text:
MIAMI BEACH, Florida (CNN)  -- On the grainy, silent black and white video, it's hard to tell exactly what happened the night of June 14 in Miami Beach. But one thing is certain: A tourist, Husien Shehada, can be seen falling to the ground, shot by a police officer. Shehada, 29, later died.

Husien Shehada, at left with his brother, Samer, was shot dead by Miami Beach police on June 14.

Four nights later, again in Miami Beach, Lawrence McCoy allegedly pistol-whipped a cab driver and led police on a chase. Police say shots were exchanged. McCoy, also 29, was killed.

Officer Adam Tavss, a 34-year-old former history teacher with three years on the force, was involved in both police shootings, the first in Miami Beach since 2003.

Although it is not yet clear whether Tavss fired one of the shots that killed McCoy, questions are being raised as to whether the officer was cleared for patrol duty too soon after the first shooting.

Police and the Miami-Dade County state attorney's office are investigating the shootings. The inquiry is expected to last several more months. All the records and reports have been sealed.  Watch surveillance video of the first shooting Â»

The families of Shehada and McCoy are asking the Justice Department to investigate. Tavss, who is now assigned to desk duty, declined through his attorney to speak with CNN, citing the ongoing investigation.

Miami Beach Police Chief Carlos Noriega has defended both shootings.

"It is important to note that the subjects in both cases had exhibited aggressive, violent, non-compliant and criminal behavior," the chief said in a statement to the media.

Noriega added that officers "are required to make split-second decisions based on a variety of factors and cannot afford to hesitate or be wrong."

The Miami Beach department's standard operating procedure for use of force, a copy of which was obtained by CNN, states that any officer involved in a fatal shooting must be assigned to administrative duties for at least 72 hours. The department also mandates psychological support.

Tavss was removed from duty for 72 hours, evaluated and then cleared by Noriega to return to patrol, which is departmental policy. On his first day back out on the street, Tavss was involved in the second shooting.

Each of the nation's 20,000 police departments sets its own policy for police involved in shootings and fatalities. Some departments keep the officers off the streets for a week or longer. In virtually all cases, psychological evaluation and counseling are mandatory.  Watch CNN's report on the shootings Â»

Maria Haberfeld, a professor at John Jay College of Criminal Justice in New York and an expert on police use of force and stress management, said she had never heard of an officer being involved in two shootings within four days.

"I think it's a gross error of judgment for any police department to maintain a rule that allows an officer who was involved in a fatal shooting to be back on the streets four days after the incident," Haberfeld said.

A study by the Justice Department's National Institute of Justice found that officers involved in fatal shootings can be affected for months afterward.

"In the days, weeks and months that follow a shooting, officers may suffer adverse reactions such as sleep interruption, anxiety and depression," a report on the study said.

Officers "experienced a range of psychological, emotional and physiological reactions that distorted time, distance, sight and sound," the study concluded. In some cases, the study found, officers could not recall firing their weapons.

But even experts are undecided on just how much time off the street is enough, because every incident and every police officer is different.

"It's hard for me to estimate whether it's weeks or a little bit more, but certainly not days; certainly not hours. It's just too irresponsible toward the officer and toward the society the officer needs to serve," Haberfeld said.

Police officers across the country train on how to make difficult split-second decisions on the use of deadly force.

The sheriff in neighboring Broward County uses an interactive video screen that places officers into scenarios they might face while on patrol.

"In less than half a second, your pulse may go from 60 to 160, 170, and your heart's beating out of your chest, and you have to make a split-second decision," Broward Sheriff's Sgt. Bill Pennypacker said.

Witnesses, police and surveillance video obtained by CNN provide the following, sometimes conflicting, accounts of what happened during the two Miami Beach shootings:

Husien Shehada and his brother, Samer, had come from Virginia to spend a long weekend with their girlfriends in Miami Beach. Early on Sunday, June 14, they got into a scuffle with another group of men, who intervened after Samer Shehada allegedly assaulted his girlfriend.

Investigators said they believe that the two brothers were looking for revenge against those men when somebody called 911, reporting that two men were walking down the street and that one of them might be carrying a machine gun. The callers said they could see the outline of a large gun underneath his white shirt, and he was carrying it in his left hand.

In a color security camera tape released by the Miami Beach Police Department, it appears that one of the brothers was carrying something under his shirt, holding it with his left hand.

Tavss and other officers approached the brothers in front of Twist, a popular South Beach nightclub. A grainy black and white videotape shows the brothers together and Husien Shehada falling to the ground. A police officer can then be seen approaching.

Samer Shehada said he and his brother were cooperating. "His hands were up for a good two seconds, three seconds," Samer Shehada said. "He wasn't in the process of raising his hands. His hands were up."

One witness told CNN that when Tavss approached the brothers with his gun drawn, the brothers were belligerent. The witness, Derek Reynolds, was working security at the club that night. He said the two men cursed at police and wouldn't put their hands up.

"It got intense. ... They weren't cooperating," he said. "One guy reached behind him, and he got shot."

Law enforcement sources say a coat hanger and a bottle were found at the scene, but no gun was found. Samer Shehada said that neither he nor his brother was carrying a coat hanger, much less a gun.

After the shooting, Tavss was relieved of duty for 72 hours, per department policy.

When he returned to street patrol, he was one of several officers who responded to a 911 call reporting that that a taxi driver had been pistol-whipped and his cab stolen.

Police confronted Lawrence McCoy on a Miami Beach causeway. According to police, McCoy ran and fired at the officers. McCoy was shot dead by police. It is not yet known whether Tavss fired any shots.

John Contini, an attorney representing the families of both men shot by police, said McCoy was shot nine to 11 times.

No weapon was found on McCoy. Police found a gun several days later in Biscayne Bay, but they say they don't know if it belonged to McCoy.

Lawrence McCoy Sr. said his son's civil rights were violated.

"Michael Vick was convicted and put in jail for two years for killing dogs -- for killing dogs. I want justice for my son," he said.

Contini said Tavss should be in jail. He also questioned the policy that allowed him back on the street so quickly.

"In fairness to the officer, you don't put him on the street, with a gun and a badge, to be in this situation without allowing for a period of decompression -- for the officer's sake, to get some help," Contini said.

