional bank accounts up to $100,000 and individual retirement accounts up to $250,000.

Money beyond those limits isn't guaranteed if a bank fails. In the case of IndyMac, the FDIC says it will cover 50 percent of uninsured balances there. But as a practical matter, consumers shouldn't count on that. Bottom line: Owning accounts with amounts that exceed the FDIC limits is like driving without a seat belt.  Watch: Is your bank safe? Â»

Q: How are the government's moves to help Fannie Mae and Freddie Mac going to affect mortgages, loans and the federal budget deficit?

A: Shoring up Freddie Mac and Fannie Mae is good news for consumer lending lending generally because it boosts confidence in the mortgage markets. If you already have a loan, it's won't have immediate consequences. We don't yet know if it will be successful and how much the two entities might take advantage of the federal governments offer to lend them money. For that reason, it's difficult to say what the impact might be on the federal budget deficit. Suffice it to say, however, that the buck always seems to stop with the American taxpayer.

text: CNN

text: Fannie

text: Mae

text: and

text: Freddie

text: Mac

text: were

text: created

text: to

text: help

text: individuals

text: realize

text: the

text: American

text: dream

text: of

text: home

text: ownership

text: but

text: they

text: now

text: find

text: their

text: survival

text: at

text: risk

text: in

text: the

text: U.S.

text: mortgage

text: crisis

text: Steps

text: to

text: shore

text: up

text: FannieMae

text: and

text: Freddie

text: Mac

text: could

text: eventually

text: stabilize

text: home

text: prices

text: Friday

text: 's

text: closure

text: of

text: California

text: based

text: IndyMac

text: bank

text: by

text: federal

text: regulators

text: on

text: Friday

text: sparked

text: investor

text: panic

text: that

text: sent

text: shares

text: of

text: mortgage

text: finance

text: giants

text: Fannie

text: Mae

text: and

text: Freddie

text: Mac

text: on

text: a

text: wild

text: ride

text: and

text: fueled

text: speculation

text: of

text: a

text: government

text: rescue

text: On

text: Sunday

text: the

text: Treasury

text: Department

text: and

text: Federal

text: Reserve

text: announced

text: steps

text: to

text: make

text: funds

text: available

text: to

text: Fannie

text: Mae

text: and

text: Freddie

text: Mac

text: if

text: necessary

text: IndyMac

text: which

text: reopened

text: Monday

text: under

text: federal

text: supervision

text: was

text: once

text: one

text: of

text: the

text: nation

text: 's

text: largest

text: home

text: lenders

text: Thanks

text: in

text: part

text: to

text: the

text: nation

text: 's

text: mortgage

text: crisis

text: it

text: lost

text: hundreds

text: of

text: millions

text: of

text: dollars

text: this

text: year

text: and

text: last

text: and

text: concerns

text: about

text: the

text: bank

text: led

text: customers

text: to

text: withdraw

text: billion

text: in

text: the

text: last

text: two

text: weeks

text: prompting

text: the

text: government

text: takeover

text: Below

text: CNN

text: 's

text: Ali

text: Velshi

text: and

text: Gerri

text: Willis

text: answer

text: questions

text: about

text: Fannie

text: Mae

text: Freddie

text: Mac

text: and

text: IndyMac

text: and

text: how

text: you

text: may

text: be

text: affected

text: Q

text: What

text: are

text: Fannie

text: Mae

text: and

text: Freddie

text: Mac

text: and

text: what

text: do

text: they

text: do

text: A

text: Originally

text: chartered

text: by

text: Congress

text: both

text: were

text: converted

text: into

text: private

text: companies

text: with

text: shares

text: traded

text: on

text: Wall

text: Street

text: Neither

text: company

text: directly

text: loans

text: money

text: to

text: prospective

text: home

text: buyers

text: Instead

text: they

text: buy

text: mortgages

text: from

text: banks

text: and

text: other

text: lenders

text: on

text: the

text: secondary

text: market

text: thus

text: freeing

text: up

text: more

text: funds

text: to

text: home

text: lenders

text: They

text: resell

text: bundled

text: loans

text: as

text: mortgage

text: backed

text: securities

text: Read

text: more

text: about

text: Fannie

text: Mae

text: and

text: Freddie

text: Mac

text: Â

text: Combined

text: the

text: two

text: companies

text: own

text: or

text: guarantee

text: almost

text: half

text: of

text: the

text: home

text: loans

text: in

text: the

text: United

text: States

text: or

text: trillion

text: of

text: mortgage

text: debt

text: Q

text: How

text: did

text: they

text: get

text: their

text: names

text: A

text: Fannie

text: Mae

text: was

text: created

text: in

text: during

text: the

text: Great

text: Depression

text: The

text: nickname

text: comes

text: from

text: the

text: acronym

text: FNMA

text: which

text: stands

text: for

text: Federal

text: National

text: Mortgage

text: Association

text: Freddie

text: Mac

text: was

text: chartered

text: by

text: Congress

text: as

text: a

text: private

text: corporation

text: in

text: to

text: end

text: Fannie

text: Mae

text: 's

text: monopoly

text: over

text: the

text: secondary

text: mortgage

text: market

text: The

text: name

text: Freddie

text: Mac

text: spawns

text: from

text: the

text: acronym

text: FHLMC

text: or

text: Federal

text: Home

text: Loan

text: Mortgage

text: Corp.