text: MIAMI

text: BEACH

text: Florida

text: CNN

text: On

text: the

text: grainy

text: silent

text: black

text: and

text: white

text: video

text: it

text: 's

text: hard

text: to

text: tell

text: exactly

text: what

text: happened

text: the

text: night

text: of

text: June

text: in

text: Miami

text: Beach

text: But

text: one

text: thing

text: is

text: certain

text: A

text: tourist

text: Husien

text: Shehada

text: can

text: be

text: seen

text: falling

text: to

text: the

text: ground

text: shot

text: by

text: a

text: police

text: officer

text: Shehada

text: later

text: died

text: Husien

text: Shehada

text: at

text: left

text: with

text: his

text: brother

text: Samer

text: was

text: shot

text: dead

text: by

text: Miami

text: Beach

text: police

text: on

text: June

text: Four

text: nights

text: later

text: again

text: in

text: Miami

text: Beach

text: Lawrence

text: McCoy

text: allegedly

text: pistol

text: whipped

text: a

text: cab

text: driver

text: and

text: led

text: police

text: on

text: a

text: chase

text: Police

text: say

text: shots

text: were

text: exchanged

text: McCoy

text: also

text: was

text: killed

text: Officer

text: Adam

text: Tavss

text: a

text: old

text: former

text: history

text: teacher

text: with

text: three

text: years

text: on

text: the

text: force

text: was

text: involved

text: in

text: both

text: police

text: shootings

text: the

text: first

text: in

text: Miami

text: Beach

text: since

text: Although

text: it

text: is

text: not

text: yet

text: clear

text: whether

text: Tavss

text: fired

text: one

text: of

text: the

text: shots

text: that

text: killed

text: McCoy

text: questions

text: are

text: being

text: raised

text: as

text: to

text: whether

text: the

text: officer

text: was

text: cleared

text: for

text: patrol

text: duty

text: too

text: soon

text: after

text: the

text: first

text: shooting

text: Police

text: and

text: the

text: Miami

text: Dade

text: County

text: state

text: attorney

text: 's

text: office

text: are

text: investigating

text: the

text: shootings

text: The

text: inquiry

text: is

text: expected

text: to

text: last

text: several

text: more

text: months

text: All

text: the

text: records

text: and

text: reports

text: have

text: been

text: sealed

text: Watch

text: surveillance

text: video

text: of

text: the

text: first

text: shooting

text: Â

text: The

text: families

text: of

text: Shehada

text: and

text: McCoy

text: are

text: asking

text: the

text: Justice

text: Department

text: to

text: investigate

text: Tavss

text: who

text: is

text: now

text: assigned

text: to

text: desk

text: duty

text: declined

text: through

text: his

text: attorney

text: to

text: speak

text: with

text: CNN

text: citing

text: the

text: ongoing

text: investigation

text: Miami

text: Beach

text: Police

text: Chief

text: Carlos

text: Noriega

text: has

text: defended

text: both

text: shootings

text: It

text: is

text: important

text: to

text: note

text: that

text: the

text: subjects

text: in

text: both

text: cases

text: had

text: exhibited

text: aggressive

text: violent

text: non

text: compliant

text: and

text: criminal

text: behavior

text: the

text: chief

text: said

text: in

text: a

text: statement

text: to

text: the

text: media

text: Noriega

text: added

text: that

text: officers

text: are

text: required

text: to

text: make

text: split

text: second

text: decisions

text: based

text: on

text: a

text: variety

text: of

text: factors

text: and

text: can

text: not

text: afford

text: to

text: hesitate

text: or

text: be

text: wrong

text: The

text: Miami

text: Beach

text: department

text: 's

text: standard

text: operating

text: procedure

text: for

text: use

text: of

text: force

text: a

text: copy

text: of

text: which

text: was

text: obtained

text: by

text: CNN

text: states

text: that

text: any

text: officer

text: involved

text: in

text: a

text: fatal

text: shooting

text: must

text: be

text: assigned

text: to

text: administrative

text: duties

text: for

text: at

text: least

text: hours

text: The

text: department

text: also

text: mandates

text: psychological

text: support

text: Tavss

text: was

text: removed

text: from

text: duty

text: for

text: hours

text: evaluated

text: and

text: then

text: cleared

text: by

text: Noriega

text: to

text: return

text: to

text: patrol

text: which

text: is

text: departmental

text: policy

text: On

text: his

text: first

text: day

text: back

text: out

text: on

text: the

text: street

text: Tavss

text: was

text: involved

text: in

text: the

text: second

text: shooting

text: Each

text: of

text: the

text: nation

text: 's

text: police

text: departments

text: sets

text: its

text: own

text: policy

text: for

text: police

text: involved

text: in

text: shootings

text: and

text: fatalities

text: Some

text: departments

text: keep

text: the

text: officers

text: off

text: the

text: streets

text: for

text: a

text: week

text: or

text: longer

text: In

text: virtually

text: all

text: cases

text: psychological

text: evaluation

text: and

text: counseling

text: are

text: mandatory

text: Watch

text: CNN

text: 's

text: report

text: on

text: the

text: shootings

text: Â

text: Maria

text: Haberfeld

text: a

text: professor

text: at

text: John

text: Jay

text: College

text: of

text: Criminal

text: Justice

text: in

text: New

text: York

text: and

text: an

text: expert

text: on

text: police

text: use

text: of

text: force

text: and

text: stress

text: management

text: said

text: she

text: had

text: never

text: heard

text: of

text: an

text: officer

text: being

text: involved

text: in

text: two

text: shootings

text: within

text: four

text: days

text: I

text: think

text: it

text: 's

text: a

text: gross

text: error

text: of

text: judgment

text: for

text: any

text: police

text: department

text: to

text: maintain

text: a

text: rule

text: that

text: allows

text: an

text: officer

text: who

text: was

text: involved

text: in

text: a

text: fatal

text: shooting

text: to

text: be

text: back

text: on

text: the

text: streets

text: four

text: days

text: after

text: the

text: incident

text: Haberfeld

text: said

text: A

text: study

text: by

text: the

text: Justice

text: Department

text: 's

text: National

text: Institute

text: of

text: Justice

text: found

text: that

text: officers

text: involved

text: in

text: fatal

text: shootings

text: can

text: be

text: affected

text: for

text: months

text: afterward

text: In

text: the

text: days

text: weeks

text: and

text: months

text: that

text: follow

text: a

text: shooting

text: officers

text: may

text: suffer

text: adverse

text: reactions

text: such

text: as

text: sleep

text: interruption

text: anxiety

text: and

text: depression

text: a

text: report

text: on

text: the

text: study

text: said

text: Officers

text: experienced

text: a

text: range

text: of

text: psychological

text: emotional

text: and

text: physiological

text: reactions

text: that

text: distorted

text: time

text: distance

text: sight

text: and

text: sound

text: the

text: study

text: concluded

text: In

text: some

text: cases

text: the

text: study

text: found

text: officers

text: could

text: not

text: recall

text: firing

text: their

text: weapons

text: But

text: even

text: experts

text: are

text: undecided

text: on

text: just

text: how

text: much

text: time

text: off

text: the

text: street

text: is

text: enough

text: because

text: every

text: incident

text: and

text: every

text: police

text: officer

text: is

text: different

text: It

text: 's

text: hard

text: for

text: me

text: to

text: estimate

text: whether

text: it

text: 's

text: weeks

text: or

text: a

text: little

text: bit

text: more

text: but

text: certainly

text: not

text: days

text: certainly

text: not

text: hours

text: It

text: 's

text: just

text: too

text: irresponsible

text: toward

text: the

text: officer

text: and

text: toward

text: the

text: society

text: the

text: officer

text: needs

text: to

text: serve

text: Haberfeld

text: said

text: Police

text: officers

text: across

text: the

text: country

text: train

text: on

text: how

text: to

text: make

text: difficult

text: split

text: second

text: decisions

text: on

text: the

text: use

text: of

text: deadly

text: force

text: The

text: sheriff

text: in

text: neighboring

text: Broward

text: County

text: uses

text: an

text: interactive

text: video

text: screen

text: that

text: places

text: officers

text: into

text: scenarios

text: they

text: might

text: face

text: while

text: on

text: patrol

text: In

text: less

text: than

text: half

text: a

text: second

text: your

text: pulse

text: may

text: go

text: from

text: to

text: and

text: your

text: heart

text: 's

text: beating

text: out

text: of

text: your

text: chest

text: and

text: you

text: have

text: to

text: make

text: a

text: split

text: second

text: decision

text: Broward

text: Sheriff

text: 's

text: Sgt

text: Bill

text: Pennypacker

text: said

text: Witnesses

text: police

text: and

text: surveillance

text: video

text: obtained

text: by

text: CNN

text: provide

text: the

text: following

text: sometimes

text: conflicting

text: accounts

text: of

text: what

text: happened

text: during

text: the

text: two

text: Miami

text: Beach

text: shootings

text: Husien

text: Shehada

text: and

text: his

text: brother

text: Samer

text: had

text: come

text: from

text: Virginia

text: to

text: spend

text: a

text: long

text: weekend

text: with

text: their

text: girlfriends

text: in

text: Miami

text: Beach

text: Early

text: on

text: Sunday

text: June

text: they

text: got

text: into

text: a

text: scuffle

text: with

text: another

text: group

text: of

text: men

text: who

text: intervened

text: after

text: Samer

text: Shehada

text: allegedly

text: assaulted

text: his

text: girlfriend

text: Investigators

text: said

text: they

text: believe

text: that

text: the

text: two

text: brothers

text: were

text: looking

text: for

text: revenge

text: against

text: those

text: men

text: when

text: somebody

text: called

text: reporting

text: that

text: two

text: men

text: were

text: walking

text: down

text: the

text: street

text: and

text: that

text: one

text: of

text: them

text: might

text: be

text: carrying

text: a

text: machine

text: gun

text: The

text: callers

text: said

text: they

text: could

text: see

text: the

text: outline

text: of

text: a

text: large

text: gun

text: underneath

text: his

text: white

text: shirt

text: and

text: he

text: was

text: carrying

text: it

text: in

text: his

text: left

text: hand

text: In

text: a

text: color

text: security

text: camera

text: tape

text: released

text: by

text: the

text: Miami

text: Beach

text: Police

text: Department

text: it

text: appears

text: that

text: one

text: of

text: the

text: brothers

text: was

text: carrying

text: something

text: under

text: his

text: shirt

text: holding

text: it

text: with

text: his

text: left

text: hand

text: Tavss

text: and

text: other

text: officers

text: approached

text: the

text: brothers

text: in

text: front

text: of

text: Twist

text: a

text: popular

text: South

text: Beach

text: nightclub

text: A

text: grainy

text: black

text: and

text: white

text: videotape

text: shows

text: the

text: brothers

text: together

text: and

text: Husien

text: Shehada

text: falling

text: to

text: the

text: ground

text: A

text: police

text: officer

text: can

text: then

text: be

text: seen

text: approaching

text: Samer

text: Shehada

text: said

text: he

text: and

text: his

text: brother

text: were

text: cooperating

text: His

text: hands

text: were

text: up

text: for

text: a

text: good

text: two

text: seconds

text: three

text: seconds

text: Samer

text: Shehada

text: said

text: He

text: was

text: n't

text: in

text: the

text: process

text: of

text: raising

text: his

text: hands

text: His

text: hands

text: were

text: up

text: One

text: witness

text: told

text: CNN

text: that

text: when

text: Tavss

text: approached

text: the

text: brothers

text: with

text: his

text: gun

text: drawn

text: the

text: brothers

text: were

text: belligerent

text: The

text: witness

text: Derek

text: Reynolds

text: was

text: working

text: security

text: at

text: the

text: club

text: that

text: night

text: He

text: said

text: the

text: two

text: men

text: cursed

text: at

text: police

text: and

text: would

text: n't

text: put

text: their

text: hands

text: up

text: It

text: got

text: intense

text: They

text: were

text: n't

text: cooperating

text: he

text: said

text: One

text: guy

text: reached

text: behind

text: him

text: and

text: he

text: got

text: shot

text: Law

text: enforcement

text: sources

text: say

text: a

text: coat

text: hanger

text: and

text: a

text: bottle

text: were

text: found

text: at

text: the

text: scene

text: but

text: no

text: gun

text: was

text: found

text: Samer

text: Shehada

text: said

text: that

text: neither

text: he

text: nor

text: his

text: brother

text: was

text: carrying

text: a

text: coat

text: hanger

text: much

text: less

text: a

text: gun

text: After

text: the

text: shooting

text: Tavss

text: was

text: relieved

text: of

text: duty

text: for

text: hours

text: per

text: department

text: policy

text: When

text: he

text: returned

text: to

text: street

text: patrol

text: he

text: was

text: one

text: of

text: several

text: officers

text: who

text: responded

text: to

text: a

text: call

text: reporting

text: that

text: that

text: a

text: taxi

text: driver

text: had

text: been

text: pistol

text: whipped

text: and

text: his

text: cab

text: stolen

text: Police

text: confronted

text: Lawrence

text: McCoy

text: on

text: a

text: Miami

text: Beach

text: causeway

text: According

text: to

text: police

text: McCoy

text: ran

text: and

text: fired

text: at

text: the

text: officers

text: McCoy

text: was

text: shot

text: dead

text: by

text: police

text: It

text: is

text: not

text: yet

text: known

text: whether

text: Tavss

text: fired

text: any

text: shots

text: John

text: Contini

text: an

text: attorney

text: representing

text: the

text: families

text: of

text: both

text: men

text: shot

text: by

text: police

text: said

text: McCoy

text: was

text: shot

text: nine

text: to

text: times

text: No

text: weapon

text: was

text: found

text: on

text: McCoy

text: Police

text: found

text: a

text: gun

text: several

text: days

text: later

text: in

text: Biscayne

text: Bay

text: but

text: they

text: say

text: they

text: do

text: n't

text: know

text: if

text: it

text: belonged

text: to

text: McCoy

text: Lawrence

text: McCoy

text: Sr

text: said

text: his

text: son

text: 's

text: civil

text: rights

text: were

text: violated

text: Michael

text: Vick

text: was

text: convicted

text: and

text: put

text: in

text: jail

text: for

text: two

text: years

text: for

text: killing

text: dogs

text: for

text: killing

text: dogs

text: I

text: want

text: justice

text: for

text: my

text: son

text: he

text: said

text: Contini

text: said

text: Tavss

text: should

text: be

text: in

text: jail

text: He

text: also

text: questioned

text: the

text: policy

text: that

text: allowed

text: him

text: back

text: on

text: the

text: street

text: so

text: quickly

text: In

text: fairness

text: to

text: the

text: officer

text: you

text: do

text: n't

text: put

text: him

text: on

text: the

text: street

text: with

text: a

text: gun

text: and

text: a

text: badge

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text: be

text: in

text: this

text: situation

text: without

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text: period

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text: decompression

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text: the

text: officer

text: 's

text: sake

text: to

text: get

text: some

text: help

text: Contini

text: said

question: Where did this take place?

answer: Miami Beach

text: Miami Beach

question: Who is involved in two police shootings?

answer: Officer Adam Tavss,

text: Officer Adam Tavss,

question: When did the second shooting occur?

answer: Four nights later,

text: Four nights later,

question: How long had Adam Tavss been on the street before the 2nd shooting?

answer: first day

text: first day

question: Who decides when an officer can return to work?

answer: Police Chief Carlos Noriega

text: Police Chief Carlos Noriega

question: When did the second shooting happen?

answer: Four nights later,

text: Four nights later,

question: What department is Adam Tavss affiliated with?

answer: Miami Beach

text: Miami Beach

question: What was the police officers name?

answer: Adam Tavss,

text: Adam Tavss,


text:
PARIS, France (CNN) -- France bears responsibility for deporting Jews to their deaths in concentration camps during World War II, the country's highest court ruled Monday.

Jews and foreigners are rounded up in Paris in May 1941.

But, the Council of State said, "measures taken since the end of the Second World War have compensated for the damage."

Northern France was directly occupied by Nazi Germany during World War II while the south of the country was ruled by the Vichy government that collaborated with Adolf Hitler.

France's role in the deportation of its Jews was a taboo subject for decades after the war.

The trial of Maurice Papon, a civil servant in the collaborationist Vichy government, for deporting Jews, forced the country to confront its role in the Holocaust.

Papon was convicted in 1998 by a French court for complicity in crimes against humanity for his role in the deportation of 1,590 Jews from the city of Bordeaux.