text: Q

text: What

text: 's

text: the

text: connection

text: between

text: the

text: IndyMac

text: takeover

text: and

text: Fannie

text: Mae

text: and

text: Freddie

text: Mac

text: A

text: Nothing

text: except

text: both

text: crises

text: stem

text: from

text: the

text: same

text: problem

text: a

text: drop

text: in

text: home

text: prices

text: and

text: the

text: inability

text: of

text: mortgage

text: holders

text: to

text: make

text: their

text: payments

text: thereby

text: leaving

text: banks

text: whether

text: it

text: was

text: IndyMac

text: an

text: actual

text: lender

text: or

text: Fannie

text: Freddie

text: the

text: secondary

text: banks

text: that

text: had

text: bought

text: mortgages

text: holding

text: the

text: bag

text: Q

text: Will

text: the

text: government

text: 's

text: actions

text: change

text: the

text: value

text: of

text: my

text: home

text: A

text: Steps

text: the

text: federal

text: government

text: is

text: taking

text: to

text: shore

text: up

text: Freddie

text: Mac

text: and

text: Fannie

text: Mae

text: is

text: ultimately

text: a

text: positive

text: for

text: the

text: housing

text: industry

text: Although

text: it

text: wo

text: n't

text: happen

text: overnight

text: housing

text: prices

text: could

text: be

text: stabilized

text: by

text: the

text: move

text: The

text: reason

text: These

text: two

text: institutions

text: are

text: critical

text: to

text: the

text: smooth

text: functioning

text: of

text: the

text: mortgage

text: underwriting

text: industry

text: Q

text: Is

text: my

text: money

text: safe

text: in

text: the

text: bank

text: A

text: Up

text: to

text: certain

text: limits

text: money

text: is

text: safe

text: in

text: banks

text: insured

text: by

text: the

text: Federal

text: Deposit

text: Insurance

text: Corp.

text: The

text: FDIC

text: guarantees

text: traditional

text: bank

text: accounts

text: up

text: to

text: and

text: individual

text: retirement

text: accounts

text: up

text: to

text: Money

text: beyond

text: those

text: limits

text: is

text: n't

text: guaranteed

text: if

text: a

text: bank

text: fails

text: In

text: the

text: case

text: of

text: IndyMac

text: the

text: FDIC

text: says

text: it

text: will

text: cover

text: percent

text: of

text: uninsured

text: balances

text: there

text: But

text: as

text: a

text: practical

text: matter

text: consumers

text: should

text: n't

text: count

text: on

text: that

text: Bottom

text: line

text: Owning

text: accounts

text: with

text: amounts

text: that

text: exceed

text: the

text: FDIC

text: limits

text: is

text: like

text: driving

text: without

text: a

text: seat

text: belt

text: Watch

text: Is

text: your

text: bank

text: safe

text: Â

text: Q

text: How

text: are

text: the

text: government

text: 's

text: moves

text: to

text: help

text: Fannie

text: Mae

text: and

text: Freddie

text: Mac

text: going

text: to

text: affect

text: mortgages

text: loans

text: and

text: the

text: federal

text: budget

text: deficit

text: A

text: Shoring

text: up

text: Freddie

text: Mac

text: and

text: Fannie

text: Mae

text: is

text: good

text: news

text: for

text: consumer

text: lending

text: lending

text: generally

text: because

text: it

text: boosts

text: confidence

text: in

text: the

text: mortgage

text: markets

text: If

text: you

text: already

text: have

text: a

text: loan

text: it

text: 's

text: wo

text: n't

text: have

text: immediate

text: consequences

text: We

text: do

text: n't

text: yet

text: know

text: if

text: it

text: will

text: be

text: successful

text: and

text: how

text: much

text: the

text: two

text: entities

text: might

text: take

text: advantage

text: of

text: the

text: federal

text: governments

text: offer

text: to

text: lend

text: them

text: money

text: For

text: that

text: reason

text: it

text: 's

text: difficult

text: to

text: say

text: what

text: the

text: impact

text: might

text: be

text: on

text: the

text: federal

text: budget

text: deficit

text: Suffice

text: it

text: to

text: say

text: however

text: that

text: the

text: buck

text: always

text: seems

text: to

text: stop

text: with

text: the

text: American

text: taxpayer

question: What might happen to home prices as a result of the government's moves?

answer: could be stabilized

text: could be stabilized

question: What could the steps do?

answer: eventually stabilize home prices.

text: eventually stabilize home prices.

question: Who offered to shore up mortgage giants?

answer: Treasury Department and Federal Reserve

text: Treasury Department and Federal Reserve

question: Who announced steps to shore up mortgage giants?

answer: Treasury Department

text: Treasury Department

question: Who owns almost half of the U.S home loans?

answer: Fannie Mae and Freddie Mac

text: Fannie Mae and Freddie Mac

question: What are two American "mortgage giants"?

answer: Freddie Mac and Fannie Mae

text: Freddie Mac and Fannie Mae

question: In what percentage of US home loans are these two large companies involved in?

answer: almost half of the

text: almost half of the

question: Who will shore up mortgage giants if necessary?

answer: federal government

text: federal government

question: What could stabilize home prices?

answer: Steps to shore up FannieMae and Freddie Mac

text: Steps to shore up FannieMae and Freddie Mac

question: Who owns almost half of home loans?

answer: Fannie Mae and Freddie Mac

text: Fannie Mae and Freddie Mac

question: What could stablize home price?

answer: Steps to shore up FannieMae and Freddie Mac

text: Steps to shore up FannieMae and Freddie Mac