Most of the deportees later perished at the concentration camp at Auschwitz in modern day Poland. Papon died in February 2007, aged 96, after serving part of his term and then being freed on health grounds.

There were approximately 350,000 Jews in France at the time of the country's defeat by Germany in 1940. At least half of those were refugees who had already fled Germany or countries already under Nazi occupation, according to the Web site of the United States Holocaust Memorial Museum.

At least 77,000 Jews were deported to their deaths from French transit camps between 1942 and the end of German occupation in December 1944. Of these, around a third were French citizens and more than 8,000 were children under 13.

text: PARIS

text: France

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text: France

text: bears

text: responsibility

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text: deporting

text: Jews

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text: deaths

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text: during

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text: Web

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text: than

text: were

text: children

text: under

question: What country is responsible for sending Jews to concentration camps?

answer: France bears responsibility

text: France bears responsibility

question: What did the court rule about compensation?

answer: "measures taken since the end of the Second World War have compensated for the damage."

text: "measures taken since the end of the Second World War have compensated for the damage."

question: What number of Jews were deported from France?

answer: 77,000

question: Who occupied France?

answer: Nazi Germany

text: Nazi Germany

question: What number of Jews were deported?

answer: At least 77,000

text: At least 77,000

question: Where were 77,000 Jews deported from?

answer: French transit camps

text: French transit camps

question: Who bears responsibility for sending Jews to WWII concentration camps?

answer: France

text: France

question: Who was deported from France during Nazi occupation?

answer: Jews

text: Jews

question: What was taboo for many years?

answer: France's role in the deportation of its Jews

text: France's role in the deportation of its Jews


text:
(Tribune Media Services) -- I'm lost!

For American Girl book fans, the "Happy New Year, Julie" story is an ideal gift for holiday road trips.

Hopelessly, completely lost on a winding, backcountry road somewhere in Westchester County, N.Y. Did I mention it was night and pitch-black? "How could you do this?" asks my aggravated 16-year-old daughter, Mel.

I'm not even sure. One minute we're on the highway and a couple of wrong turns later, here we are. None of the maps in the car showed the road we were on. Finally, we spot some open shops and a kind saleswoman in the Gap gave me directions.

Guess what I want somebody to give me this holiday? A portable GPS! (Are you listening, elves?) L.L. Bean (www.llbean.com) has some that are under $100, TomTom (www.tomtom.com), has some for under $250. A GPS would be a welcome gift for any traveling family. It's no fun getting lost, whether close to home or on vacation in an unfamiliar city or country.

Of course, my favorite gift of all would be a trip. Give those you love most the gift of an adventure together someplace new, or someplace that holds special memories, whether you are celebrating a special anniversary, birthday or simply a good year. Outfitters, cruise lines and resorts will help you arrange a custom itinerary -- and give you a good "reunion" deal too. Just make sure you get everyone on board with the idea before you fork over your credit card for those nonrefundable deposits.

Give the adults different guidebooks about the region and if you are planning a trip to foreign shores, give each of the kids some Euros, Pesos, etc., to spend when they get there. They'll have fun and maybe hone a few math skills figuring out how much they've really got to spend.

Maybe you want to encourage your kids' or grandkids' interest in exploring the world beyond their community. Buy them a subscription to National Geographic Kids (www.shopng.org) and for preschoolers, National Geographic Little Kids (subscriptions are just $15 a year.)

Those planning road trips or plane trips with their children will thank you every time they travel, if you slip a portable DVD player under the tree or next to the Hanukkah Menorah. Disney (www.disneyshopping.com) has a new one that's compact and has twin 7-inch LCD screens and two sets of headphones. It sells for $179.99. Of course, you'll need a couple of new DVDs to watch. How about encouraging the young chefs in the gang with Pixar's "Ratatouille," or spark your little pirate's sense of adventure with "Pirates of the Caribbean: At World's End." If you're planning a holiday trip, bring along your favorite holiday movie.

Books on tape are also a great bet for families who prefer the road to the skies. The story can become a shared experience because everyone, including the driver, can listen at the same time, assuming you can get the older kids to turn off their iPods. There are plenty of holiday stories, like "A Christmas Carol" performed by Jim Dale, who read the Harry Potter books so well, John Grisham's "Skipping Christmas"(www.randomhouse.com/audio) read by Dennis Boutsikaris or Fannie Flagg reading her book "A Redbird Christmas," which I just listened to on a long drive in Colorado. Also check out Brilliance Audio (www.brillianceaudio.com) for other titles like Adam Canfield's "Watch Your Back" about the adventures -- and misadventures of an intrepid middle-school reporter.

Good old-fashioned books, of course, are great gifts too, especially if you can find one that relates to an experience you've shared on vacation or to a place you plan to visit. Ask your local children's librarian for suggestions. Maybe you've taken the kids to Cirque de Soleil or the Big Apple Circus, if so check out "The Painted Circus" (www.kidscanpress.com), which features beautiful illustrations that play tricks on the eye -- great to read together on a plane or at a relative's house.

If you've been to San Francisco, buy your American Girl book fans (www.americangirl.com) the "Happy New Year, Julie" story about a girl growing up around San Francisco in the 1970s who celebrates the Chinese New Year with her best friend. An added plus: It will be fun for moms to share what their lives were like "back in the old days" through these historically accurate tales. I also like the Mini Mysteries from American Girl.

No one should travel these days without a camera in his or her pocket -- to capture all those funny moments that don't always end up in the family scrapbook. Even better, the kids can take charge of creating family vacation Web pages. The experts at Take Great Pictures (www.TakeGreatPictures.com) suggest the Olympus Stylus 770 SW ($379.95) because it is shockproof, waterproof, crushproof and only weights 5.5 ounces. For teens, check out the Casio EX-S880 ($249.95), which comes in bright colors and is about the size of a credit card. The Casio EX also features a YouTube Capture mode so they can upload videos to the Web. The experts suggest the Pentax Optio E40 (under $150) for kids as young as six.

No one, including kids, should travel without a lightweight, rolling duffel. Lands End (www.landsend.com) or L.L. Bean (www.llbean.com) offer them in a variety of colors and while you're at it, order a monogrammed fleece blanket for each child for those interminable car trips. I'm also a fan of fleece jackets and vests for travel because they're lightweight and dry quickly. You can find them everywhere, even for young kids. (Check out the selection at Patagonia (www.patagonia.com).

Happy shopping. E-mail to a friend

(For more Taking the Kids, visit www.takingthekids.com, where Eileen Ogintz welcomes your questions and comments.)

text: Tribune

text: Media

text: Services

text: I

text: 'm

text: lost

text: For

text: American

text: Girl

text: book

text: fans

text: the

text: Happy

text: New

text: Year

text: Julie

text: story

text: is

text: an

text: ideal

text: gift

text: for

text: holiday

text: road

text: trips

text: Hopelessly

text: completely

text: lost

text: on

text: a

text: winding

text: backcountry

text: road

text: somewhere

text: in

text: Westchester

text: County

text: N.Y.

text: Did

text: I

text: mention

text: it

text: was

text: night

text: and

text: pitch

text: black

text: How

text: could

text: you

text: do

text: this

text: asks

text: my

text: aggravated

text: old

text: daughter

text: Mel

text: I

text: 'm

text: not

text: even

text: sure

text: One

text: minute

text: we

text: 're

text: on

text: the

text: highway

text: and

text: a

text: couple

text: of

text: wrong

text: turns

text: later

text: here

text: we

text: are

text: of

text: the

text: maps

text: in

text: the

text: car

text: showed

text: the

text: road

text: we

text: were

text: on

text: Finally

text: we

text: spot

text: some

text: open

text: shops

text: and

text: a

text: kind

text: saleswoman

text: in

text: the

text: Gap

text: gave

text: me

text: directions

text: Guess

text: what

text: I

text: want

text: somebody

text: to

text: give

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text: holiday

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text: portable

text: GPS

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text: you

text: listening

text: elves

text: L.L.

text: Bean

text: has

text: some

text: that

text: are

text: under

text: TomTom

text: has

text: some

text: for

text: under

text: A

text: GPS

text: would

text: be

text: a

text: welcome

text: gift

text: for

text: any

text: traveling

text: family

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text: 's

text: no

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text: getting

text: lost

text: whether

text: close

text: to

text: home

text: or

text: on

text: vacation

text: in

text: an

text: unfamiliar

text: city

text: or

text: country

text: Of

text: course

text: my

text: favorite

text: gift

text: of

text: all

text: would

text: be

text: a

text: trip

text: Give

text: those

text: you

text: love

text: most

text: the

text: gift

text: of

text: an

text: adventure

text: together

text: someplace

text: new

text: or

text: someplace

text: that

text: holds

text: special

text: memories

text: whether

text: you

text: are

text: celebrating

text: a

text: special

text: anniversary

text: birthday

text: or

text: simply

text: a

text: good

text: year

text: Outfitters

text: cruise

text: lines

text: and

text: resorts

text: will

text: help

text: you

text: arrange

text: a

text: custom

text: itinerary

text: and

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text: you

text: a

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text: reunion

text: deal

text: too

text: Just

text: make

text: sure

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text: everyone

text: on

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text: fork

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text: credit

text: card

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text: those

text: nonrefundable

text: deposits

text: Give

text: the

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text: guidebooks

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text: if

text: you

text: are

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text: trip

text: to

text: foreign

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text: give

text: each

text: of

text: the

text: kids

text: some

text: Euros

text: Pesos

text: etc

text: to

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text: when

text: they

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text: there

text: They

text: 'll

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text: fun

text: and

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text: few

text: math

text: skills

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text: out

text: how

text: much

text: they

text: 've

text: really

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text: to

text: spend

text: Maybe

text: you

text: want

text: to

text: encourage

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text: kids

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text: interest

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text: the

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text: their

text: community

text: Buy

text: them

text: a

text: subscription

text: to

text: National

text: Geographic

text: Kids

text: and

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text: preschoolers

text: National

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text: Little

text: Kids

text: subscriptions

text: are

text: just

text: a

text: year

text: Those

text: planning

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text: trips

text: or

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text: with

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text: every

text: time

text: they

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text: slip

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text: DVD

text: player

text: under

text: the

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text: or

text: next

text: to

text: the

text: Hanukkah

text: Menorah

text: Disney

text: has

text: a

text: new

text: one

text: that

text: 's

text: compact

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text: has

text: twin

text: LCD

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text: and

text: two

text: sets

text: of

text: headphones

text: It

text: sells

text: for

text: Of

text: course

text: you

text: 'll

text: need

text: a

text: couple

text: of

text: new

text: DVDs

text: to

text: watch

text: How

text: about

text: encouraging

text: the

text: young

text: chefs

text: in

text: the

text: gang

text: with

text: Pixar

text: 's

text: Ratatouille

text: or

text: spark

text: your

text: little

text: pirate

text: 's

text: sense

text: of

text: adventure

text: with

text: Pirates

text: of

text: the

text: Caribbean

text: At

text: World

text: 's

text: End

text: If

text: you

text: 're

text: planning

text: a

text: holiday

text: trip

text: bring

text: along

text: your

text: favorite

text: holiday

text: movie

text: Books

text: on

text: tape

text: are

text: also

text: a

text: great

text: bet

text: for

text: families

text: who

text: prefer

text: the

text: road

text: to

text: the

text: skies

text: The

text: story

text: can

text: become

text: a

text: shared

text: experience

text: because

text: everyone

text: including

text: the

text: driver

text: can

text: listen

text: at

text: the

text: same

text: time

text: assuming

text: you

text: can

text: get

text: the

text: older

text: kids

text: to

text: turn

text: off

text: their

text: iPods

text: There

text: are

text: plenty

text: of

text: holiday

text: stories

text: like

text: A

text: Christmas

text: Carol

text: performed

text: by

text: Jim

text: Dale

text: who

text: read

text: the

text: Harry

text: Potter

text: books

text: so

text: well

text: John

text: Grisham

text: 's

text: Skipping

text: Christmas"(www.randomhouse.com

text: audio

text: read

text: by

text: Dennis

text: Boutsikaris

text: or

text: Fannie

text: Flagg

text: reading

text: her

text: book

text: A

text: Redbird

text: Christmas

text: which

text: I

text: just

text: listened

text: to

text: on

text: a

text: long

text: drive

text: in

text: Colorado

text: Also

text: check

text: out

text: Brilliance

text: Audio

text: for

text: other

text: titles

text: like

text: Adam

text: Canfield

text: 's

text: Watch

text: Your

text: Back

text: about

text: the

text: adventures

text: and

text: misadventures

text: of

text: an

text: intrepid

text: middle

text: school

text: reporter

text: Good

text: old

text: fashioned

text: books

text: of

text: course

text: are

text: great

text: gifts

text: too

text: especially

text: if

text: you

text: can

text: find

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text: relates

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text: experience

text: you

text: 've

text: shared

text: on

text: vacation

text: or

text: to

text: a

text: place

text: you

text: plan

text: to

text: visit

text: Ask

text: your

text: local

text: children

text: 's

text: librarian

text: for

text: suggestions

text: Maybe

text: you

text: 've

text: taken

text: the

text: kids

text: to

text: Cirque

text: de

text: Soleil

text: or

text: the

text: Big

text: Apple

text: Circus

text: if

text: so

text: check

text: out

text: The

text: Painted

text: Circus

text: which

text: features

text: beautiful

text: illustrations

text: that

text: play

text: tricks

text: on

text: the

text: eye

text: great

text: to

text: read

text: together

text: on

text: a

text: plane

text: or

text: at

text: a

text: relative

text: 's

text: house

text: If

text: you

text: 've

text: been

text: to

text: San

text: Francisco

text: buy

text: your

text: American

text: Girl

text: book

text: fans

text: the

text: Happy

text: New

text: Year

text: Julie

text: story

text: about

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text: growing

text: up

text: around

text: San

text: Francisco

text: in

text: the

text: who

text: celebrates

text: the

text: Chinese

text: New

text: Year

text: with

text: her

text: best

text: friend

text: An

text: added

text: plus

text: It

text: will

text: be

text: fun

text: for

text: moms

text: to

text: share

text: what

text: their

text: lives

text: were

text: like

text: back

text: in

text: the

text: old

text: days

text: through

text: these

text: historically

text: accurate

text: tales

text: I

text: also

text: like

text: the

text: Mini

text: Mysteries

text: from

text: American

text: Girl

text: No

text: one

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text: these

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text: without

text: a

text: camera

text: in

text: his

text: or

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text: pocket

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text: all

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text: do

text: n't

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text: in

text: the

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text: Even

text: better

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text: family

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text: Web

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text: The

text: experts

text: at

text: Take

text: Great

text: Pictures

text: www

text: TakeGreatPictures.com

text: suggest

text: the

text: Olympus

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text: SW

text: because

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text: which

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text: experts

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text: the

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question: What is a useful gift for travelling families?

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text:
(CNN) -- French Open champion Roger Federer dramatically withdrew from the Halle Open tournament on Tuesday saying he was "overwhelmed and exhausted" after his Paris triumph.

Roger Federer quits the Halle Open saying he is  "overwhelmed and exhausted" after his Paris triumph.

Federer beat Swede Robin Soderling in Sunday's Roland Garros final to complete his Grand Slam haul and equal the record 14 'major' wins by Pete Sampras.

He traditionally uses the German follow-up event as his warm-up for Wimbledon which starts on June 22.

"I sincerely apologise to the tournament organisers, my competitors, and my fans in Germany," Swiss world number two Federer said in a statement on his Web site.

"I only hope they will understand that I still feel emotionally overwhelmed and exhausted by the incredible events of the past few days.

"It is hard for me to admit, but I simply cannot imagine giving my best effort in another tournament right away and I don't want to risk injury if I am not 100 percent prepared.

"I need to rest and recuperate, but I look forward to returning to Halle in 2010 to go for my sixth title."

Serb Novak Djokovic, who scored a straight sets win over Italy's Simone Bolelli 7-5 6-2 in 84 minutes earlier in the day, has now been promoted to top seed.

"For my first game here, I was pretty happy," said Djokovic, who faces France's Florent Serra in the second round.

Djokovic is using the grass-court tournament to prepare for the next Grand Slam tournament -- and he hopes injury worry Rafael Nadal will be at Wimbledon to defend his crown.

Nadal withdrew from the Queen's tournament this week with a knee injury and the Spaniard says he will travel to London next week before making a final decision.

"I hope he makes it, it would be a shame for the tournament if the defending champion and world number one doesn't play through injury," said Djokovic.

Earlier, third-seeded Fernando Verdasco suffered a first round exit when he was beaten by Germany's Philipp Petzschner 3-6 7-6 6-4.

Former world number one Lleyton Hewitt tipped Federer to set a new Grand Slam record at Wimbledon after easing into the second round at Queen's.

Australian Hewitt took just 44 minutes to sink Argentine Eduardo Schwank 6-1 6-0 and then turned his thoughts to Federer whose triumph in Paris saw him draw level with Pete Sampras on 14 Grand Slam wins.

"It was an amazing achievement," said Hewitt. "His record speaks for itself. From what I saw of the match, he played his best tennis in the final.

"There was a lot of pressure and expectation on him. He came out and played one of his best matches. I think coming to Wimbledon is probably his favorite tournament of the year, so he's going to be feeling pretty confident."

He added: "Roger's going to be the one to beat. But Andy Murray has got a good chance, no doubt about that, both here and Wimbledon. He's number three in the world at the moment and plays extremely well on this surface."

Britain's Murray, who is the top seed in the singles, and Hewitt won their opening doubles 3-6 6-3 12-10 on a match tie-break after dropping the first set to U.S. duo Rajeev Ram and Andy Roddick.

Second-seeded Roddick began his challenge for a record fifth Queen's title with a comfortable 6-1 6-4 second round victory over Kristof Vliegen.

text: CNN

text: French

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text: Soderling

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text: saw

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text: achievement

text: said

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text: a

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text: Queen

text: 's

text: title

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text: over

text: Kristof

text: Vliegen

question: Who is overwhelmed and exhausted?

answer: Roger Federer

text: Roger Federer

question: What was his reason?

answer: "overwhelmed and exhausted"

text: "overwhelmed and exhausted"

question: What did Federer use the German follow-up event as a warm-up for?

answer: Wimbledon

text: Wimbledon

question: Who withdrew from Halle Open?

answer: Roger Federer

text: Roger Federer

question: Who is the French Open champion?

answer: Roger Federer

text: Roger Federer

question: What is traditionally used as a German followup event?

answer: his warm-up for Wimbledon

text: his warm-up for Wimbledon


text:
(OPRAH.com) -- Families all over the country are tightening their belts during this economic crisis, but some people are actually finding that cutting back can lead to richer lives.

The Heinz family makes a net income of $58,000 a year -- but they have $70,000 in savings.

The Heinz family makes a net income of $58,000 a year -- but they have $70,000 in savings.

How did they do it?

Sue Heinz is a stay-at-home mom with four children living in Sarasota, Florida.

To keep their family out of financial worry, she and her husband, Brett, have gotten thrifty.

With a prepaid cell phone used only for emergencies, the family's monthly bill is just $5.

By brown bagging his lunch and carpooling to work, Brett spends little money during the work week and saves $122 each month on gas.

Sue has found a way to snip $550 from their yearly budget by cutting the family's hair herself. And with a little online research, Brett found out how to do his own home repairs and says he has saved more than $6,000.

Sue says their thriftiness began 11 years ago when she and Brett first moved to Florida on a teacher's salary. "We had goals," she says. "We wanted to own a home, we wanted to have a big family -- and we knew we had to set our priorities to make that work."

The ride hasn't been all smooth sailing, and Sue says they incurred some credit card debt along the way. "But I'm very happy to say, and proud to say, that we're paying it back at nearly three times the minimum balance," she says. Oprah.com: How to get out of credit card debt

Although they've had to cut back in certain areas, Sue says their thrifty ways haven't curbed their lifestyle one bit. "We go to the beach once a week, we go bike riding with the kids, we do all kinds of fun things," she says. "There are second-run movie theaters; there are a lot of ways to have fun without spending money."

"It's an alternative to living beyond our means, really," Brett says. "Instead of spending too much money on things, we just make choices."

Sandberg family

On the other end of the spectrum, the Sandberg family is learning the need to cut back for the first time. Vicky and Mark have been married for 15 years and have two children. Until recently, the family has always brought in a double income. "Times in the construction industry have been really tough, and four months ago I lost my job as a recruiter and as a trainer," Vicky says.

With about 40 percent of their total income gone, the family has a new set of stress. Vicky and Mark say they've had to cut back their investment contributions toward their children's college funds and froze their individual retirement accounts. "My personal biggest fear is losing what we have, what we've worked so hard for," Mark says.

Can thrifty couple Sue and Brett help Vicky and Mark find ways to cut back? They begin with the Sandbergs' monthly budget and discover the Sandbergs are spending $650 a month in department stores on things for the kids -- clothing, video games and DVDs. "That's a big number," Sue says.

In addition, the Sandbergs are spending $190 each month on their phone, Internet and cable bill and $350 a month eating out at restaurants. All in all, the family is spending $8,744 a month, which is more than they are bringing in.

To get Vicky and Mark on track, Sue says they need to bring their monthly budget down to less than $8,000 per month. Sue gives them a basket for storing their daily receipts and a journal to write down their needs and wants. "You're going to take a good look and start to become extremely aware of where this money is going," she says.

First to go are all but one of Vicky and Mark's credit cards -- for emergencies only -- in exchange for a debit card with a rewards program. "I love the idea of having a debit card and paying as you go," Mark says. "I think that would relieve a lot of stress at the end of the month."

Because Vicky and Mark have two cell phones, Sue suggests dropping their landline and finds a cable company that offers a better deal. They instantly save more than $100 a month!

Sue takes the couple to the grocery store and teaches them how to prepare a meal for under $5. There are even leftovers, which can be used for Mark's lunches.

Sue says the family can still enjoy eating out -- with the proper research. By searching online, Sue says you can find restaurants that let kids eat for free on certain nights of the week. "Google your town's name plus 'free stuff' or 'kids' free meals,' and things pop up," she says.

Sue also has a tip to save money on the DVDs the kids ask for -- go to the library and rent the DVD for free!

In all, Sue and Brett helped Vicky and Mark find an extra $2,000 a month. "It felt great because we didn't know what we were spending," Vicky says. "It's really a mind-set. Mark and I have worked very hard to have what we have for our family and provide for them, but he'd spend what he'd spend, I would spend what I would spend and we'd pay the bill at the end of the month, and we just weren't paying attention."

Mark is also thrilled with the family's new money habits. "It was a lot less stress at the end of the month," he says.

CouponMom.com

With the cost of food rising and moms everywhere cringing over their grocery receipts, one mom has found a way to save her family thousands of dollars. Stephanie Nelson, founder of CouponMom.com, says she actually looks forward to grocery shopping! Can she buy a week's worth of food at half the price?

Stephanie begins her plan of attack by researching coupons online. "It's actually easier than ever to use grocery coupons today because we can use the Internet to print coupons," she says. "In about half an hour a week, you can make a real difference in cutting your grocery bill in half."

With coupons in hand, Stephanie hits the store and fills up her shopping cart with $127 worth of groceries. "Don't panic," she says. "That's not what we're paying." As the clerk scans coupon after coupon, the total falls lower and lower -- until it hits $37.16, a 71 percent savings! Oprah.com: Five ways to save money on your groceries

Selling your home

It's no secret that it's a difficult time to sell a home -- so some sellers are getting creative. When Jennifer from Charleston, South Carolina, needed to sell her house, she says no one was biting. After five months and no offers in sight, Jennifer put her house on Craigslist. Two days later, it sold.

Karen from Hancock, Maryland, was having trouble finding a buyer for her farmhouse, so instead of selling, she decided to raffle off her home. She sold tickets for $100 apiece and agreed that any extra money raised beyond the appraised value would go to charity.

After selling more than 6,000 tickets, Karen was able to unload her house and give more than $200,000 to a local charity. If this sounds interesting to you, check the laws in your state.

After two and a half years on the market, Mike and Pam from Streamwood, Illinois, needed an unconventional way to sell their home. They searched online to see if anyone wanted to swap houses and found OnlineHouseTrading.com -- did they make a match? Oprah.com: More ways to save your dollars!

Mike and Pam found Lauren and Ryan, homeowners in Elgin, Illinois, who wanted to upgrade their home. It was the perfect match for Mike and Pam, who were looking to downsize. Mike and Pam sold their home for $295,000 and purchased Lauren and Ryan's home for $180,000.

"We were able to sell our house at the price we wanted, and they were able to sell their townhouse at the price they wanted," Pam says.

"We're all happy," Ryan says. "It was an even trade in the sense we both got exactly what we wanted. We were looking for a house with four bedrooms, a basement and a backyard that would be fenced in for our dogs, and we ended up getting that."

If you're interested in finding a creative way to sell your home, make sure to check out the laws in your state first.

From "The Oprah Winfrey Show" "The Thriftiest Family in America" Â© 2008

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text: OPRAH.com

text: Families

text: all

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text: beach

text: once

text: a

text: week

text: we

text: go

text: bike

text: riding

text: with

text: the

text: kids

text: we

text: do

text: all

text: kinds

text: of

text: fun

text: things

text: she

text: says

text: There

text: are

text: second

text: run

text: movie

text: theaters

text: there

text: are

text: a

text: lot

text: of

text: ways

text: to

text: have

text: fun

text: without

text: spending

text: money

text: It

text: 's

text: an

text: alternative

text: to

text: living

text: beyond

text: our

text: means

text: really

text: Brett

text: says

text: Instead

text: of

text: spending

text: too

text: much

text: money

text: on

text: things

text: we

text: just

text: make

text: choices

text: Sandberg

text: family

text: On

text: the

text: other

text: end

text: of

text: the

text: spectrum

text: the

text: Sandberg

text: family

text: is

text: learning

text: the

text: need

text: to

text: cut

text: back

text: for

text: the

text: first

text: time

text: Vicky

text: and

text: Mark

text: have

text: been

text: married

text: for

text: years

text: and

text: have

text: two

text: children

text: Until

text: recently

text: the

text: family

text: has

text: always

text: brought

text: in

text: a

text: double

text: income

text: Times

text: in

text: the

text: construction

text: industry

text: have

text: been

text: really

text: tough

text: and

text: four

text: months

text: ago

text: I

text: lost

text: my

text: job

text: as

text: a

text: recruiter

text: and

text: as

text: a

text: trainer

text: Vicky

text: says

text: With

text: about

text: percent

text: of

text: their

text: total

text: income

text: gone

text: the

text: family

text: has

text: a

text: new

text: set

text: of

text: stress

text: Vicky

text: and

text: Mark

text: say

text: they

text: 've

text: had

text: to

text: cut

text: back

text: their

text: investment

text: contributions

text: toward

text: their

text: children

text: 's

text: college

text: funds

text: and

text: froze

text: their

text: individual

text: retirement

text: accounts

text: My

text: personal

text: biggest

text: fear

text: is

text: losing

text: what

text: we

text: have

text: what

text: we

text: 've

text: worked

text: so

text: hard

text: for

text: Mark

text: says

text: Can

text: thrifty

text: couple

text: Sue

text: and

text: Brett

text: help

text: Vicky

text: and

text: Mark

text: find

text: ways

text: to

text: cut

text: back

text: They

text: begin

text: with

text: the

text: Sandbergs

text: monthly

text: budget

text: and

text: discover

text: the

text: Sandbergs

text: are

text: spending

text: a

text: month

text: in

text: department

text: stores

text: on

text: things

text: for

text: the

text: kids

text: clothing

text: video

text: games

text: and

text: DVDs

text: That

text: 's

text: a

text: big

text: number

text: Sue

text: says

text: In

text: addition

text: the

text: Sandbergs

text: are

text: spending

text: each

text: month

text: on

text: their

text: phone

text: Internet

text: and

text: cable

text: bill

text: and

text: a

text: month

text: eating

text: out

text: at

text: restaurants

text: All

text: in

text: all

text: the

text: family

text: is

text: spending

text: a

text: month

text: which

text: is

text: more

text: than

text: they

text: are

text: bringing

text: in

text: To

text: get

text: Vicky

text: and

text: Mark

text: on

text: track

text: Sue

text: says

text: they

text: need

text: to

text: bring

text: their

text: monthly

text: budget

text: down

text: to

text: less

text: than

text: per

text: month

text: Sue

text: gives

text: them

text: a

text: basket

text: for

text: storing

text: their

text: daily

text: receipts

text: and

text: a

text: journal

text: to

text: write

text: down

text: their

text: needs

text: and

text: wants

text: You

text: 're

text: going

text: to

text: take

text: a

text: good

text: look

text: and

text: start

text: to

text: become

text: extremely

text: aware

text: of

text: where

text: this

text: money

text: is

text: going

text: she

text: says

text: First

text: to

text: go

text: are

text: all

text: but

text: one

text: of

text: Vicky

text: and

text: Mark

text: 's

text: credit

text: cards

text: for

text: emergencies

text: only

text: in

text: exchange

text: for

text: a

text: debit

text: card

text: with

text: a

text: rewards

text: program

text: I

text: love

text: the

text: idea

text: of

text: having

text: a

text: debit

text: card

text: and

text: paying

text: as

text: you

text: go

text: Mark

text: says

text: I

text: think

text: that

text: would

text: relieve

text: a

text: lot

text: of

text: stress

text: at

text: the

text: end

text: of

text: the

text: month

text: Because

text: Vicky

text: and

text: Mark

text: have

text: two

text: cell

text: phones

text: Sue

text: suggests

text: dropping

text: their

text: landline

text: and

text: finds

text: a

text: cable

text: company

text: that

text: offers

text: a

text: better

text: deal

text: They

text: instantly

text: save

text: more

text: than

text: a

text: month

text: Sue

text: takes

text: the

text: couple

text: to

text: the

text: grocery

text: store

text: and

text: teaches

text: them

text: how

text: to

text: prepare

text: a

text: meal

text: for

text: under

text: There

text: are

text: even

text: leftovers

text: which

text: can

text: be

text: used

text: for

text: Mark

text: 's

text: lunches

text: Sue

text: says

text: the

text: family

text: can

text: still

text: enjoy

text: eating

text: out

text: with

text: the

text: proper

text: research

text: By

text: searching

text: online

text: Sue

text: says

text: you

text: can

text: find

text: restaurants

text: that

text: let

text: kids

text: eat

text: for

text: free

text: on

text: certain

text: nights

text: of

text: the

text: week

text: Google

text: your

text: town

text: 's

text: name

text: plus

text: free

text: stuff

text: or

text: kids

text: free

text: meals

text: and

text: things

text: pop

text: up

text: she

text: says

text: Sue

text: also

text: has

text: a

text: tip

text: to

text: save

text: money

text: on

text: the

text: DVDs

text: the

text: kids

text: ask

text: for

text: go

text: to

text: the

text: library

text: and

text: rent

text: the

text: DVD

text: for

text: free

text: In

text: all

text: Sue

text: and

text: Brett

text: helped

text: Vicky

text: and

text: Mark

text: find

text: an

text: extra

text: a

text: month

text: It

text: felt

text: great

text: because

text: we

text: did

text: n't

text: know

text: what

text: we

text: were

text: spending

text: Vicky

text: says

text: It

text: 's

text: really

text: a

text: mind

text: set

text: Mark

text: and

text: I

text: have

text: worked

text: very

text: hard

text: to

text: have

text: what

text: we

text: have

text: for

text: our

text: family

text: and

text: provide

text: for

text: them

text: but

text: he

text: 'd

text: spend

text: what

text: he

text: 'd

text: spend

text: I

text: would

text: spend

text: what

text: I

text: would

text: spend

text: and

text: we

text: 'd

text: pay

text: the

text: bill

text: at

text: the

text: end

text: of

text: the

text: month

text: and

text: we

text: just

text: were

text: n't

text: paying

text: attention

text: Mark

text: is

text: also

text: thrilled

text: with

text: the

text: family

text: 's

text: new

text: money

text: habits

text: It

text: was

text: a

text: lot

text: less

text: stress

text: at

text: the

text: end

text: of

text: the

text: month

text: he

text: says

text: CouponMom.com

text: With

text: the

text: cost

text: of

text: food

text: rising

text: and

text: moms

text: everywhere

text: cringing

text: over

text: their

text: grocery

text: receipts

text: one

text: mom

text: has

text: found

text: a

text: way

text: to

text: save

text: her

text: family

text: thousands

text: of

text: dollars

text: Stephanie

text: Nelson

text: founder

text: of

text: CouponMom.com

text: says

text: she

text: actually

text: looks

text: forward

text: to

text: grocery

text: shopping

text: Can

text: she

text: buy

text: a

text: week

text: 's

text: worth

text: of

text: food

text: at

text: half

text: the

text: price

text: Stephanie

text: begins

text: her

text: plan

text: of

text: attack

text: by

text: researching

text: coupons

text: online

text: It

text: 's

text: actually

text: easier

text: than

text: ever

text: to

text: use

text: grocery

text: coupons

text: today

text: because

text: we

text: can

text: use

text: the

text: Internet

text: to

text: print

text: coupons

text: she

text: says

text: In

text: about

text: half

text: an

text: hour

text: a

text: week

text: you

text: can

text: make

text: a

text: real

text: difference

text: in

text: cutting

text: your

text: grocery

text: bill

text: in

text: half

text: With

text: coupons

text: in

text: hand

text: Stephanie

text: hits

text: the

text: store

text: and

text: fills

text: up

text: her

text: shopping

text: cart

text: with

text: worth

text: of

text: groceries

text: Do

text: n't

text: panic

text: she

text: says

text: That

text: 's

text: not

text: what

text: we

text: 're

text: paying

text: As

text: the

text: clerk

text: scans

text: coupon

text: after

text: coupon

text: the

text: total

text: falls

text: lower

text: and

text: lower

text: until

text: it

text: hits

text: a

text: percent

text: savings

text: Oprah.com

text: Five

text: ways

text: to

text: save

text: money

text: on

text: your

text: groceries

text: Selling

text: your

text: home

text: It

text: 's

text: no

text: secret

text: that

text: it

text: 's

text: a

text: difficult

text: time

text: to

text: sell

text: a

text: home

text: so

text: some

text: sellers

text: are

text: getting

text: creative

text: When

text: Jennifer

text: from

text: Charleston

text: South

text: Carolina

text: needed

text: to

text: sell

text: her

text: house

text: she

text: says

text: no

text: one

text: was

text: biting

text: After

text: five

text: months

text: and

text: no

text: offers

text: in

text: sight

text: Jennifer

text: put

text: her

text: house

text: on

text: Craigslist

text: Two

text: days

text: later

text: it

text: sold

text: Karen

text: from

text: Hancock

text: Maryland

text: was

text: having

text: trouble

text: finding

text: a

text: buyer

text: for

text: her

text: farmhouse

text: so

text: instead

text: of

text: selling

text: she

text: decided

text: to

text: raffle

text: off

text: her

text: home

text: She

text: sold

text: tickets

text: for

text: apiece

text: and

text: agreed

text: that

text: any

text: extra

text: money

text: raised

text: beyond

text: the

text: appraised

text: value

text: would

text: go

text: to

text: charity

text: After

text: selling

text: more

text: than

text: tickets

text: Karen

text: was

text: able

text: to

text: unload

text: her

text: house

text: and

text: give

text: more

text: than

text: to

text: a

text: local

text: charity

text: If

text: this

text: sounds

text: interesting

text: to

text: you

text: check

text: the

text: laws

text: in

text: your

text: state

text: After

text: two

text: and

text: a

text: half

text: years

text: on

text: the

text: market

text: Mike

text: and

text: Pam

text: from

text: Streamwood

text: Illinois

text: needed

text: an

text: unconventional

text: way

text: to

text: sell

text: their

text: home

text: They

text: searched

text: online

text: to

text: see

text: if

text: anyone

text: wanted

text: to

text: swap

text: houses

text: and

text: found

text: OnlineHouseTrading.com

text: did

text: they

text: make

text: a

text: match

text: Oprah.com

text: More

text: ways

text: to

text: save

text: your

text: dollars

text: Mike

text: and

text: Pam

text: found

text: Lauren

text: and

text: Ryan

text: homeowners

text: in

text: Elgin

text: Illinois

text: who

text: wanted

text: to

text: upgrade

text: their

text: home

text: It

text: was

text: the

text: perfect

text: match

text: for

text: Mike

text: and

text: Pam

text: who

text: were

text: looking

text: to

text: downsize

text: Mike

text: and

text: Pam

text: sold

text: their

text: home

text: for

text: and

text: purchased

text: Lauren

text: and

text: Ryan

text: 's

text: home

text: for

text: We

text: were

text: able

text: to

text: sell

text: our

text: house

text: at

text: the

text: price

text: we

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text: townhouse

text: at

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text: wanted

text: Pam

text: says

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question: how much does sue save a year

answer: $550

question: how much money did sue save?

answer: $70,000

question: What did Jennifer do?

answer: put her house on Craigslist.

text: put her house on Craigslist.

question: what did the family do?

answer: cut back

text: cut back

question: What does Family use for $5 a month?

answer: a prepaid cell phone

text: a prepaid cell phone

question: Can Sue save money?

answer: more than $100 a month!

text: more than $100 a month!